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SafeAmerica Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare SafeAmerica Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.44%, 6-month share certificate rates at 3.82% and 3-month share certificate rates at 0.05%. Savings rates are at 0.17% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to SafeAmerica Credit Union rates. MonitorBankRates evaluates the financial stability of SafeAmerica Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.67%. Rates were last updated on 04/17/2026.

SafeAmerica Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SafeAmerica Credit Union? Share your experience about SafeAmerica Credit Union by leaving a review below, or read customer reviews before you decide to use SafeAmerica Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.67%
Excellent Higher than avg
SafeAmerica Credit Union
Main Office
6001 Gibraltar Dr
Pleasanton, CA 94588
https://www.safeamerica.com
Member NCUA

Current Rate Availability

We do not have SafeAmerica Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SafeAmerica Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SafeAmerica Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SafeAmerica Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SafeAmerica Credit Union
Website https://www.safeamerica.com
Address 6001 Gibraltar Dr, Pleasanton, CA 94588
Phone 925-734-4111
Fax 925-460-0225
President Frank Zampella
CEO Roger Ballard
Full-Time Employees 54
Part-Time Employees 1
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.67%
Return on Assets (ROA)
-0.2574%
Return on Equity (ROE)
-2.5928%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
516,714,553
Total Amount of Shares and Deposits
459,457,089
Total Shares and Deposits < 1 Year
435,427,370
Total Shares and Deposits 1 3 Years
21,633,222
Total Shares and Deposits > 3 Years
2,396,496
Total Interest Expense (Sum of items 6 8)
2,028,927
Share Certificates
3,433
Number of Accounts for Share Drafts
12,594
IRA KEOGH Accounts
1,256
Number of Accounts for Regular Shares
39,053
Money Market Shares
3,122
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
48,206,902
Total Liabilities
477,522,036
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for SafeAmerica Credit Union yet. Feel free to create one below.
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Total Reviews
0
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Frequently Asked Questions About SafeAmerica Credit Union

Is SafeAmerica Credit Union a safe place to deposit money?

Yes, SafeAmerica Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6743195723843%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SafeAmerica Credit Union operate?

SafeAmerica Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SafeAmerica Credit Union?

Yes, to access services at SafeAmerica Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SafeAmerica Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SafeAmerica Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does SafeAmerica Credit Union offer online and mobile banking?

Most modern institutions like SafeAmerica Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.safeamerica.com.

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