Root River State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Root River State Bank Deposit Rates
Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.35% and 3-month CD rates at 1.75%. Current savings rates are at 0.45% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. Root River State Bank's 60-Month CD rates are at 2.35%, 48-Month CD rates are at 2.10%, 36-Month CD rates are at 1.85%, 30-Month CD rates are at 1.60%, 24-Month CD rates are at 1.60%. Root River State Bank's savings rates are at 0.35%. Root River State Bank's money market rates are at 0.75%.

Root River State Bank

To see how these rates compare to Root River State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Root River State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Root River State Bank CD rates. You can also compare Root River State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Root River State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Root River State Bank? Share your experience about Root River State Bank by leaving a review below, or read customer reviews before you decide to use Root River State Bank.

Root River State Bank Texas Ratio

Root River State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Root River State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Root River State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.40%
18-Month CD
1.40%
24-Month CD
1.60%
36-Month CD
1.85%
48-Month CD
2.10%
60-Month CD
2.35%
Savings
0.35%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Root River State Bank
18 3rd St Se
Chatfield, MN 55923
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Root River State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
Root River State Bank
Root River State Bank
36-Month CD
1.85%
$300
Root River State Bank
Root River State Bank
24-Month CD
1.60%
$300
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
Root River State Bank
Root River State Bank
6-Month CD
1.00%
$300
Root River State Bank
Root River State Bank
3-Month CD
0.90%
$300
Root River State Bank
Root River State Bank
Money Market
0.75%
$50,000
Root River State Bank
Root River State Bank
Traditional Savings
0.35%
$50
Root River State Bank
Root River State Bank
Heritage Interest Checking
0.20%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Root River State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
Fidelity
Fidelity
3-Month CD
4.50%
$1,000
Linkbank
Linkbank
11-Month CD
4.35%
$500
Susser Bank
Susser Bank
6-Month CD
4.30%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
12-Month CD
4.26%
$1,000
First Southwest Bank
First Southwest Bank
COLTAF Business Checking
4.20%
$0
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.15%
$1,000
Palo Savings Bank
12-Month CD
4.06%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
18-Month CD
4.06%
$500
Fidelity
Fidelity
48-Month CD
4.05%
$1,000
TSB Bank
TSB Bank
12-Month CD
4.00%
$500
F&M Union Bank
60-Month CD
3.79%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
3.74%
$1,500
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market
3.56%
$100,000
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
3.50%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
12-Month CD
3.50%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
18-Month CD
3.40%
$500
Colonial Savings, F.A.
Colonial Savings, F.A.
12-Month CD
3.30%
$1,000
Foresight Bank
Foresight Bank
60-Month CD
3.29%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
60-Month CD
3.14%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
24-Month CD
3.11%
$2,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.10%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
36-Month CD
3.03%
$500
The Bank of Elk River
The Bank of Elk River
12-Month CD
3.03%
$200
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
2.75%
$500
BankVista
BankVista
36-Month CD
2.75%
$1,000
Main Street Bank
Main Street Bank
48-Month CD
2.50%
$1,000
Cleveland State Bank
Cleveland State Bank
24-Month CD
2.26%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
18-Month CD
1.83%
$2,500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
18-Month CD
1.76%
$1,000
Northwest B&T Co.
Northwest B&T Co.
36-Month CD
1.75%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
18-Month CD
1.75%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Premier Money Market
1.00%
$250,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
Share Savings
1.00%
$0
Fulton Bank
Fulton Bank
24-Month CD
0.95%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
FNB of Scotia
FNB of Scotia
36-Month CD
0.63%
$500
United Republic Bank
United Republic Bank
Business High Yield Money Market
0.50%
$0
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Savings
0.40%
$100
Academic Federal Credit Union
Academic Federal Credit Union
Money Market
0.40%
$25,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
Money Market Investor
0.25%
$2,500
First Seacoast Bank
First Seacoast Bank
18-Month CD (Nest Egg)
0.25%
$1,000
Central Federal SLA
Central Federal SLA
60-Month CD
0.15%
$2,500
Conneaut Savings Bank
Conneaut Savings Bank
36-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
NCS Bank
NCS Bank
Money Market
0.05%
$2,500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Root River State Bank Information

