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Tendto Credit Union

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Tendto Credit Union Rates & Review November 2026

Q: What are the current interest rates at Tendto Credit Union?

Current rates for Tendto Credit Union include: 12-Month CD: 3.12%, 24-Month CD: 3.92%, 60-Month CD: 3.20%, Savings: 0.10%, MMA: 1.46%

Q: What CD terms does Tendto Credit Union offer?

Tendto Credit Union CD rates are 3.12% APY for a 12 month CD, 4.43% APY for a 23 month CD, 3.92% APY for a 2 year CD, 4.65% APY for a 35 month CD, 4.77% APY for a 47 month CD, 4.79% APY for a 59 month CD and 4.81% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Tendto Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Tendto Credit Union's CDs - 60 month CD rates are at 4.81%, CDs - 48 to 59 month CD rates are at 4.79%, CDs - 36 to 47 month CD rates are at 4.77%, CDs - 24 to 35 month CD rates are at 4.65%, CDs - 12 to 23 month CD rates are at 4.43%. Tendto Credit Union's savings rates are at 0.10%. Tendto Credit Union's money market rates are at 1.46%. Tendto Credit Union's Personal Loan Rates are as low as 6.99%. Tendto Credit Union's Credit Card Rates are at 8.99%. Tendto Credit Union's CD rates are 59% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Tendto Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.10%. Rates last updated and verified on 10/29/2026.

Tendto Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tendto Credit Union? Share your experience about Tendto Credit Union by leaving a review below, or read customer reviews before you decide to use Tendto Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.10%

Excellent Lower than avg

Health Trend

Very strong 7 quarters

Full history ›

Tendto Credit Union
1129 State

1129 State St
Erie, PA 16501-1911

https://www.tendtocu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tendto Credit Union CD Rates

