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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Embassy Bank for the Lehigh Valley Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 7, 2026
Embassy Bank for the Lehigh Valley's top rates as of October 7, 2026 are 4.00% APY on its 13-Month Promotional Rate CD, 0.30% APY on savings, 0.02% APY on checking, 6.125% on its Gold Mortgage Purchase Money, and auto loans from 7.99% APR, according to rates verified by MonitorBankRates. Other Embassy Bank for the Lehigh Valley CD rates include 7-Month Promotional Rate at 3.80%, 23-Month Promotional Rate at 3.60%, and 60-Months 60-Month Business Certificate of Deposit at 0.40%. Other Embassy Bank for the Lehigh Valley mortgage rates include Gold Mortgage Purchase Money at 6.375%, Gold Mortgage Purchase Money at 6.95%, and Gold Mortgage Purchase Money at 7.125%. MonitorBankRates evaluates the financial stability of Embassy Bank for the Lehigh Valley with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.52%. Rates last updated and verified on 10/07/2026. Embassy Bank for the Lehigh Valley money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Embassy Bank for the Lehigh Valley? Share your experience about Embassy Bank for the Lehigh Valley by leaving a review below, or read customer reviews before you decide to use Embassy Bank for the Lehigh Valley. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Embassy Bank for the Lehigh Valley CD Rates
Embassy Bank for the Lehigh Valley Business CD Rates
Embassy Bank for the Lehigh Valley Savings Rates
Embassy Bank for the Lehigh Valley Business Savings Rates
Embassy Bank for the Lehigh Valley Checking Rates
Embassy Bank for the Lehigh Valley Mortgage Rates
Embassy Bank for the Lehigh Valley Home Equity & HELOC
Embassy Bank for the Lehigh Valley Auto Loan Rates
Embassy Bank for the Lehigh Valley Other Rates
Financial Health HistoryEmbassy Bank for the Lehigh Valley’s Texas Ratio stayed near 0.43% in Q3 2023 to 0.52% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.1 to 4.9 and its Health Grade from B- to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Embassy Bank for the Lehigh Valley is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Embassy Bank for the Lehigh Valley rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Embassy Bank for the Lehigh Valley's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Embassy Bank for the Lehigh Valley
Bank Holding Company
EMBASSY BCORP INC
Address
100 Gateway Dr,
Bethlehem, PA 18017 · Northampton
Website
https://www.embassybank.com
FDIC Certificate #
57228
Established
20011106
FDIC Insurance Date
20011106
Domestic Offices
10
Total Branches
10
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
4.9
Exceptional
Out of 5.0 Stars
0.52%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8920%
Return on Equity (ROE)
12.9300%
Non-Performing Loans (NPL)
0.04%
Total Assets
$1,860,416,000
Total Deposits
$1,698,344,000
Equity Capital
$127,802,000
Net Income
$8,183,000
Headquarters
Bethlehem
Total Branches and Offices
10
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Embassy Bank for the Lehigh Valley
Frequently Asked Questions About Embassy Bank for the Lehigh ValleyHow many branches does Embassy Bank for the Lehigh Valley operate?Embassy Bank for the Lehigh Valley currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Embassy Bank for the Lehigh Valley does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Embassy Bank for the Lehigh Valley provides members with tools to manage their accounts and build a solid financial history. Does Embassy Bank for the Lehigh Valley offer online and mobile banking?Most modern institutions like Embassy Bank for the Lehigh Valley provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.embassybank.com. Current Embassy Bank for the Lehigh Valley Rates
Retrieved from our database of financial products. Rates subject to change.
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