|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Blue Flame Credit Union Charlotte, NC Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Blue Flame Credit Union Charlotte, NC's IRA CDs 60 month rates are at 3.90%, 60 month CDs rates are at 3.90%, Young CDs 60 month rates are at 3.90%, IRA CDs 48 month rates are at 3.75%, 48 month CDs rates are at 3.75%. Blue Flame Credit Union Charlotte, NC's money market rates are at 0.20%. Blue Flame Credit Union Charlotte, NC's Personal Loan Rates are at 9.99%. Blue Flame Credit Union Charlotte, NC's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Blue Flame Credit Union Charlotte, NC with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates were last updated on 03/25/2026. Blue Flame Credit Union Charlotte, NC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Flame Credit Union Charlotte, NC? Share your experience about Blue Flame Credit Union Charlotte, NC by leaving a review below, or read customer reviews before you decide to use Blue Flame Credit Union Charlotte, NC. Blue Flame Credit Union Charlotte, NC
Charlotte 2000 Continental Blvd
https://www.blueflamecu.org Charlotte, NC 28273 
Blue Flame Credit Union Charlotte, NC CD Rates
Blue Flame Credit Union Charlotte, NC Money Market Rates
Blue Flame Credit Union Charlotte, NC Checking Rates
Blue Flame Credit Union Charlotte, NC Mortgage Rates
Blue Flame Credit Union Charlotte, NC Home Equity & HELOC
Blue Flame Credit Union Charlotte, NC Auto Loan Rates
Blue Flame Credit Union Charlotte, NC Credit Card Rates
Blue Flame Credit Union Charlotte, NC Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Blue Flame Credit Union Charlotte, NC is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blue Flame Credit Union Charlotte, NC rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Blue Flame Credit Union Charlotte, NC's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Blue Flame Credit Union Charlotte, NC
Website
https://www.blueflamecu.org
Address
2000 Continental Blvd,
Charlotte, NC 28273
Phone
704-523-0075
Fax
704-523-8906
President
Michael Dyches
CEO
Charles Lowe
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.31%
Return on Assets (ROA)
-1.3496%
Return on Equity (ROE)
-10.7247%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
29,410,099
Total Amount of Shares and Deposits
25,498,949
Total Shares and Deposits < 1 Year
23,856,095
Total Shares and Deposits 1 3 Years
1,642,854
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,128,212
Total Uninsured Shares and Deposits > $250K (F+J)
2,427,212
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,071,737
Total Interest Expense (Sum of items 6 8)
239,263
Share Certificates
153
Number of Accounts for Share Drafts
1,274
IRA KEOGH Accounts
87
Number of Accounts for Regular Shares
3,158
Non Member Deposits
4
Money Market Shares
118
Net Income (unless the amount is already included in Undivided Earnings)
-396,919
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,278,024
Total Liabilities
25,800,284
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Blue Flame Credit Union Charlotte, NCIs Blue Flame Credit Union Charlotte, NC a safe place to deposit money?Yes, Blue Flame Credit Union Charlotte, NC is considered a safe financial institution. With a Texas Ratio of 0.30948685005127%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Blue Flame Credit Union Charlotte, NC operate?Blue Flame Credit Union Charlotte, NC currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Blue Flame Credit Union Charlotte, NC?Yes, to access services at Blue Flame Credit Union Charlotte, NC, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Blue Flame Credit Union Charlotte, NC does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Blue Flame Credit Union Charlotte, NC provides members with tools to manage their accounts and build a solid financial history. Does Blue Flame Credit Union Charlotte, NC offer online and mobile banking?Most modern institutions like Blue Flame Credit Union Charlotte, NC provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.blueflamecu.org. Current Blue Flame Credit Union Charlotte, NC Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Red Lake Co-Op Federal Credit Union
IBEW 76 Federal Credit Union
Rocket City Federal Credit Union
Oswego County Federal Credit Union
Encompass Federal Credit Union
Greenwood Credit Union
Mountain Heritage Federal Credit Union
Franklin Regional Schools Federal Credit Union
Chadron Federal Credit Union
St Marys Bank Credit Union
United Investors Federal Credit Union
Brazos Valley Schools Credit Union
Caprock Santa Fe Credit Union
Hancock School Employees Federal Credit Union
Citizens Choice Federal Credit Union
Tri County Area Federal Credit Union
Landmark Credit Union
Pathways Financial Credit Union
Sharon And Crescent United Credit Union
CLASS ACT
KC FAIRFAX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
