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Grow Financial Federal Credit Union Rates & Review August 2026

Grow Financial Federal Credit Union's 24 - 29 month rates are at 4.18%, IRA CD Account 24 - 29 month rates are at 4.18%, 12 - 17 month rates are at 4.07%, 24 - 29 month rates are at 4.07%, IRA CD Account 12 - 17 month rates are at 4.07%. Grow Financial Federal Credit Union's savings rates are at 0.10%. Grow Financial Federal Credit Union's money market rates are at 1.11%. MonitorBankRates evaluates the financial stability of Grow Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates last updated and verified on 08/28/2026.

Grow Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grow Financial Federal Credit Union? Share your experience about Grow Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Grow Financial Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.91%
Excellent Lower than avg
Grow Financial Federal Credit Union
Headquarters
1242 E 5th Ave Fl 4
Tampa, FL 33605
https://www.growfinancial.org
Member NCUA

Grow Financial Federal Credit Union CD Rates

Product Rate APY Term View More
24 - 29 month 4.10% 4.18% 29 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 24 - 29 month 4.10% 4.18% 29 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
12 - 17 month 4.00% 4.07% 17 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
24 - 29 month 4.00% 4.07% 29 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 12 - 17 month 4.00% 4.07% 17 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 24 - 29 month 4.00% 4.07% 29 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
60 month 3.95% 4.02% 60 months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 60 month 3.95% 4.02% 60 months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
12 - 17 month 3.90% 3.97% 17 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
6 - 11 month 3.90% 3.97% 11 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 12 - 17 month 3.90% 3.97% 17 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 6 - 11 month 3.90% 3.97% 11 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
18 - 23 month 3.85% 3.92% 23 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
60 month 3.85% 3.92% 60 months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 18 - 23 month 3.85% 3.92% 23 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 60 month 3.85% 3.92% 60 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
6 - 11 month 3.80% 3.87% 11 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 6 - 11 month 3.80% 3.87% 11 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
18 - 23 month 3.75% 3.82% 23 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
36 - 47 month 3.75% 3.82% 47 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
48 - 59 month 3.75% 3.82% 59 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 18 - 23 month 3.75% 3.82% 23 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 36 - 47 month 3.75% 3.82% 47 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 48 - 59 month 3.75% 3.82% 59 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
30 - 35 month 3.65% 3.71% 35 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
36 - 47 month 3.65% 3.71% 47 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
48 - 59 month 3.65% 3.71% 59 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 30 - 35 month 3.65% 3.71% 35 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 36 - 47 month 3.65% 3.71% 47 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 48 - 59 month 3.65% 3.71% 59 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
30 - 35 month 3.55% 3.61% 35 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Certificate Account 30 - 35 month 3.55% 3.61% 35 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Grow Financial Federal Credit Union Savings Rates

Product Rate APY View More
Basic Savings Account 1.10% 1.11%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Savings Account 0.25% 0.25%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Roth IRA Savings Account 0.25% 0.25%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Basic Savings 0.15% 0.15%
Min Deposit $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Club Account 0.15% 0.15%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Health Savings Account 0.10% 0.10%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Grow Financial Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 2.10% 2.12%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Money Market Account 1.90% 1.92%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Money Market Account 1.70% 1.71%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Money Market Account 1.55% 1.56%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Money Market Account 1.35% 1.36%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Money Market 1.10% 1.11%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Grow Financial Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Preferred - 1.99%
Details Introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range from 10.49% to 17.99%*. This is a variable rate. Rewards: . Annual Fee: $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Visa Preferred Secured - 1.99%
Details Introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range from 10.49% to 17.99%*. This is a variable rate. Rewards: . Annual Fee: $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Visa Rewards - 1.99%
Details Introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range from 14.74% to 17.99%*. This is a variable rate. Rewards: 1 point per $1 spent. Annual Fee: $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Visa Cash Rewards - 17.49%
Details Rewards: 1 point per $1 spent. Annual Fee: $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Grow Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Grow Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Grow Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Grow Financial Federal Credit Union
Address 1242 E 5th Ave Fl 4, Tampa, FL 33605
Phone 813-837-2451
Fax 813-832-3619
President Richard Reeder
CEO Thomas Feindt
Full-Time Employees 587
Part-Time Employees 37
Branch Locations 26
ATM Locations 27
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
0.7810%
Return on Equity (ROE)
6.9247%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
3,770,681,343
Total Amount of Shares and Deposits
3,124,869,176
Total Shares and Deposits < 1 Year
2,766,990,180
Total Shares and Deposits 1 3 Years
234,894,822
Total Shares and Deposits > 3 Years
122,984,173
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
141,868,307
Total Uninsured Shares and Deposits > $250K (F+J)
141,868,307
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,983,000,869
Total Interest Expense (Sum of items 6 8)
47,037,249
Share Certificates
23,546
Number of Accounts for Share Drafts
127,019
IRA KEOGH Accounts
11,909
Number of Accounts for Regular Shares
329,196
All other shares
848
Non Member Deposits
3
Money Market Shares
38,286
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
198,217,494
Total Liabilities
3,349,741,792
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Grow Financial Federal Credit Union
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Frequently Asked Questions About Grow Financial Federal Credit Union

How many branches does Grow Financial Federal Credit Union operate?

Grow Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Grow Financial Federal Credit Union?

Yes, to access services at Grow Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Grow Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Grow Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Grow Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Grow Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.growfinancial.org.

Current Grow Financial Federal Credit Union Rates

  • 12-Month CD3.87%
  • 18-Month CD3.97%
  • 24-Month CD3.82%
  • 60-Month CD3.71%
  • Savings0.10%
  • MMA1.11%
Retrieved from our database of financial products. Rates subject to change.