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Ash Employee Credit Union Rates & Review March 2026

You can compare Ash Employee Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 4.25%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 3.90%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Ash Employee Credit Union rates. MonitorBankRates evaluates the financial stability of Ash Employee Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.32%. Rates were last updated on 03/29/2026.

Ash Employee Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ash Employee Credit Union? Share your experience about Ash Employee Credit Union by leaving a review below, or read customer reviews before you decide to use Ash Employee Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.32%
Excellent Lower than avg
Ash Employee Credit Union
ASH EMPLOYEES CREDIT UNION
1000 N MAIN ST
ANNA, IL 62906 1652
Member NCUA

Current Rate Availability

We do not have Ash Employee Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ash Employee Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ash Employee Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ash Employee Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ash Employee Credit Union
Website
Address 1000 N MAIN ST, ANNA, IL 62906 1652
Phone 618-202-6703
Fax 618-833-5614
President LAWANDA JONES
CEO CYNTHIA WALKER
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.32%
Return on Assets (ROA)
1.1976%
Return on Equity (ROE)
6.3195%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
5,478,228
Total Amount of Shares and Deposits
4,416,371
Total Shares and Deposits < 1 Year
4,190,036
Total Shares and Deposits > 3 Years
226,335
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,416,371
Total Interest Expense (Sum of items 6 8)
19,327
Share Certificates
36
Number of Accounts for Regular Shares
1,488
Net Income (unless the amount is already included in Undivided Earnings)
65,605
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
827,169
Total Liabilities
4,440,096
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Ash Employee Credit Union

Is Ash Employee Credit Union a safe place to deposit money?

Yes, Ash Employee Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3169733211485%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Ash Employee Credit Union operate?

Ash Employee Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ash Employee Credit Union?

Yes, to access services at Ash Employee Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ash Employee Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ash Employee Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ash Employee Credit Union offer online and mobile banking?

Most modern institutions like Ash Employee Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.