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Bank of Vici Rates & Review November 2026

Bank of Vici's 6-Month CD rates are at 3.711%, 12-Month CD rates are at 3.56%, 3-Month CD rates are at 3.15%, 18-Month CD rates are at 3.04%, 24-Month CD rates are at 3.04%. Bank of Vici's savings rates are at 0.501%. Bank of Vici's top CD rate of 3.71% APY on a 6 month CD is 32% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an F health rating. MonitorBankRates evaluates the financial stability of Bank of Vici with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 83.87%. Rates last updated and verified on 11/05/2026.

Bank of Vici money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Vici? Share your experience about Bank of Vici by leaving a review below, or read customer reviews before you decide to use Bank of Vici.

Overall Health & Safety Grade ?
F
High Risk Health Score: 18/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
83.87%
Weak Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Bank of Vici
121 W Broadway
Vici, OK 73859
https://www.bankofvici.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank of Vici CD Rates

Product Rate APY Term View More
6-Month CD 3.65% 3.711% 6 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 3.71% APY · checked 14 times
3.21%3.71%4.21%Sep 11, 2026: 3.71% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
12-Month CD 3.50% 3.56% 12 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 3.56% APY · checked 14 times
3.06%3.56%4.06%Sep 11, 2026: 3.56% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
3-Month CD 3.10% 3.15% 3 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 3.15% APY · checked 14 times
2.65%3.15%3.65%Sep 11, 2026: 3.15% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
18-Month CD 3.00% 3.04% 18 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 3.04% APY · checked 14 times
2.54%3.04%3.54%Sep 11, 2026: 3.04% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
24-Month CD 3.00% 3.04% 24 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 3.04% APY · checked 14 times
2.54%3.04%3.54%Sep 11, 2026: 3.04% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
60-Month CD 2.60% 2.634% 60 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 2.63% APY · checked 14 times
2.13%2.63%3.13%Sep 11, 2026: 2.63% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
48-Month CD 2.53% 2.562% 48 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 2.56% APY · checked 14 times
2.06%2.56%3.06%Sep 11, 2026: 2.56% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%
30-Month CD 2.12% 2.18% 30 months
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 2.18% APY · checked 14 times
1.68%2.18%2.68%Sep 11, 2026: 2.18% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%

Bank of Vici Savings Rates

Product Rate APY View More
Savings Account 0.50% 0.501%
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
2 changes since Sep 11, 2026 · 0.50% → 0.50% ▼ 0.00 pts · high 0.50% / low 0.50%
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 27, 2026: 0.50% APYOct 20, 2026: 0.50% APYSep 11, 2026Nov 9, 2026
  • Oct 20, 20260.50%▲ from 0.50%
  • Sep 27, 20260.50%▼ from 0.50%
  • Sep 11, 20260.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%

Bank of Vici Other Rates

Product Rate Points APY/APR Term View More
NOW Account 0.25% - 0.25%
Details Rates effective 07/15/2025
Last Updated 11/05/2026
Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 14 times
0.00%0.38%0.75%Sep 11, 2026: 0.25% APYSep 11, 2026Nov 9, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 83.87%

Financial Health History

Bank of Vici’s Texas Ratio rose from 23.13% in Q3 2023 to 83.87% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.3 to 1.0 and its Health Grade from B- to F. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 28% 2.0★ 57% 3.0★ 85% 4.0★ 113% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 23.13% B- Q3 2023 C Q4 2023 F Q1 2024 F Q2 2024 F Q3 2024 F Q4 2024 F Q1 2025 F Q2 2025 F Q3 2025 C+ Q4 2025 C Q1 2026 83.87% F Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$29M83.87%1.0F
March 31, 2026$32M19.08%3.6C
December 31, 2025$29M23.37%4.1C+
September 30, 2025$31M45.93%1.0F
June 30, 2025$33M49.29%1.0F
March 31, 2025$34M51.63%2.0F
December 31, 2024$35M48.50%2.2F
September 30, 2024$33M53.11%1.8F
June 30, 2024$33M68.89%1.0F
March 31, 2024$34M44.09%2.6F
December 31, 2023$33M29.36%3.8C
September 30, 2023$34M23.13%4.3B-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Vici is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Vici rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Vici's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Bank of Vici
Address 121 W Broadway, Vici, OK 73859  ·  Dewey
Bank Holding Company VICI BCORP
FDIC Certificate # 420
Regulator FDIC
Established January 1, 1902
FDIC Insurance Date January 1, 1934
Domestic Offices 1
Total Branches 1
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (18/100)
Texas Ratio
83.87%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
-0.8699%
Return on Equity (ROE)
-13.2500%
Non-Performing Loans Ratio (NPL)
5.93%
Total Assets
$28,851,000
Total Deposits
$26,773,000
Equity Capital
$2,040,000
Net Income
$-130,000
Headquarters
Vici
Total Branches and Offices
1
Source: FDIC — Last Updated June 30, 2026

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Bank of Vici

Does Bank of Vici offer CDs?

Yes. Bank of Vici current CD rates include its 6-Month CD at 3.711% APY, its 12-Month CD at 3.56% APY and its 3-Month CD at 3.15% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Bank of Vici FDIC insured?

Yes. Bank of Vici is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bank of Vici?

The highest Bank of Vici CD rate is its 6-Month Certificate at 3.711% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Bank of Vici offer?

Bank of Vici CD rates are 3.15% APY for a 3 month CD, 3.711% APY for a 6 month CD, 3.56% APY for a 12 month CD, 3.04% APY for an 18 month CD, 3.04% APY for a 2 year CD, 2.562% APY for a 4 year CD and 2.634% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Vici for its full lineup.

What is the highest savings rate at Bank of Vici?

The highest Bank of Vici savings rate is its Savings Account at 0.501% APY, verified by MonitorBankRates as of November 5, 2026.

How many branches does Bank of Vici operate?

Bank of Vici currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Vici does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Vici provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Vici offer online and mobile banking?

Most modern institutions like Bank of Vici provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofvici.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bank of Vici rates compare?

Bank of Vici's top CD rate of 3.71% APY on a 6 month CD is 32% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an F health rating. Bank of Vici's top rates are its 6-Months 6-Month Certificate at 3.711% APY and its Savings Account at 0.501% APY, verified by MonitorBankRates on November 5, 2026.

Current Bank of Vici Rates

  • 12-Month CD3.56%
  • 18-Month CD3.04%
  • 24-Month CD3.04%
  • 48-Month CD2.562%
  • 60-Month CD2.634%
  • Savings0.501%
Retrieved from our database of financial products. Rates subject to change.