Reading Co-op Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 0.75% and 3-month CD rates at 1.50%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.40%. Credit Card rates are at 12.95%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates. Reading Co-op Bank's 6-Month CD rates are at 4.75%, 24-Month CD rates are at 3.00%, 12-Month CD rates are at 3.00%, 60-Month CD rates are at 0.40%, 48-Month CD rates are at 0.35%. Reading Co-op Bank's savings rates are at 0.01%. Reading Co-op Bank's money market rates are at 0.05%.

Reading Co-op Bank

To see how these rates compare to Reading Co-op Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Reading Co-op Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Reading Co-op Bank CD rates. You can also compare Reading Co-op Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Reading Co-op Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reading Co-op Bank? Share your experience about Reading Co-op Bank by leaving a review below, or read customer reviews before you decide to use Reading Co-op Bank.

Reading Co-op Bank Texas Ratio

Reading Co-op Bank's Texas Ratio is at 1.52%, which is considered excellent. The Texas Ratio for Reading Co-op Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Reading Co-op Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.00%
18-Month CD
N/A
24-Month CD
3.00%
36-Month CD
0.30%
48-Month CD
0.35%
60-Month CD
0.40%
Savings
0.01%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Reading Co-op Bank
180 Haven St
Reading, MA 01867
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Reading Co-op Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Reading Co-op Bank
Reading Co-op Bank
6-Month CD
4.75%
$500
Reading Co-op Bank
Reading Co-op Bank
24-Month CD
3.00%
$500
Reading Co-op Bank
Reading Co-op Bank
12-Month CD
3.00%
$500
Reading Co-op Bank
Reading Co-op Bank
60-Month CD
0.40%
$500
Reading Co-op Bank
Reading Co-op Bank
48-Month CD
0.35%
$500
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
0.30%
$500
Reading Co-op Bank
Reading Co-op Bank
Money Market
0.05%
$0
Reading Co-op Bank
Reading Co-op Bank
Savings Account
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Reading Co-op Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vanguard
Vanguard
9-Month CD brokered
5.40%
$1,000
Coastal Bank & Trust
Coastal Bank & Trust
6-Month CD
4.86%
$500
Bank of Star Valley
Bank of Star Valley
6-Month CD
4.58%
$250
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
4.50%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
4.25%
$1,000
Everence Trust Company
Everence Trust Company
12-Month Jumbo CD
4.20%
$100,000
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
4.10%
$1,000
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 4
4.00%
$250,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD Bump CD
4.00%
$2,500
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom4Savings Personal Money Market
4.00%
$25,000
Popular Bank
Popular Bank
36-Month CD
3.95%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.89%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.75%
$1,000
Falcon National Bank
Falcon National Bank
24-Month CD
3.75%
$500
St. Ansgar State Bank
St. Ansgar State Bank
24-Month CD
3.53%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.50%
$500
Marion County State Bank
Marion County State Bank
60-Month CD
3.50%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
48-Month CD
2.77%
$50
Ion Bank
Ion Bank
Money Market
2.50%
$250,000
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
FSB of Wyoming
36-Month CD
2.02%
$2,000
FCNB Bank
FCNB Bank
48-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
Maries County Bank
Maries County Bank
30-Month CD
1.61%
$1,000
Movement Bank
Movement Bank
36-Month CD
1.40%
$500
Karnes County National Bank
Karnes County National Bank
Money Market
1.25%
$0
Federation Bank
Federation Bank
48-Month CD
1.05%
$500
Savers Co-operative Bank
Savers Co-operative Bank
12-Month CD
1.02%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
18-Month CD
1.00%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
Premier Savings
0.75%
$25,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.60%
$500
Bank of Buffalo
Bank of Buffalo
36-Month CD
0.55%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Park Bank
Park Bank
Savings
0.36%
$100
Ashton State Bank
Ashton State Bank
Checking Account Super Now
0.35%
$2,500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
18-Month CD
0.35%
$1,000
United Bank of Union
United Bank of Union
Seniority Checking
0.30%
$0
Root River State Bank
Root River State Bank
Heritage Interest Checking
0.20%
$200
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
Ixonia Bank
Ixonia Bank
Star Checking
0.10%
$100
Centreville Bank
Centreville Bank
Checking Account Premium
0.05%
$100
Champlain National Bank
Champlain National Bank
Checking Account
0.05%
$0
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
First Minnetonka City Bank
First Minnetonka City Bank
Relationship Checking
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Reading Co-op Bank Information

Reading Co-op Bank
180 Haven St
Reading, MA 01867
Middlesex
Established Date: 01/01/1886
FDIC Certificate #: 26620
Date of FDIC Deposit Insurance: 03/27/1986
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Reading Co-op Bank FDIC Insured? Yes
What is Reading Co-op Bank's Cert number? 26620
What is the maximum amount for insured deposits? $250,000 per holder, per account

Reading Co-op Bank Financials

Total Assets:
$827,876,000
Total Deposits:
$736,068,000
Equity Capital:
$53,420,000
Domestic Deposits:
$736,068,000
Net Income:
$426,000
Return on Assets:
0.9250%
Quarterly Return on Assets:
0.2100%
Pretax Return on Assets:
0.1853%
Pretax Quarterly Return on Assets:
0.1900%
Return on Equity:
11.9500%
Quarterly Return on Equity:
3.2600%
Common Equity Tier 1 Capital Ratio:
13.1336%
Tier 1 Risk-Based Capital Ratio:
13.1336%
Leverage Tier 1 (Core Capital) Ratio:
9.1163%
Total Risk-Based Capital Ratio (YTD):
13.9576%
Total Interest Income (YTD):
3.7217%
 
 
Headquarters:
Reading
FDIC Field Office:
North Boston
Regulator:
FED
County:
Middlesex
# of Offices:
10
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Capital One 360 Bank 2 Year Jumbo CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 2 Year Jumbo CD rates at Capital One 360 Bank below.
There were several changes to CD rates this week. The good news is, most of the changes were higher and there was only 1 decrease. The biggest increases were on EverBank's 3 month rate and E-Loan's 3 year rate. E-Loan also had the majority of increases this week.

Nationwide Bank (NMLS #769318), a federally chartered savings bank, is offering some very competitive mortgage rates. Nationwide Bank's 15 year mortgage rate is particularly appealing at 3.00 percent with 0.5 mortgage points. The 3.00 percent rate is for both home purchases and refinancing.

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Reading Co-op Bank Reviews

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