Product	Rate	APY	Term
Share Certificates - 60 month Certificate	4.73%	4.81%	60 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.81% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 48 to 59 month Certificate	4.71%	4.79%	48 to 59 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.79% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 36 to 47 month Certificate	4.69%	4.77%	36 to 47 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.77% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 60 month Certificate	4.58%	4.66%	60 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.66% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 24 to 35 month Certificate	4.57%	4.65%	24 to 35 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 48 to 59 month Certificate	4.56%	4.64%	48 to 59 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.64% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 36 to 47 month Certificate	4.54%	4.62%	36 to 47 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.62% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 60 month Certificate	4.48%	4.56%	60 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 48 to 59 month Certificate	4.46%	4.54%	48 to 59 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.54% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 36 to 47 month Certificate	4.44%	4.51%	36 to 47 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 24 to 35 month Certificate	4.42%	4.49%	24 to 35 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.49% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 60 month Certificate	4.38%	4.45%	60 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	4.36%	4.43%	12 to 23 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.43% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 48 to 59 month Certificate	4.36%	4.43%	48 to 59 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.43% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 36 to 47 month Certificate	4.34%	4.41%	36 to 47 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.41% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 60 month Certificate	4.33%	4.40%	60 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 24 to 35 month Certificate	4.32%	4.39%	24 to 35 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.39% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 48 to 59 month Certificate	4.31%	4.38%	48 to 59 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.38% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 36 to 47 month Certificate	4.29%	4.36%	36 to 47 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.36% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 6 to 11 month Certificate	4.29%	4.36%	6 to 11 month
Min Balance $200,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.36% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 24 to 35 month Certificate	4.22%	4.29%	24 to 35 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.29% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	4.21%	4.28%	12 to 23 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.28% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 24 to 35 month Certificate	4.17%	4.24%	24 to 35 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.24% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 6 to 11 month Certificate	4.14%	4.20%	6 to 11 month
Min Balance $125,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	4.11%	4.17%	12 to 23 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.17% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 6 to 11 month Certificate	4.04%	4.10%	6 to 11 month
Min Balance $75,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	4.01%	4.07%	12 to 23 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.07% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	3.96%	4.02%	12 to 23 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 6 to 11 month Certificate	3.94%	4.00%	6 to 11 month
Min Balance $25,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 6 to 11 month Certificate	3.89%	3.95%	6 to 11 month
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.95% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Share Certificates - 12 to 23 month Certificate	3.86%	3.92%	12 to 23 month
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.92% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 60 month Certificate	3.56%	3.61%	60 month
Min Balance $200,000 Details Balance tier: $200,000; Dividend Rate 3.56% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.61% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 12 month Certificate	3.48%	3.53%	12 month
Min Balance $200,000 Details Balance tier: $200,000; Dividend Rate 3.48% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.53% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 36 month Certificate	3.44%	3.48%	36 month
Min Balance $200,000 Details Balance tier: $200,000; Dividend Rate 3.44% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.48% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 60 month Certificate	3.41%	3.45%	60 month
Min Balance $125,000 Details Balance tier: $125,000; Dividend Rate 3.41% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 12 month Certificate	3.33%	3.37%	12 month
Min Balance $125,000 Details Balance tier: $125,000; Dividend Rate 3.33% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.37% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 60 month Certificate	3.31%	3.35%	60 month
Min Balance $75,000 Details Balance tier: $75,000; Dividend Rate 3.31% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 36 month Certificate	3.29%	3.33%	36 month
Min Balance $125,000 Details Balance tier: $125,000; Dividend Rate 3.29% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.33% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 12 month Certificate	3.23%	3.27%	12 month
Min Balance $75,000 Details Balance tier: $75,000; Dividend Rate 3.23% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.27% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 60 month Certificate	3.21%	3.25%	60 month
Min Balance $25,000 Details Balance tier: $25,000; Dividend Rate 3.21% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 36 month Certificate	3.19%	3.23%	36 month
Min Balance $75,000 Details Balance tier: $75,000; Dividend Rate 3.19% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.23% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 60 month Certificate	3.16%	3.20%	60 month
Min Balance $1,000 Details Balance tier: $1,000; Dividend Rate 3.16% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 12 month Certificate	3.13%	3.17%	12 month
Min Balance $25,000 Details Balance tier: $25,000; Dividend Rate 3.13% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.17% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 36 month Certificate	3.09%	3.13%	36 month
Min Balance $25,000 Details Balance tier: $25,000; Dividend Rate 3.09% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.13% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 12 month Certificate	3.08%	3.12%	12 month
Min Balance $1,000 Details Balance tier: $1,000; Dividend Rate 3.08% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.12% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificates - 36 month Certificate	3.04%	3.07%	36 month
Min Balance $1,000 Details Balance tier: $1,000; Dividend Rate 3.04% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Savings Rates

