|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Securtrust Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Securtrust Federal Credit Union's Personal Loan Rates are at 2.99%. MonitorBankRates evaluates the financial stability of Securtrust Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.89%. Rates were last updated on 04/25/2026. Securtrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Securtrust Federal Credit Union? Share your experience about Securtrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Securtrust Federal Credit Union. Securtrust Federal Credit Union
SecurTrust Southaven 3870 Goodman Rd
https://www.securtrust.org Southaven, MS 38672 
Securtrust Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Securtrust Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Securtrust Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Securtrust Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Securtrust Federal Credit Union
Website
https://www.securtrust.org
Address
3870 Goodman Rd,
Southaven, MS 38672
Phone
662-890-8760
Fax
662-890-0821
President
Philip Breazeale
CEO
Martha Rushing
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.89%
Return on Assets (ROA)
0.2911%
Return on Equity (ROE)
1.6767%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
43,196,635
Total Amount of Shares and Deposits
35,337,399
Total Shares and Deposits < 1 Year
34,751,198
Total Shares and Deposits 1 3 Years
333,273
Total Shares and Deposits > 3 Years
252,928
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,337,399
Total Interest Expense (Sum of items 6 8)
262,919
Share Certificates
294
Number of Accounts for Share Drafts
1,092
IRA KEOGH Accounts
75
Number of Accounts for Regular Shares
3,389
Non Member Deposits
2
Money Market Shares
2
Net Income (unless the amount is already included in Undivided Earnings)
125,744
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,839,420
Total Liabilities
35,697,091
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Securtrust Federal Credit UnionIs Securtrust Federal Credit Union a safe place to deposit money?Yes, Securtrust Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8934217867113%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Securtrust Federal Credit Union operate?Securtrust Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Securtrust Federal Credit Union?Yes, to access services at Securtrust Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Securtrust Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Securtrust Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Securtrust Federal Credit Union offer online and mobile banking?Most modern institutions like Securtrust Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securtrust.org. Compare to Other Credit Unions
Tuskegee Federal Credit Union
United Employees Credit Union
American Broadcast Employees Federal Credit Union
Latrobe Federal Credit Union
Camden Firemens Federal Credit Union
LG&W Federal Credit Union
Steuben Citizens Federal Credit Union
Medisys Employees Federal Credit Union
Mayo Employees Federal Credit Union
Five Star Credit Union
Ash Employee Credit Union
Financial Access Federal Credit Union
Northeast Nebraska Federal Credit Union
Transtar Federal Credit Union
Clinchfield Federal Credit Union
Gabriel\'s Community Credit Union
HOCU Honolulu Federal Credit Union
Credit Union of Richmond
Tahquamenon Area Credit Union
Local 606 Electrical Workers Federal Credit Union
STSP Federal Credit Union
|
||||||||||||||||||
