MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Sikeston Public Schools Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Sikeston Public Schools Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare Sikeston Public Schools Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.79% and 3-month share certificate rates at 2.02%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Sikeston Public Schools Credit Union rates. MonitorBankRates evaluates the financial stability of Sikeston Public Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.72%. Rates were last updated on 04/26/2026.

Sikeston Public Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sikeston Public Schools Credit Union? Share your experience about Sikeston Public Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Sikeston Public Schools Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.72%
Excellent Lower than avg
Sikeston Public Schools Credit Union
Main Office
224A E Center St
Sikeston, MO 63801 4229
https://spscu.com
Member NCUA

Current Rate Availability

We do not have Sikeston Public Schools Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sikeston Public Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sikeston Public Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sikeston Public Schools Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sikeston Public Schools Credit Union
Website https://spscu.com
Address 224A E Center St, Sikeston, MO 63801 4229
Phone 573-475-4545
Fax 573-475-4868
President Lisa Lawson
CEO Linda Bridger
Full-Time Employees 0
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.72%
Return on Assets (ROA)
1.0038%
Return on Equity (ROE)
5.8085%
Non-Performing Loans Ratio (NPL)
0.99%
Total Assets
5,660,228
Total Amount of Shares and Deposits
4,677,341
Total Shares and Deposits < 1 Year
4,392,183
Total Shares and Deposits 1 3 Years
285,159
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,677,341
Total Interest Expense (Sum of items 6 8)
56,083
Share Certificates
96
Number of Accounts for Regular Shares
1,301
Net Income (unless the amount is already included in Undivided Earnings)
56,820
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
735,359
Total Liabilities
4,682,001
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Sikeston Public Schools Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Sikeston Public Schools Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Sikeston Public Schools Credit Union

Is Sikeston Public Schools Credit Union a safe place to deposit money?

Yes, Sikeston Public Schools Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7157285405708%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sikeston Public Schools Credit Union operate?

Sikeston Public Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sikeston Public Schools Credit Union?

Yes, to access services at Sikeston Public Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sikeston Public Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sikeston Public Schools Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sikeston Public Schools Credit Union offer online and mobile banking?

Most modern institutions like Sikeston Public Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://spscu.com.

Compare to Other Credit Unions

Our Mother Of Mercy Parish Houston Federal Credit Union Midwest Coalition Of Labor Credit Union Taylorville Community Credit Union Red Crown Federal Credit Union Georgia Power Valdosta Federal Credit Union Southern Coastal Federal Credit Union CLEARWATER Tazewell County School Employees Credit Union Charlotte Fire Department Credit Union Our Lady of Snows Credit Union PUBLIC SERVICE ED TRENTON Money Federal Credit Union Luso Federal Credit Union Midland Credit Union Pearl Municipal Federal Credit Union Jones Methodist Church Credit Union Connects Federal Credit Union UMICO Federal Credit Union Penlanco Federal Credit Union NFG #2 Federal Credit Union Crane Credit Union