Product	Rate	APY
Christmas Club (08)	0.10%	0.10%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Savings (01)	0.10%	0.10%
Min Balance $5 Details Minimum balance to earn stated APY: $5.01; Dividend Rate: 0.10% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Special Savings (03, 09)	0.05%	0.05%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.45%	1.46%
Min Balance $200,000 Details Minimum Balance to Earn Stated APY: $200,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	1.20%	1.21%
Min Balance $100,000 Details Minimum Balance to Earn Stated APY: $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	1.05%	1.06%
Min Balance $50,000 Details Minimum Balance to Earn Stated APY: $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.90%	0.90%
Min Balance $25,000 Details Minimum Balance to Earn Stated APY: $25,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.80%	0.80%
Min Balance $10,000 Details Minimum Balance to Earn Stated APY: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.70%	0.70%
Min Balance $2,500 Details Minimum Balance to Earn Stated APY: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity HELOC	-	-	5.75%	15 year payback
Details As Low As; Min loan amount: $10,000; APR is variable based on the Wall Street Journal prime rate; Maximum APR is 18.00% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Line of Credit (HELOC)	-	-	5.75%	15 year payback
Details As Low As; Minimum loan amount: $10,000; APR is variable based on the Wall Street Journal prime rate; maximum APR 18.00%; 90% maximum loan to value Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 10 Year	-	-	6.26%	120 month
Details As Low As; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.09% → 6.26% ▲ 0.17 pts · high 6.26% / low 6.09% Oct 2, 20266.26%▲ from 6.09% Sep 14, 20266.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 15 Year	-	-	6.45%	180 month
Details As Low As; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.34% → 6.45% ▲ 0.11 pts · high 6.45% / low 6.34% Oct 2, 20266.45%▲ from 6.34% Sep 14, 20266.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 20 Year	-	-	6.64%	240 month
Details As Low As; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.58% → 6.64% ▲ 0.06 pts · high 6.64% / low 6.58% Oct 2, 20266.64%▲ from 6.58% Sep 14, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Auto Loans	-	-	4.69%	24 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	4.84%	36 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	4.84%	24 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	4.99%	48 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	4.99%	36 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.14%	48 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.14% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.29%	60 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.44%	60 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.44% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.44%	24 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.44% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.54%	72 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.59%	36 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.59% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.69%	72 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.74%	48 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.79%	84 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.79% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	5.94%	84 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.94% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.04%	60 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.04% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.29%	72 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.54%	96 month
Details As Low As; Model Year: New 2026 - 2027; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.54%	84 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.69%	96 month
Details As Low As; Model Year: Used 2024 - 2025; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.69%	24 month
Details As Low As; Model Year: Used 2014 - 2018; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.84%	36 month
Details As Low As; Model Year: Used 2014 - 2018; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	6.99%	48 month
Details As Low As; Model Year: Used 2014 - 2018; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	7.29%	60 month
Details As Low As; Model Year: Used 2014 - 2018; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	7.54%	72 month
Details As Low As; Model Year: Used 2014 - 2018; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	8.19%	24 month
Details As Low As; Model Year: Used 2011 - 2013; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.19% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	8.34%	36 month
Details As Low As; Model Year: Used 2011 - 2013; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.34% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	8.49%	48 month
Details As Low As; Model Year: Used 2011 - 2013; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Auto Loans	-	-	8.79%	60 month
Details As Low As; Model Year: Used 2011 - 2013; Min loan amount: $5,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.79% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	-	4.84%	36 month
Details As Low As; Model Year: New 2025 - 2026; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	4.99%	48 month
Details As Low As; Model Year: New 2025 - 2026; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	5.29%	60 month
Details As Low As; Model Year: New 2025 - 2026; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	5.54%	72 month
Details As Low As; Model Year: New 2025 - 2026; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	5.79%	84 month
Details As Low As; Model Year: New 2025 - 2026; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.79% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	5.84%	36 month
Details As Low As; Model Year: Used 2020 - 2024; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	5.99%	48 month
Details As Low As; Model Year: Used 2020 - 2024; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	6.29%	60 month
Details As Low As; Model Year: Used 2020 - 2024; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	6.54%	72 month
Details As Low As; Model Year: Used 2020 - 2024; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	6.84%	36 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	6.84%	36 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	6.99%	48 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	6.99%	48 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	7.09%	36 month
Details As Low As; Model Year: Used 2017 - 2019; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	7.24%	48 month
Details As Low As; Model Year: Used 2017 - 2019; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	7.29%	60 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	7.29%	60 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	7.54%	60 month
Details As Low As; Model Year: Used 2017 - 2019; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Motorcycle Loan	-	7.79%	72 month
Details As Low As; Model Year: Used 2017 - 2019; Min. loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.79% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	7.84%	36 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	7.84%	36 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	7.99%	48 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	7.99%	48 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	8.19%	60 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.19% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	8.19%	60 month
Details As Low As; Model Year: Used 2024; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.19% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	8.24%	144 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - New 2025 - 2026	-	8.24%	144 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount $20,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	8.49%	120 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - New 2025 - 2026	-	8.49%	120 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount $10,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	8.74%	84 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $3,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - New 2025 - 2026	-	8.74%	84 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount $3,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	9.09%	36 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.09% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	9.09%	36 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.09% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
ATV, Snowmobile & Jet Ski Loan	-	9.24%	48 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	9.24%	60 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount: $1,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	9.24%	144 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used ATV, Snowmobile & Jet Ski Loans	-	9.24%	48 month
Details As Low As; Model Year: Used 2019 - 2023; Min loan amount: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - New 2025 - 2026	-	9.24%	60 month
Details As Low As; Model Year: New 2025 - 2026; Min loan amount $1,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2020 - 2024	-	9.24%	144 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount $20,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	9.49%	120 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2020 - 2024	-	9.49%	120 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount $10,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	9.74%	84 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount: $3,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2020 - 2024	-	9.74%	84 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount $3,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	10.24%	60 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount: $1,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	10.24%	120 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount: $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2014 - 2019	-	10.24%	120 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount $10,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2020 - 2024	-	10.24%	60 month
Details As Low As; Model Year: Used 2020 - 2024; Min loan amount $1,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	10.49%	84 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount: $3,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2014 - 2019	-	10.49%	84 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount $3,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Boat and RV Loans	-	10.99%	60 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount: $1,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New & Used Boat and RV Loans - Used 2014 - 2019	-	10.99%	60 month
Details As Low As; Model Year: Used 2014 - 2019; Min loan amount $1,500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Credit Card Rates

