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MAMTA Federal Credit Union

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MAMTA Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join MAMTA Federal Credit Union?

Yes, to access services at MAMTA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MAMTA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 14, 2026

MAMTA Federal Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of MAMTA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates were last updated on 05/14/2026.

MAMTA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MAMTA Federal Credit Union? Share your experience about MAMTA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MAMTA Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.02%

Excellent Lower than avg

MAMTA Federal Credit Union
Mamta FCU

1000 W Boston Post Rd
Mamaroneck, NY 10543 3328

https://www.mamtafcu.org

MAMTA Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Vacation Loan	-	-	5.90%	72
Details up to 72 months Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

MAMTA Federal Credit Union Student Loan Rates

Product	Rate	Points	APR	Term
Student Loan Special	-	-	5.00%	5
Details up to 5 years Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%
Education Loan	-	-	7.00%	72
Details up to 72 months Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.02%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for MAMTA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather MAMTA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MAMTA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MAMTA Federal Credit Union

Website https://www.mamtafcu.org

Address 1000 W Boston Post Rd, Mamaroneck, NY 10543 3328

Phone 914-834-3200

Fax 914-834-1620

President Joanne Rice

CEO MaryAnn Lanza

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.02%

Return on Assets (ROA)

-0.0673%

Return on Equity (ROE)

-0.3920%

Non-Performing Loans Ratio (NPL)

0.02%

Total Assets

8,295,866

Total Amount of Shares and Deposits

6,859,272

Total Shares and Deposits < 1 Year

6,859,272

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,929

Total Uninsured Shares and Deposits > $250K (F+J)

23,929

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,835,343

Total Interest Expense (Sum of items 6 8)

56,051

Share Certificates

Number of Accounts for Regular Shares

891

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

764,981

Total Liabilities

6,872,271

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for MAMTA Federal Credit Union

Frequently Asked Questions About MAMTA Federal Credit Union

How many branches does MAMTA Federal Credit Union operate?

MAMTA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MAMTA Federal Credit Union?

Yes, to access services at MAMTA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MAMTA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MAMTA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MAMTA Federal Credit Union offer online and mobile banking?

Most modern institutions like MAMTA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mamtafcu.org.