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Community State Bank of Orbisonia Rates & Review April 2026

Community State Bank of Orbisonia's Certificate of Deposit 8-Month Promo rates are at 4.02%, 15-Months Certificate of Deposit 15-Month rates are at 3.76%, Certificate of Deposit 182 Days rates are at 3.04%, 9-Months Certificate of Deposit 9-Month rates are at 1.56%, Certificate of Deposit 7-90 Days rates are at 1.51%. Community State Bank of Orbisonia's savings rates are at 0.15%. Community State Bank of Orbisonia's money market rates are at 2.32%. MonitorBankRates evaluates the financial stability of Community State Bank of Orbisonia with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.81%. Rates were last updated on 04/16/2026.

Community State Bank of Orbisonia money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community State Bank of Orbisonia? Share your experience about Community State Bank of Orbisonia by leaving a review below, or read customer reviews before you decide to use Community State Bank of Orbisonia.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.81%
Excellent Higher than avg
Community State Bank of Orbisonia
478 Ridgley St
Orbisonia, PA 17243
https://www.communitystate.bank
Member FDIC

Community State Bank of Orbisonia CD Rates

Product Rate APY Term View More
Certificate of Deposit 8 Month Promo 3.95% 4.02% 8 Month Promo
Min Deposit $5,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 15 month 3.70% 3.76% 15 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 182 Days 3.00% 3.04% 182 Days
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 9 month 1.55% 1.56% 9 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 7-90 Days 1.50% 1.51% 7-90 Days
Min Deposit $5,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 91 Days 1.50% 1.51% 91 Days
Min Deposit $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 365 Days 1.45% 1.46% 365 Days
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 18 month 1.20% 1.21% 18 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 72 month 1.20% 1.21% 72 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 24 month 1.10% 1.11% 24 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 30 month 1.10% 1.11% 30 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 60 month 1.10% 1.11% 60 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 48 month 1.05% 1.06% 48 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 35 month 1.00% 1.00% 35 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Certificate of Deposit 36 month 1.00% 1.00% 36 Months
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Community State Bank of Orbisonia Savings Rates

Product Rate APY View More
All-Purpose Club Savings - 0.25%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Christmas Club Savings - 0.25%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Statement Savings - 0.20%
Min Deposit $50
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
All-Purpose Club Savings - 0.15%
Min Deposit $1
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Christmas Club Savings - 0.15%
Min Deposit $1
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Community State Bank of Orbisonia Money Market Rates

Product Rate APY View More
Business Money Market - 3.35%
Min Balance $500,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market - 3.04%
Min Balance $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market - 2.63%
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market - 2.48%
Min Balance $25,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market - 2.32%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community State Bank of Orbisonia is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community State Bank of Orbisonia rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community State Bank of Orbisonia's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community State Bank of Orbisonia
Bank Holding Company ORBISONIA COMMUNITY BCORP INC
Address 478 Ridgley St, Orbisonia, PA 17243  ·  Huntingdon
FDIC Certificate # 16976
Established 01/11/1951
FDIC Insurance Date 01/11/1951
Domestic Offices 8
Total Branches 8
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.81%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5393%
Return on Equity (ROE) 7.1100%
Non-Performing Loans (NPL) 0.51%
Total Assets $458,972,000
Total Deposits $410,888,000
Equity Capital $44,070,000
Net Income $3,180,000
Headquarters Orbisonia
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Community State Bank of Orbisonia

Is Community State Bank of Orbisonia a safe place to deposit money?

Yes, Community State Bank of Orbisonia is considered a safe financial institution. With a Texas Ratio of 6.8059046133403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community State Bank of Orbisonia operate?

Community State Bank of Orbisonia currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community State Bank of Orbisonia does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community State Bank of Orbisonia provides members with tools to manage their accounts and build a solid financial history.

Does Community State Bank of Orbisonia offer online and mobile banking?

Most modern institutions like Community State Bank of Orbisonia provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitystate.bank.

Current Community State Bank of Orbisonia Rates

  • 18-Month CD1.21%
  • 24-Month CD1.11%
  • 36-Month CD1.00%
  • 48-Month CD1.06%
  • 60-Month CD1.11%
  • Savings0.15%
  • MMA2.32%
Retrieved from our database of financial products. Rates subject to change.