Product	Rate	APR
Mastercard Platinum Card	-	8.99%
Details APR range: 8.99% - 15.99%; Minimum loan amount: $1,500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Platinum Mastercard Credit Card	-	8.99%
Details Published APR range: 8.99% - 15.99%. APR for purchases, balance transfers & cash advances; Minimum loan amount: $1,500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan - 1 year	6.99%	1 year
Details As Low As; Min. loan amount: $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loan - 2 year	7.99%	2 year
Details As Low As; Min. loan amount: $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loan - 3 year	8.49%	3 year
Details As Low As; Min. loan amount: $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loan - 4 year	8.99%	4 year
Details As Low As; Min. loan amount: $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loan - 5 Year	9.99%	5 Year
Details As Low As; Min. loan amount: $1,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
IRA Accumulation	0.10%	-	0.10%
Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Tendto Credit Union’s Texas Ratio stayed near 2.95% in Q4 2024 to 3.10% in Q2 2026, so its financial health has stayed very strong over the past 7 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$141M	3.10%	5.0	A+
March 31, 2026	$144M	3.81%	5.0	A+
December 31, 2025	$140M	4.63%	5.0	A+
September 30, 2025	$140M	3.88%	5.0	A+
June 30, 2025	$146M	4.01%	5.0	A+
March 31, 2025	$144M	2.91%	5.0	A+
December 31, 2024	$135M	2.95%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tendto Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tendto Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tendto Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tendto Credit Union

Website https://www.tendtocu.com

Address 1129 State St, Erie, PA 16501-1911

Phone 814-455-6400

Fax 814-452-1263

President Ryan Heidt

CEO Michael Kalie

Full-Time Employees 32

Part-Time Employees 0

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.10%

Return on Assets (ROA)

0.1391%

Return on Equity (ROE)

1.6751%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

141,291,282

Total Amount of Shares and Deposits

127,858,797

Total Shares and Deposits < 1 Year

119,460,040

Total Shares and Deposits 1 3 Years

7,241,025

Total Shares and Deposits > 3 Years

1,157,730

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,162,750

Total Uninsured Shares and Deposits > $250K (F+J)

3,162,750

Total Insured Shares and Deposits > $250K (item 17 less item K)

124,696,047

Total Interest Expense (Sum of items 6 8)

572,492

Share Certificates

692

Number of Accounts for Share Drafts

6,598

IRA KEOGH Accounts

236

Number of Accounts for Regular Shares

12,094

All other shares

1,910

Money Market Shares

315

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,524,591

Total Liabilities

132,145,490

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Tendto Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Tendto Credit Union

Does Tendto Credit Union offer CDs?

