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SNB Security National Bank of SD Rates & Review April 2026

SNB Security National Bank of SD's 6-Month Certificates of Deposit (CDs) rates are at 3.65%, 30-Month Certificates of Deposit (CDs) rates are at 3.50%, 36-Month Certificates of Deposit (CDs) rates are at 3.50%, 24-Month Certificates of Deposit (CDs) rates are at 3.25%, 48-Month Certificates of Deposit (CDs) rates are at 3.00%. SNB Security National Bank of SD's savings rates are at 1.50%. MonitorBankRates evaluates the financial stability of SNB Security National Bank of SD with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026.

SNB Security National Bank of SD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SNB Security National Bank of SD? Share your experience about SNB Security National Bank of SD by leaving a review below, or read customer reviews before you decide to use SNB Security National Bank of SD.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
SNB Security National Bank of SD
325 Dakota Dunes Blvd
Dakota Dunes, SD 57049
https://www.snbsd.com
Member FDIC

SNB Security National Bank of SD CD Rates

Product Rate APY Term View More
6 Month Certificates of Deposit (CDs) 3.62% 3.65% 6 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificates of Deposit (CDs) 3.47% 3.50% 30 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificates of Deposit (CDs) 3.47% 3.50% 36 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificates of Deposit (CDs) 3.22% 3.25% 24 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificates of Deposit (CDs) 2.98% 3.00% 48 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificates of Deposit (CDs) 2.98% 3.00% 60 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
22 Month Certificates of Deposit (CDs) 2.49% 2.50% 22 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Certificates of Deposit (CDs) 2.00% 2.00% 10 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificates of Deposit (CDs) 1.99% 2.00% 12 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificates of Deposit (CDs) 1.99% 2.00% 18 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
8 Month Certificates of Deposit (CDs) 1.99% 2.00% 8 Month
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

SNB Security National Bank of SD Savings Rates

Product Rate APY View More
Sidekick Savings 3.20% 3.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Gold Plus Savings 1.49% 1.50%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.50% 0.50%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.40% 0.40%
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MMGA Savings and over 0.20% 0.20%
Details $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MMGA Savings 0.17% 0.17%
Details $40,000-$99,999
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MMGA Savings 0.15% 0.15%
Details $2,500-$39,999
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MMGA Savings and below 0.10% 0.10%
Details $2,499
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Statement Savings 0.10% 0.10%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

SNB Security National Bank of SD Money Market Rates

Product Rate APY View More
Money Market Gold Plus Savings 1.49% 1.50%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

SNB Security National Bank of SD Checking Rates

Product Rate APY View More
Checking with Interest 0.05% 0.05%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

SNB Security National Bank of SD Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.00%
Details As Low As
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Lines of Credit - - 6.35%
Details As Low As
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SNB Security National Bank of SD is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SNB Security National Bank of SD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SNB Security National Bank of SD's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SNB Security National Bank of SD
Bank Holding Company SECURITY NATIONAL CORP
Address 325 Dakota Dunes Blvd, Dakota Dunes, SD 57049  ·  Union
FDIC Certificate # 34394
Established 05/01/1997
FDIC Insurance Date 05/01/1997
Domestic Offices 3
Total Branches 3
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8391%
Return on Equity (ROE) 15.2600%
Non-Performing Loans (NPL) 0.00%
Total Assets $238,205,000
Total Deposits $184,181,000
Equity Capital $31,846,000
Net Income $4,740,000
Headquarters Dakota Dunes
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About SNB Security National Bank of SD

Is SNB Security National Bank of SD a safe place to deposit money?

Yes, SNB Security National Bank of SD is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SNB Security National Bank of SD operate?

SNB Security National Bank of SD currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SNB Security National Bank of SD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SNB Security National Bank of SD provides members with tools to manage their accounts and build a solid financial history.

Does SNB Security National Bank of SD offer online and mobile banking?

Most modern institutions like SNB Security National Bank of SD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.snbsd.com.

Current SNB Security National Bank of SD Rates

  • 12-Month CD2.00%
  • 18-Month CD2.00%
  • 24-Month CD3.25%
  • 36-Month CD3.50%
  • 48-Month CD3.00%
  • 60-Month CD3.00%
  • Savings1.50%
Retrieved from our database of financial products. Rates subject to change.