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St Mark Credit Union

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St Mark Credit Union Rates & Review August 2026

Q: How many branches does St Mark Credit Union operate?

St Mark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join St Mark Credit Union?

Yes, to access services at St Mark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, St Mark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Mark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

St Mark Credit Union's Personal Loan Rates are at 2.49%. MonitorBankRates evaluates the financial stability of St Mark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/29/2026.

St Mark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Mark Credit Union? Share your experience about St Mark Credit Union by leaving a review below, or read customer reviews before you decide to use St Mark Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

St Mark Credit Union
CU Office

8441 S Saint Lawrence Ave
Chicago, IL 60619 6022

https://stmarkcu.org

St Mark Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Vehicle Loans	-	-	2.49%
Details from Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for St Mark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather St Mark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with St Mark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name St Mark Credit Union

Website https://stmarkcu.org

Address 8441 S Saint Lawrence Ave, Chicago, IL 60619 6022

Phone 773-846-4433

Fax

President Margaret LaPorte

CEO Michele Carr

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

3.7254%

Return on Equity (ROE)

15.4649%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

504,730

Total Amount of Shares and Deposits

382,934

Total Shares and Deposits < 1 Year

382,934

Total Insured Shares and Deposits > $250K (item 17 less item K)

382,934

Total Interest Expense (Sum of items 6 8)

246

Share Certificates

Number of Accounts for Regular Shares

199

Net Income (unless the amount is already included in Undivided Earnings)

18,803

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

129,408

Total Liabilities

383,145

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for St Mark Credit Union

Frequently Asked Questions About St Mark Credit Union

How many branches does St Mark Credit Union operate?

St Mark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join St Mark Credit Union?

Yes, to access services at St Mark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, St Mark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Mark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does St Mark Credit Union offer online and mobile banking?

Most modern institutions like St Mark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://stmarkcu.org.