MonitorBankRates
  1. Home
  2. Credit Unions
  3. HealthNet Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

HealthNet Federal Credit Union Rates & Review April 2026

HealthNet Federal Credit Union's 6 month Investment CDs rates are at 3.50%, 8 month Investment CDs rates are at 3.50%, 12 month Investment CDs rates are at 3.25%, 12 month IRA Investment CDs rates are at 3.25%, 24 month Investment CDs rates are at 2.75%. HealthNet Federal Credit Union's money market rates are at 0.20%. HealthNet Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of HealthNet Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/04/2026.

HealthNet Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HealthNet Federal Credit Union? Share your experience about HealthNet Federal Credit Union by leaving a review below, or read customer reviews before you decide to use HealthNet Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
HealthNet Federal Credit Union
Chickering Lane
1591 Chickering Ln
Cordova, TN 38016 8698
https://www.healthnetfcu.org
Member NCUA

HealthNet Federal Credit Union CD Rates

Product Rate APY Term View More
6 month Investment Certificates - 3.50% 6 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
8 month Investment Certificates - 3.50% 8 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Investment Certificates - 3.25% 12 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month IRA Investment Certificates - 3.25% 12 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Investment Certificates - 2.75% 24 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month IRA Investment Certificates - 2.75% 24 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Investment Certificates - 2.50% 18 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Investment Certificates - 2.50% 36 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month IRA Investment Certificates - 2.50% 36 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Investment Certificates - 2.25% 48 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month IRA Investment Certificates - 2.25% 48 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month Investment Certificates - 2.25% 60 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month IRA Investment Certificates - 2.25% 60 Months
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

HealthNet Federal Credit Union Savings Rates

Product Rate APY View More
Basic Share & Kids Club - 0.15%
Min Balance $10,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Basic Share & Kids Club - 0.10%
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas/Vacation Club - 0.10%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

HealthNet Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 0.40%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Accumulation Money Market - 0.20%
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

HealthNet Federal Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Platinum Secured Rewards - 15.99%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

HealthNet Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Signature - 9.99%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for HealthNet Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HealthNet Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HealthNet Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HealthNet Federal Credit Union
Address 1591 Chickering Ln, Cordova, TN 38016 8698
Phone 901-226-1111
Fax 901-226-1122
President Charles Emerick
CEO Elizabeth Sharpe
Full-Time Employees 11
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-0.0581%
Return on Equity (ROE)
-0.4184%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
54,798,476
Total Amount of Shares and Deposits
46,597,557
Total Shares and Deposits < 1 Year
45,790,464
Total Shares and Deposits 1 3 Years
749,115
Total Shares and Deposits > 3 Years
57,978
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
735,232
Total Uninsured Shares and Deposits > $250K (F+J)
735,232
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,862,325
Total Interest Expense (Sum of items 6 8)
246,080
Share Certificates
212
Number of Accounts for Share Drafts
2,289
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
4,918
Money Market Shares
331
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,312,520
Total Liabilities
47,191,774
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for HealthNet Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for HealthNet Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About HealthNet Federal Credit Union

Is HealthNet Federal Credit Union a safe place to deposit money?

Yes, HealthNet Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does HealthNet Federal Credit Union operate?

HealthNet Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HealthNet Federal Credit Union?

Yes, to access services at HealthNet Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HealthNet Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HealthNet Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does HealthNet Federal Credit Union offer online and mobile banking?

Most modern institutions like HealthNet Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.healthnetfcu.org.

Current HealthNet Federal Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD2.50%
  • 24-Month CD2.75%
  • 60-Month CD2.25%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.