What are the current interest rates at Tuskegee Federal Credit Union?

Current rates for Tuskegee Federal Credit Union include: Savings: 0.02%

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Tuskegee Federal Credit Union

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Tuskegee Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tuskegee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 16, 2026

Tuskegee Federal Credit Union's savings rates are at 0.02%. MonitorBankRates evaluates the financial stability of Tuskegee Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 54.16%. Rates last updated and verified on 09/16/2026.

Tuskegee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tuskegee Federal Credit Union? Share your experience about Tuskegee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tuskegee Federal Credit Union.

Overall Health & Safety Grade

High Risk Health Score: 33/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

54.16%

Weak Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Tuskegee Federal Credit Union
TUSKEGEE FEDERAL CU

304 W Montgomery Rd
Tuskegee, AL 36083-1520

http://www.tuskegeefcu.com

Tuskegee Federal Credit Union Savings Rates

Product	Rate	APY	View More
Regular Savings	0.02%	0.02%
Min Balance $100 Details Balance: $100 - Above Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%

Tuskegee Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
A Paper Loan	-	-	10.00%
Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%
B Paper Loan	-	-	12.00%
Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%
C Paper Loan	-	-	14.00%
Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%
D Paper Loan	-	-	16.00%
Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%
E Paper & Below Loan	-	-	18.00%
Last Updated 09/16/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 54.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Tuskegee Federal Credit Union’s Texas Ratio rose from 8.13% in Q2 2023 to 54.16% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 3.8 to 1.0 and its Health Grade from B to F. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$12M	54.16%	1.0	F
December 31, 2025	$12M	28.37%	1.0	F
September 30, 2025	$12M	39.73%	1.0	F
June 30, 2025	$12M	31.58%	3.4	D
March 31, 2025	$12M	60.56%	1.0	F
December 31, 2024	$11M	44.25%	1.0	F
September 30, 2024	$12M	52.48%	1.0	F
June 30, 2024	$12M	18.45%	3.6	C
March 31, 2024	$12M	14.71%	3.9	B-
December 31, 2023	$13M	8.38%	3.6	B-
September 30, 2023	$12M	6.98%	4.0	B
June 30, 2023	$12M	8.13%	3.8	B

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tuskegee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tuskegee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tuskegee Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tuskegee Federal Credit Union

Website http://www.tuskegeefcu.com

Address 304 W Montgomery Rd, Tuskegee, AL 36083-1520

Phone 334-727-3180

Fax 334-727-0066

President FRED GRAY, JR.

CEO Allecia Williams

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

1.0 / 5.0 ★

Overall Health & Safety Grade

F (33/100)

Texas Ratio

54.16%

Return on Assets (ROA)

-0.1269%

Return on Equity (ROE)

-3.2337%

Non-Performing Loans Ratio (NPL)

4.50%

Total Assets

11,711,394

Total Amount of Shares and Deposits

11,141,698

Total Shares and Deposits < 1 Year

9,868,364

Total Shares and Deposits 1 3 Years

1,239,739

Total Shares and Deposits > 3 Years

33,595

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,918,567

Total Uninsured Shares and Deposits > $250K (F+J)

1,918,567

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,223,131

Total Interest Expense (Sum of items 6 8)

19,691

Share Certificates

Number of Accounts for Share Drafts

530

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,268

All other shares

157

Net Income (unless the amount is already included in Undivided Earnings)

-14,863

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Significantly Undercapitalized

Net Worth Classification if credit union is a new credit union

Moderately Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,549,715

Total Liabilities

11,451,763

Source: NCUA — Last Updated 03/31/2026

Customer Reviews

There are no reviews for Tuskegee Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Tuskegee Federal Credit Union

How many branches does Tuskegee Federal Credit Union operate?

Tuskegee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tuskegee Federal Credit Union?

Yes, to access services at Tuskegee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tuskegee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tuskegee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tuskegee Federal Credit Union offer online and mobile banking?

Most modern institutions like Tuskegee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tuskegeefcu.com.