|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Potlatch No 1 Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Potlatch No 1 Financial Credit Union's 6 Mo. CD rates are at 3.35%, 6 month CD rates are at 3.35%, IRA CDs 6 month rates are at 3.35%, 12 month CD rates are at 3.30%, 60 month CD rates are at 3.30%. Potlatch No 1 Financial Credit Union's savings rates are at 0.05%. Potlatch No 1 Financial Credit Union's money market rates are at 0.45%. Potlatch No 1 Financial Credit Union's 15 Year VA Loan rates are at 4.75%, 30 Year VA Loan rates are at 5.25%, 15 Year FHA Loan rates are at 4.75%, 30 Year FHA Loan rates are at 5.25%. Potlatch No 1 Financial Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Potlatch No 1 Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.34%. Rates were last updated on 04/19/2026. Potlatch No 1 Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Potlatch No 1 Financial Credit Union? Share your experience about Potlatch No 1 Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Potlatch No 1 Financial Credit Union. Potlatch No 1 Financial Credit Union
Administration Building 1025 WARNER AVE
https://www.p1fcu.org LEWISTON, ID 83501 
Potlatch No 1 Financial Credit Union CD Rates
Potlatch No 1 Financial Credit Union Savings Rates
Potlatch No 1 Financial Credit Union Money Market Rates
Potlatch No 1 Financial Credit Union Checking Rates
Potlatch No 1 Financial Credit Union Mortgage Rates
Potlatch No 1 Financial Credit Union Auto Loan Rates
Potlatch No 1 Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Potlatch No 1 Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Potlatch No 1 Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Potlatch No 1 Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Potlatch No 1 Financial Credit Union
Website
https://www.p1fcu.org
Address
1025 WARNER AVE,
LEWISTON, ID 83501
Phone
208-746-8900
Fax
208-746-1269
President
Tod Dickeson
CEO
CHRIS LOSETH
Full-Time Employees
360
Part-Time Employees
9
Branch Locations
27
ATM Locations
29
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.34%
Return on Assets (ROA)
0.4869%
Return on Equity (ROE)
5.6498%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
2,125,515,550
Total Amount of Shares and Deposits
1,852,876,170
Total Shares and Deposits < 1 Year
1,764,159,055
Total Shares and Deposits 1 3 Years
55,970,351
Total Shares and Deposits > 3 Years
32,746,764
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
204,876,802
Total Uninsured Shares and Deposits > $250K (F+J)
204,876,802
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,647,999,368
Total Interest Expense (Sum of items 6 8)
34,950,567
Share Certificates
13,878
Number of Accounts for Share Drafts
79,527
IRA KEOGH Accounts
2,881
Number of Accounts for Regular Shares
142,591
All other shares
420
Non Member Deposits
1
Money Market Shares
7,066
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,080,528
Total Liabilities
1,983,640,069
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Potlatch No 1 Financial Credit UnionIs Potlatch No 1 Financial Credit Union a safe place to deposit money?Yes, Potlatch No 1 Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3365764323459%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Potlatch No 1 Financial Credit Union operate?Potlatch No 1 Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Potlatch No 1 Financial Credit Union?Yes, to access services at Potlatch No 1 Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Potlatch No 1 Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Potlatch No 1 Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Potlatch No 1 Financial Credit Union offer online and mobile banking?Most modern institutions like Potlatch No 1 Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.p1fcu.org. Current Potlatch No 1 Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
NORTH ALABAMA PAPERMAKERS
Harrison County Federal Credit Union
Liberty First Credit Union
Badlands Federal Credit Union
Arlington Community Federal Credit Union
Biloxi Teachers Federal Credit Union
Mercer County Nj Teachers Federal Credit Union
True Sky Federal Credit Union
Willow Island Federal Credit Union
New Haven County Credit Union
HSM Federal Credit Union
The Focus Federal Credit Union
City of Clarksburg Federal Credit Union
Members Advantage Credit Union
Planites Credit Union
Ambraw Federal Credit Union
Freestone Credit Union
Arcade Credit Union
Polish National Credit Union
United Credit Union Council Bluffs, IA
Aurora Firefighters Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
