Second Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 2.00% and 3-month CD rates at 4.11%. Current savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.26%. Credit Card rates are at 8.75%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. Second Federal S&L's 12-Month CD rates are at 4.30%, 60-Month CD rates are at 3.95%, 48-Month CD rates are at 3.85%, 18-Month CD rates are at 3.85%, 36-Month CD rates are at 3.75%. Second Federal S&L's savings rates are at 1.00%. Second Federal S&L's money market rates are at 2.00%.
To see how these rates compare to Second Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Second Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Second Federal S&L CD rates. You can also compare Second Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists. Second Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Second Federal S&L? Share your experience about Second Federal S&L by leaving a review below, or read customer reviews before you decide to use Second Federal S&L. Second Federal S&L Texas Ratio Second Federal S&L's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Second Federal S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Second Federal S&L is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Second Federal S&L CD Rates and Interest Rates
Second Federal S&L
12-Month CD
4.30%
$500
Second Federal S&L
60-Month CD
3.95%
$500
Second Federal S&L
48-Month CD
3.85%
$500
Second Federal S&L
18-Month CD
3.85%
$500
Second Federal S&L
36-Month CD
3.75%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Second Federal S&L Rates with Other Competitive Bank and Credit Union Rates
Avenir Financial Federal Credit Union
24-Month CD
4.25%
$1,000
BankPurley
12-Month CD
4.15%
$1,000
Heartland State Bank Edgeley, ND
12-Month CD
4.00%
$10,000
Winchester Co-operative Bank
36-Month CD
4.00%
$500
Eastern Connecticut Savings Bank
6-Month CD
3.85%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Second Federal S&L InformationSecond Federal S&L
1727 Chestnut StPhiladelphia, PA 19103 Philadelphia Established Date: 01/01/1924 FDIC Certificate #: 29627 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.secondfed.com
Is Second Federal S&L FDIC Insured? Yes
What is Second Federal S&L's Cert number? 29627
What is the maximum amount for insured deposits? $250,000 per holder, per account
Second Federal S&L FinancialsTotal Assets:
$38,275,000
Total Deposits:
$20,517,000
Equity Capital:
$6,412,000
Domestic Deposits:
$20,517,000
Net Income:
$70,000
Return on Assets:
1.0060%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
1.0451%
Pretax Quarterly Return on Assets:
1.0500%
Return on Equity:
5.8700%
Quarterly Return on Equity:
4.4000%
Common Equity Tier 1 Capital Ratio:
26.0039%
Tier 1 Risk-Based Capital Ratio:
26.0039%
Leverage Tier 1 (Core Capital) Ratio:
18.2064%
Total Risk-Based Capital Ratio (YTD):
27.2527%
Total Interest Income (YTD):
5.5202%
Headquarters:
Philadelphia
FDIC Field Office:
Philadelphia
Regulator:
OCC
County:
Philadelphia
# of Offices:
1
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCurrent average savings rates and money market rates are still very low. Interest rates are expected to head higher later this year as the Federal Reserve raises interest rates to contain inflation.
 Mortgage rates plunged over the weekend following 10 year bond yields lower on a weak employment report released on Friday. 30 year fixed conforming home mortgage rates fell 19 basis points to a new all-time low of 4.07 percent today. Home mortgage rates and bond yields are sharply lower on the expectation that the Federal Reserve will start another around of quantitative easing (QE2). A weak jobs report for September made the probability of another round of easing more likely.
 Over the past four years, we have seen CD rates claw their way higher from record lows brought on by the Financial Crisis and Great Recession. At the worst level, the best 1 year CD rates available online were just below 1.00 percent. The largest banks were not even interested in your money, offering 1 year CD rates as low as 0.01 percent. Currently, the highest 1 year CD rate on our rate table is from Brio Direct at 2.40 percent.
Bank or Credit Union Offers and DealsMortgage Rates Plunge on Bond Yields: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.39%E Trade Bank $25 Promotional Savings Account Offer Current Interest Mortgage Rates Mixed This Week Have interest rates stabilized or are rates going Up? Car Loan Rate Tables Marathon Bank Savings and Money Market Accounts Mortgage Rates Move Higher Today: Current 30 Year Rates at 3.75% Detroit, MI CD rates Top 1 Year CD Rate Now at 1.35 Percent Silvergate Bank Money Market Account Rates now at 1.10% Alternative Bank and Credit Union Offers to ExploreMortgage Rates Slightly Higher This Week as Housing Forecasts are Revised HigherMortgage Rates Today Decline: 30 Year Jumbo Mortgage Rates Under 4.00% ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD Citizens Trust Bank 3 Month CD Rates now at 0.03% Cash Back Credit Cards Fall River Five Cents Savings Bank Mortgage Rates Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07% Current Mortgage Rates at 5.28% Home Equity Loan vs. Home Equity Line of Credit Could Rising Mortgage Rates Derail the Housing Recovery Second Federal S&L ReviewsThere are no reviews for Second Federal S&L yet. Feel free to create one below.
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