Root River State Bank
18 3rd St Se
Chatfield, MN 55923
Fillmore
Established Date: 11/25/1856
FDIC Certificate #: 1098
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: JOHNSON BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Root River State Bank FDIC Insured? Yes
What is Root River State Bank's Cert number? 1098
What is the maximum amount for insured deposits? $250,000 per holder, per account

Root River State Bank Financials

Total Assets:
$84,446,000
Total Deposits:
$79,548,000
Equity Capital:
$4,681,000
Domestic Deposits:
$79,548,000
Net Income:
$2,000
Return on Assets:
0.2237%
Quarterly Return on Assets:
0.0100%
Pretax Return on Assets:
-0.1271%
Pretax Quarterly Return on Assets:
-0.1300%
Return on Equity:
4.4600%
Quarterly Return on Equity:
0.1700%
Common Equity Tier 1 Capital Ratio:
19.6124%
Tier 1 Risk-Based Capital Ratio:
19.6124%
Leverage Tier 1 (Core Capital) Ratio:
9.7636%
Total Risk-Based Capital Ratio (YTD):
20.1775%
Total Interest Income (YTD):
3.4048%
 
 
Headquarters:
Chatfield
FDIC Field Office:
Minneapolis
Regulator:
FED
County:
Fillmore
# of Offices:
1
Metropolitan Statistical Area (MSA):
Rochester, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

United Central Bank is currently advertising regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and CDARS certificates of deposit and their Super Installment certificate of deposit.
best-car-insurance-ratesGetting the best car insurance rates is a lot easier than it used to be. You can find the best car insurance rates for your needs from comparison insurance sites that give you the ability to shop and compare types of auto insurance policies, auto insurance rates and auto insurance companies.
top-savings-account-rates-above-100Savings account rates are not expected to be much higher during the first six months of 2010 but will probably go higher later in the year if the economic recovery stays on track and the Fed raises interest rates.

Bank or Credit Union Offers and Deals

Mortgage Rates Just Above Sixty Year Lows: 15 Year Mortgage Rates at 3.37%
Today’s Mortgage Rates: Current 30 Year Mortgage Rates 4.87%, 15 Year Mortgage Rates at 4.16%
Weekly Savings Account Rates: Updated June 2, 2009
15 Year Mortgage Rates Drop - Mortgage Applications Increase
A Lackluster March Employment Report Sends Today's Mortgage Rates Lower
New Deal on Cyprus Bank System Bailout Reinforces the Need to Stay Under the Insured Amount on Deposit Accounts
Mortgage Rates: 9/14 Today's Mortgage Rates Barely Changed, 30 Year Mortgage Rates at 4.17%
Mortgage Crisis Was Avoidable
30 Year Mortgage Rates Down 0.12% on China Stock Market Fears
AloStar Bank of Commerce Savings Rates now at 1.04%

Alternative Bank and Credit Union Offers to Explore

Ditech Jumbo Mortgage Rates 4.545 Percent
Share Savings Rates of 1.25% from State Farm Federal Credit Union
Average Savings Account Rates Lower While Highest Savings Rate Remains at 1.00 Percent
Mortgage Rates: Average Mortgage Rates Drop To Lowest Level 7/16
Mortgage Interest Rate: Current Mortgage Rates July 13, 2009
giantbank.com Money Market Account Rates now at 0.45%
30 year Mortgage Rates Decrease to 4.95% 15 year Rates at 4.33%
NBKC Bank Mortgage Rates
First Jersey Credit Union CD Rates & IRA CD Rates
Mortgage Rates Decline this Week 3-21: 30 Year Mortgage Rates and Refinance Rates at 4.77%

Root River State Bank Reviews

There are no reviews for Root River State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Root River State Bank
Your Name:
Your Rating:

See how Root River State Bank Compares to other banks