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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Argent Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Argent Federal Credit Union's 60 month IRA CDs rates are at 4.00%, 24 month Jumbo CD rates are at 4.00%, 12 month CDs rates are at 3.90%, 12 month IRA CDs rates are at 3.90%, 36 month CDs rates are at 3.85%. Argent Federal Credit Union's money market rates are at 0.25%. Argent Federal Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Argent Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.24%. Rates were last updated on 04/18/2026. Argent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Argent Federal Credit Union? Share your experience about Argent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Argent Federal Credit Union. Argent Federal Credit Union
Operations Center 11651 Alliance Cir
https://www.argentcu.org Chester, VA 23831 1451 
Argent Federal Credit Union CD Rates
Argent Federal Credit Union Savings Rates
Argent Federal Credit Union Money Market Rates
Argent Federal Credit Union Checking Rates
Argent Federal Credit Union Mortgage Rates
Argent Federal Credit Union Auto Loan Rates
Argent Federal Credit Union Credit Card Rates
Argent Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Argent Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Argent Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Argent Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Argent Federal Credit Union
Website
https://www.argentcu.org
Address
11651 Alliance Cir,
Chester, VA 23831 1451
Phone
804-748-9488
Fax
804-748-7388
President
Gary Miller
CEO
Jamie Asciolla
Full-Time Employees
90
Part-Time Employees
0
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.24%
Return on Assets (ROA)
0.8285%
Return on Equity (ROE)
8.9666%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
525,219,939
Total Amount of Shares and Deposits
472,793,070
Total Shares and Deposits < 1 Year
408,651,701
Total Shares and Deposits 1 3 Years
48,515,750
Total Shares and Deposits > 3 Years
15,625,617
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,765,031
Total Uninsured Shares and Deposits > $250K (F+J)
33,765,031
Total Insured Shares and Deposits > $250K (item 17 less item K)
439,028,039
Total Interest Expense (Sum of items 6 8)
5,570,427
Share Certificates
4,435
Number of Accounts for Share Drafts
22,297
IRA KEOGH Accounts
853
Number of Accounts for Regular Shares
43,580
Money Market Shares
1,388
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,684,007
Total Liabilities
477,065,378
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Argent Federal Credit UnionIs Argent Federal Credit Union a safe place to deposit money?Yes, Argent Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.2359773637711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Argent Federal Credit Union operate?Argent Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Argent Federal Credit Union?Yes, to access services at Argent Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Argent Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Argent Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Argent Federal Credit Union offer online and mobile banking?Most modern institutions like Argent Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.argentcu.org. Current Argent Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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