What are the current interest rates at Second Federal S&L?

Current rates for Second Federal S&L include: 18-Month CD: 3.95%

MonitorBankRates

☰

Home›
Banks›
Second Federal S&L

iAdvertiser Disclosure

Second Federal S&L Rates & Review April 2026

Item: Second Federal S&L
Rating: 5573
Author: FPUy

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

Second Federal S&L's 17-Month CD rates are at 3.95%, 17 CD SPECIAL rates are at 3.95%. MonitorBankRates evaluates the financial stability of Second Federal S&L with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Second Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Second Federal S&L? Share your experience about Second Federal S&L by leaving a review below, or read customer reviews before you decide to use Second Federal S&L.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Second Federal S&L

1727 Chestnut St
Philadelphia, PA 19103

https://www.secondfed.com

Second Federal S&L CD Rates

Product	Rate	APY	Term
17 month CD	-	3.95%	17
Min Deposit $10,000 Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
17 CD SPECIAL	-	3.95%	17
Min Deposit $10,000 Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Second Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Second Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Second Federal S&L's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Second Federal S&L

FDIC Certificate # 29627

Address 1727 Chestnut St, Philadelphia, PA 19103 · Philadelphia

Website https://www.secondfed.com

Established 01/01/1924

FDIC Insurance Date 08/09/1989

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0060%

Return on Equity (ROE) 5.8700%

Non-Performing Loans (NPL) 0.00%

Total Assets $43,948,000

Total Deposits $24,690,000

Equity Capital $7,119,000

Net Income $383,000

Headquarters Philadelphia

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

FPUy

★★★★★

December 17, 2025

rWIF

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Second Federal S&L

Frequently Asked Questions About Second Federal S&L

Is Second Federal S&L a safe place to deposit money?

Yes, Second Federal S&L is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Second Federal S&L operate?

Second Federal S&L currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Second Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Second Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Does Second Federal S&L offer online and mobile banking?

Most modern institutions like Second Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.secondfed.com.