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Advertiser Disclosure
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 Grow Financial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Grow Financial Federal Credit Union's 12 - 17 month CD Account rates are at 3.97%, IRA CD Account 12 - 17 month rates are at 3.97%, 11 month CD rates are at 3.87%, 12 - 17 month CD Account rates are at 3.87%, 6 - 11 month CD Account rates are at 3.87%. Grow Financial Federal Credit Union's savings rates are at 0.10%. Grow Financial Federal Credit Union's money market rates are at 1.11%. MonitorBankRates evaluates the financial stability of Grow Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.20%. Rates were last updated on 04/04/2026. Grow Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grow Financial Federal Credit Union? Share your experience about Grow Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Grow Financial Federal Credit Union. Grow Financial Federal Credit Union
Headquarters 1242 E 5th Ave Fl 4
https://www.growfinancial.org Tampa, FL 33605 
Grow Financial Federal Credit Union CD Rates
Grow Financial Federal Credit Union Savings Rates
Grow Financial Federal Credit Union Money Market Rates
Grow Financial Federal Credit Union Checking Rates
Grow Financial Federal Credit Union Mortgage Rates
Grow Financial Federal Credit Union Home Equity & HELOC
Grow Financial Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Grow Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Grow Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Grow Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Grow Financial Federal Credit Union
Website
https://www.growfinancial.org
Address
1242 E 5th Ave Fl 4,
Tampa, FL 33605
Phone
813-837-2451
Fax
813-832-3619
President
Richard Reeder
CEO
Thomas Feindt
Full-Time Employees
587
Part-Time Employees
37
Branch Locations
26
ATM Locations
27
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.20%
Return on Assets (ROA)
0.7810%
Return on Equity (ROE)
6.9247%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
3,770,681,343
Total Amount of Shares and Deposits
3,124,869,176
Total Shares and Deposits < 1 Year
2,766,990,180
Total Shares and Deposits 1 3 Years
234,894,822
Total Shares and Deposits > 3 Years
122,984,173
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
141,868,307
Total Uninsured Shares and Deposits > $250K (F+J)
141,868,307
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,983,000,869
Total Interest Expense (Sum of items 6 8)
47,037,249
Share Certificates
23,546
Number of Accounts for Share Drafts
127,019
IRA KEOGH Accounts
11,909
Number of Accounts for Regular Shares
329,196
All other shares
848
Non Member Deposits
3
Money Market Shares
38,286
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
198,217,494
Total Liabilities
3,349,741,792
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Grow Financial Federal Credit UnionIs Grow Financial Federal Credit Union a safe place to deposit money?Yes, Grow Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2019744911552%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Grow Financial Federal Credit Union operate?Grow Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Grow Financial Federal Credit Union?Yes, to access services at Grow Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Grow Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Grow Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Grow Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Grow Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.growfinancial.org. Current Grow Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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