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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Tendto Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Tendto Credit Union's 18-Month Term CD rates are at 3.78%, 30-Month Term CD rates are at 3.70%, 6 to 11 month CD rates are at 3.62%, 60 month CD rates are at 3.61%, IRA 60 month CD rates are at 3.61%. Tendto Credit Union's savings rates are at 0.05%. Tendto Credit Union's money market rates are at 0.70%. Tendto Credit Union's Personal Loan Rates are at 6.24%. MonitorBankRates evaluates the financial stability of Tendto Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates were last updated on 03/28/2026. Tendto Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tendto Credit Union? Share your experience about Tendto Credit Union by leaving a review below, or read customer reviews before you decide to use Tendto Credit Union. 
Tendto Credit Union CD Rates
Tendto Credit Union Savings Rates
Tendto Credit Union Money Market Rates
Tendto Credit Union Home Equity & HELOC
Tendto Credit Union Auto Loan Rates
Tendto Credit Union Credit Card Rates
Tendto Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tendto Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tendto Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tendto Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tendto Credit Union
Website
https://www.tendtocu.com
Address
1129 State St,
Erie, PA 16501 1911
Phone
814-455-6400
Fax
814-452-1263
President
Ryan Heidt
CEO
Michael Kalie
Full-Time Employees
32
Part-Time Employees
0
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.98%
Return on Assets (ROA)
0.0566%
Return on Equity (ROE)
0.7019%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
137,605,450
Total Amount of Shares and Deposits
127,654,866
Total Shares and Deposits < 1 Year
119,495,139
Total Shares and Deposits 1 3 Years
7,456,027
Total Shares and Deposits > 3 Years
703,700
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,418,716
Total Uninsured Shares and Deposits > $250K (F+J)
2,418,716
Total Insured Shares and Deposits > $250K (item 17 less item K)
125,236,150
Total Interest Expense (Sum of items 6 8)
283,109
Share Certificates
833
Number of Accounts for Share Drafts
6,641
IRA KEOGH Accounts
288
Number of Accounts for Regular Shares
12,492
All other shares
2,174
Non Member Deposits
1
Money Market Shares
343
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,252,830
Total Liabilities
131,016,563
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Tendto Credit UnionIs Tendto Credit Union a safe place to deposit money?Yes, Tendto Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9793873074339%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Tendto Credit Union operate?Tendto Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tendto Credit Union?Yes, to access services at Tendto Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tendto Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tendto Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tendto Credit Union offer online and mobile banking?Most modern institutions like Tendto Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tendtocu.com. Current Tendto Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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