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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Select Seven Federal Credit Union Rates & Review April 2026Select Seven Federal Credit Union's 60 month CD rates are at 1.00%, 48 month CD rates are at 0.95%, 36 month CD rates are at 0.90%, 24 month CD rates are at 0.70%, 12 month CD rates are at 0.55%. Select Seven Federal Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Select Seven Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.06%. Rates were last updated on 04/11/2026. Select Seven Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Select Seven Federal Credit Union? Share your experience about Select Seven Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Select Seven Federal Credit Union. Select Seven Federal Credit Union
Main 333 E Main St
https://www.selectsevencu.org Johnson City, TN 37601
Select Seven Federal Credit Union CD Rates
Select Seven Federal Credit Union Money Market Rates
Select Seven Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Select Seven Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Select Seven Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Select Seven Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Select Seven Federal Credit Union
Website
https://www.selectsevencu.org
Address
333 E Main St,
Johnson City, TN 37601
Phone
423-282-0671
Fax
423-434-1880
President
Lester Lattany
CEO
Kevin Jones
Full-Time Employees
16
Part-Time Employees
1
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.06%
Return on Assets (ROA)
0.8263%
Return on Equity (ROE)
6.4138%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
63,288,331
Total Amount of Shares and Deposits
54,325,397
Total Shares and Deposits < 1 Year
51,543,248
Total Shares and Deposits 1 3 Years
2,297,617
Total Shares and Deposits > 3 Years
484,532
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,806,659
Total Uninsured Shares and Deposits > $250K (F+J)
3,806,659
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,518,738
Total Interest Expense (Sum of items 6 8)
654,635
Share Certificates
359
Number of Accounts for Share Drafts
2,767
IRA KEOGH Accounts
133
Number of Accounts for Regular Shares
5,718
Non Member Deposits
5
Money Market Shares
66
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,908,481
Total Liabilities
55,169,478
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Select Seven Federal Credit UnionIs Select Seven Federal Credit Union a safe place to deposit money?Yes, Select Seven Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.063012675506183%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Select Seven Federal Credit Union operate?Select Seven Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Select Seven Federal Credit Union?Yes, to access services at Select Seven Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Select Seven Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Select Seven Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Select Seven Federal Credit Union offer online and mobile banking?Most modern institutions like Select Seven Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.selectsevencu.org. Current Select Seven Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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