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Finex Credit Union Rates & Review March 2026

Finex Credit Union's 9 Month Special CD rates are at 3.25%, 9 Month Special-NEW MONEY ONLY CD Premier Membership rates are at 3.25%, 18 Month Special CD rates are at 3.00%, 18 Month Special-NEW MONEY ONLY CD Premier Membership rates are at 3.00%, 9 Month Special CD rates are at 2.00%. Finex Credit Union's savings rates are at 0.20%. Finex Credit Union's money market rates are at 0.05%. Finex Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Finex Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.20%. Rates were last updated on 03/26/2026.

Finex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Finex Credit Union? Share your experience about Finex Credit Union by leaving a review below, or read customer reviews before you decide to use Finex Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 88/100
MonitorBankRates Rating ?
4.7
Excellent Out of 5.0 Stars
Texas Ratio ?
18.20%
Good Higher than avg
Finex Credit Union
Finex East Hartford Branch
616 Burnside Ave
East Hartford, CT 06108
https://www.finexcu.org
Member NCUA

Finex Credit Union CD Rates

Product Rate APY Term View More
9 Month Special Certificate 3.20% 3.25% 9
Min Deposit $1,000
Details NEW MONEY ONLY; Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
9 Month Special-NEW MONEY ONLY CD Premier Membership 3.20% 3.25% 9 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 Month Special Certificate 2.96% 3.00% 18
Min Deposit $1,000
Details NEW MONEY ONLY; Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 Month Special-NEW MONEY ONLY CD Premier Membership 2.96% 3.00% 18 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
9 Month Special Certificate 1.98% 2.00% 9
Min Deposit $1,000
Details NEW MONEY ONLY; General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
9 Month Special-NEW MONEY ONLY CD General Membership 1.98% 2.00% 9 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
36 month CD Premier Membership 0.95% 0.95% 36 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
36 month Certificate 0.95% 0.95% 36
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
48 month CD Premier Membership 0.95% 0.95% 48 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
48 month Certificate 0.95% 0.95% 48
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
60 month CD Premier Membership 0.90% 0.90% 60 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
60 month Certificate 0.90% 0.90% 60
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
12 month CD Premier Membership 0.85% 0.85% 12 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
12 month Certificate 0.85% 0.85% 12
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
24 month CD Premier Membership 0.80% 0.80% 24 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
24 month Certificate 0.80% 0.80% 24
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 month CD Premier Membership 0.75% 0.75% 18 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 month Certificate 0.75% 0.75% 18
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
36 month CD General Membership 0.70% 0.70% 36 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
36 month Certificate 0.70% 0.70% 36
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
48 month CD General Membership 0.70% 0.70% 48 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
48 month Certificate 0.70% 0.70% 48
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
12 month CD General Membership 0.65% 0.65% 12 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
12 month Certificate 0.65% 0.65% 12
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
60 month CD General Membership 0.65% 0.65% 60 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
60 month Certificate 0.65% 0.65% 60
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
6 month CD Premier Membership 0.60% 0.60% 6 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
6 month Certificate 0.60% 0.60% 6
Min Deposit $1,000
Details Premier Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
24 month CD General Membership 0.55% 0.55% 24 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
24 month Certificate 0.55% 0.55% 24
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 month CD General Membership 0.50% 0.50% 18 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
18 month Certificate 0.50% 0.50% 18
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
6 month CD General Membership 0.40% 0.40% 6 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
6 month Certificate 0.40% 0.40% 6
Min Deposit $1,000
Details General Membership
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Finex Credit Union Savings Rates

Product Rate APY View More
High Yield Savings Account Premier Account 0.20% 0.20%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Finex Credit Union Money Market Rates

Product Rate APY View More
Money Market Account General Membership 1.95% 1.97%
Min Balance $75,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account Premier Membership 1.95% 1.97%
Min Balance $75,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account General Membership 1.04% 1.05%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account Premier Membership 1.04% 1.05%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account General Membership 0.10% 0.10%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account Premier Membership 0.10% 0.10%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account General Membership 0.05% 0.05%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Money Market Account Premier Membership 0.05% 0.05%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Finex Credit Union Checking Rates

Product Rate APY View More
High Yield Checking Account - 2.53%
Min Balance $0
Details Qualifying balance up to $25,000.00
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account Premier Membership 1.95% 1.97%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account General Membership 1.04% 1.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account General Membership 0.10% 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account Premier Membership 0.10% 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account General Membership 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
High Yield Checking Account Premier Membership 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Finex Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 2.99%
Details Intro rate expires: 18 months; Regular APR: Prime minus 0.50%
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Home Equity Line of Credit - - 2.99%
Details Intro rate expires: 18 months; Regular APR: Prime minus 0.50%
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Finex Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.99% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
New Auto Loan - - 5.99% 72
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Used Auto Loan - - 5.99% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
New Auto Loan - - 6.99% 84
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Used Auto Loan - - 6.99% 72
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%
Used Auto Loan - - 7.99% 84
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.20%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Finex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Finex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Finex Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Finex Credit Union
Address 616 Burnside Ave, East Hartford, CT 06108
Phone 860-282-0001
Fax 860-528-8925
President Anthony Homicki
CEO Joseph Bartolotta
Full-Time Employees 33
Part-Time Employees 0
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.20%
Return on Assets (ROA)
-0.5191%
Return on Equity (ROE)
-5.8211%
Non-Performing Loans Ratio (NPL)
2.27%
Total Assets
134,078,414
Total Amount of Shares and Deposits
117,861,307
Total Shares and Deposits < 1 Year
115,353,974
Total Shares and Deposits 1 3 Years
1,868,305
Total Shares and Deposits > 3 Years
639,028
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,897,433
Total Uninsured Shares and Deposits > $250K (F+J)
10,897,433
Total Insured Shares and Deposits > $250K (item 17 less item K)
106,963,874
Total Interest Expense (Sum of items 6 8)
951,820
Share Certificates
418
Number of Accounts for Share Drafts
6,009
IRA KEOGH Accounts
339
Number of Accounts for Regular Shares
18,192
All other shares
28
Non Member Deposits
2
Money Market Shares
226
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,901,401
Total Liabilities
122,244,605
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Finex Credit Union

Is Finex Credit Union a safe place to deposit money?

Yes, Finex Credit Union is considered a safe financial institution. With a Texas Ratio of 18.203641032641%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Finex Credit Union operate?

Finex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Finex Credit Union?

Yes, to access services at Finex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Finex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Finex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Finex Credit Union offer online and mobile banking?

Most modern institutions like Finex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.finexcu.org.

Current Finex Credit Union Rates

  • 12-Month CD0.65%
  • 18-Month CD0.50%
  • 24-Month CD0.55%
  • 60-Month CD0.65%
  • Savings0.20%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.