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Advertiser Disclosure
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 Seattle Metropolitan Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Seattle Metropolitan Credit Union's IRA Jumbo CDs 2 year rates are at 3.60%, IRA Jumbo CDs 3 year rates are at 3.60%, IRA Jumbo CDs 1 year rates are at 3.56%, IRA CDs 2 year rates are at 3.51%, IRA CDs 3 year rates are at 3.51%. Seattle Metropolitan Credit Union's savings rates are at 0.00%. Seattle Metropolitan Credit Union's money market rates are at 0.10%. Seattle Metropolitan Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Seattle Metropolitan Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.24%. Rates were last updated on 03/28/2026. Seattle Metropolitan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Seattle Metropolitan Credit Union? Share your experience about Seattle Metropolitan Credit Union by leaving a review below, or read customer reviews before you decide to use Seattle Metropolitan Credit Union. Seattle Metropolitan Credit Union
Corporate Office 1910 1st Ave S
https://www.seattlecu.com Seattle, WA 98134 1406 
Seattle Metropolitan Credit Union CD Rates
Seattle Metropolitan Credit Union Savings Rates
Seattle Metropolitan Credit Union Money Market Rates
Seattle Metropolitan Credit Union Checking Rates
Seattle Metropolitan Credit Union Home Equity & HELOC
Seattle Metropolitan Credit Union Credit Card Rates
Seattle Metropolitan Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Seattle Metropolitan Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Seattle Metropolitan Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Seattle Metropolitan Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Seattle Metropolitan Credit Union
Website
https://www.seattlecu.com
Address
1910 1st Ave S,
Seattle, WA 98134 1406
Phone
206-398-5500
Fax
206-398-5516
President
Robin Harmon
CEO
Richard Romero
Full-Time Employees
178
Part-Time Employees
2
Branch Locations
9
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.24%
Return on Assets (ROA)
0.2659%
Return on Equity (ROE)
2.1323%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
1,091,936,752
Total Amount of Shares and Deposits
879,719,213
Total Shares and Deposits < 1 Year
859,672,496
Total Shares and Deposits 1 3 Years
16,384,045
Total Shares and Deposits > 3 Years
3,662,672
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
117,165,543
Total Uninsured Shares and Deposits > $250K (F+J)
117,165,543
Total Insured Shares and Deposits > $250K (item 17 less item K)
762,553,670
Total Interest Expense (Sum of items 6 8)
11,981,479
Share Certificates
4,533
Number of Accounts for Share Drafts
34,381
IRA KEOGH Accounts
1,485
Number of Accounts for Regular Shares
55,792
Money Market Shares
3,674
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,518,514
Total Liabilities
1,010,997,080
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Seattle Metropolitan Credit UnionIs Seattle Metropolitan Credit Union a safe place to deposit money?Yes, Seattle Metropolitan Credit Union is considered a safe financial institution. With a Texas Ratio of 5.2365650066645%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Seattle Metropolitan Credit Union operate?Seattle Metropolitan Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Seattle Metropolitan Credit Union?Yes, to access services at Seattle Metropolitan Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Seattle Metropolitan Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Seattle Metropolitan Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Seattle Metropolitan Credit Union offer online and mobile banking?Most modern institutions like Seattle Metropolitan Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.seattlecu.com. Current Seattle Metropolitan Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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