Yes. Tendto Credit Union current CD rates include its CDs - 60 month CD at 4.81% APY, its CDs - 48 to 59 month CD at 4.79% APY and its CDs - 36 to 47 month CD at 4.77% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Tendto Credit Union NCUA insured?

Yes. Tendto Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Tendto Credit Union?

The highest Tendto Credit Union CD rate is its CDs - 60 month CD at 4.81% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Tendto Credit Union offer?

Tendto Credit Union CD rates are 3.12% APY for a 12 month CD, 4.43% APY for a 23 month CD, 3.92% APY for a 2 year CD, 4.65% APY for a 35 month CD, 4.77% APY for a 47 month CD, 4.79% APY for a 59 month CD and 4.81% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Tendto Credit Union for its full lineup.

What is the highest savings rate at Tendto Credit Union?

The highest Tendto Credit Union savings rate is its Savings (01) at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Tendto Credit Union?

The highest Tendto Credit Union money market rate is its Money Market at 1.46% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Tendto Credit Union?

The lowest Tendto Credit Union auto loan rate is its New & Used Auto Loans at 4.69% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Tendto Credit Union?

The lowest Tendto Credit Union personal loan rate is its Personal Loan - 1 year at 6.99% APR, verified by MonitorBankRates as of October 29, 2026. Tendto Credit Union personal loan rates are 6.99% APR for a 12 month personal loan, 7.99% APR for a 24 month personal loan, 8.49% APR for a 36 month personal loan, 8.99% APR for a 48 month personal loan and 9.99% APR for a 60 month personal loan.

What is the lowest credit card APR at Tendto Credit Union?

The lowest Tendto Credit Union credit card APR is its Mastercard Platinum Card Credit Card at 8.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Tendto Credit Union operate?

Tendto Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tendto Credit Union?

Yes, to access services at Tendto Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tendto Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tendto Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tendto Credit Union offer online and mobile banking?

Most modern institutions like Tendto Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tendtocu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Tendto Credit Union rates compare?

Tendto Credit Union's CD rates are 59% higher than the MonitorBankRates national average, and it has an A+ health rating. Tendto Credit Union's top rates are its CDs - 60 month CD at 4.81% APY, its Savings (01) at 0.10% APY, its Money Market at 1.46% APY, its Personal Loan - 1 year at 6.99% APR and its Mastercard Platinum Card Credit Card at 8.99% APR, verified by MonitorBankRates on October 29, 2026.

Current Tendto Credit Union Rates

12-Month CD3.12%
24-Month CD3.92%
60-Month CD3.20%
Savings0.10%
MMA1.46%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Tendto Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Tendto Credit Union Texas Ratio

Tendto Credit Union Health Trend

Tendto Credit Union CD Rates

Tendto Credit Union Savings Rates

Tendto Credit Union Money Market Rates

Tendto Credit Union Home Equity & HELOC

Tendto Credit Union Auto Loan Rates

Tendto Credit Union RV, Boat and Powersport Loan Rates

Tendto Credit Union Credit Card Rates

Tendto Credit Union Personal Loan Rates

Tendto Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Tendto Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Tendto Credit Union

Does Tendto Credit Union offer CDs?

Are CDs from Tendto Credit Union NCUA insured?

What is the highest CD rate at Tendto Credit Union?

What CD terms does Tendto Credit Union offer?

What is the highest savings rate at Tendto Credit Union?

What is the highest money market rate at Tendto Credit Union?

What is the lowest auto loan rate at Tendto Credit Union?

What is the lowest personal loan rate at Tendto Credit Union?

What is the lowest credit card APR at Tendto Credit Union?

How many branches does Tendto Credit Union operate?

Is a member application needed to join Tendto Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Tendto Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Tendto Credit Union rates compare?

Current Tendto Credit Union Rates

Compare to Other Credit Unions