SmartBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to SmartBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from SmartBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with SmartBank CD rates. You can also compare SmartBank savings rates, MMA rates and mortgage rates using our other rate lists. SmartBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SmartBank? Share your experience about SmartBank by leaving a review below, or read customer reviews before you decide to use SmartBank. SmartBank Texas Ratio SmartBank's Texas Ratio is at 1.46%, which is considered excellent. The Texas Ratio for SmartBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, SmartBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare SmartBank Rates with Other Competitive Bank and Credit Union Rates
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Kasasa Checking
6.00%
$0
Wells River Savings Bank
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4.59%
$200
PSECU
6-Month CD
4.50%
$500
Security Bank Tulsa, OK
24-Month CD
4.06%
$2,000
University First Federal Credit Union
24-Month CD
4.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have SmartBank rate data right now, check back for updates, we are adding rates all the time. SmartBank InformationSmartBank
2430 Teaster LnPigeon Forge, TN 37863 Sevier Established Date: 01/08/2007 FDIC Certificate #: 58463 Date of FDIC Deposit Insurance: 01/08/2007 Bank Holding Company: SMARTFINANCIAL INC How Many Domestic U.S. Offices? 42 How Many Branches are There? 42 Website: https://www.smartbank.com
Is SmartBank FDIC Insured? Yes
What is SmartBank's Cert number? 58463
What is the maximum amount for insured deposits? $250,000 per holder, per account
SmartBank FinancialsTotal Assets:
$4,951,697,000
Total Deposits:
$4,397,341,000
Equity Capital:
$505,977,000
Domestic Deposits:
$4,397,341,000
Net Income:
$10,327,000
Return on Assets:
0.7142%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
1.0859%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
6.9800%
Quarterly Return on Equity:
8.2000%
Common Equity Tier 1 Capital Ratio:
11.1463%
Tier 1 Risk-Based Capital Ratio:
11.1463%
Leverage Tier 1 (Core Capital) Ratio:
8.9967%
Total Risk-Based Capital Ratio (YTD):
11.8679%
Total Interest Income (YTD):
4.9557%
Headquarters:
Pigeon Forge
FDIC Field Office:
Knoxville
Regulator:
FED
County:
Sevier
# of Offices:
42
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThird Federal Savings and Loan Savings Jumbo rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings Jumbo rates at Third Federal Savings and Loan below.
The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016. Keeping with the uptrend in 2017, CD rates continue to move higher in September. In August, the top 1 year CD rate was at 1.55 percent, this month the top 1 year CD rate is at 1.60 percent. Popular Direct, EverBank, and Pacific National Bank are all offering 1 year CD rates at 1.59 percent with a yield of 1.60 percent. Bank or Credit Union Offers and DealsSalem Five Direct Savings RatesAmTrust Direct Online Savings Account Mortgage Rates: Today's Mortgage Interest Rates, 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.35% Comerica CD Rates: Special CD 6-Month 5.00% APY Fifth Third Bank 30 Year Mortgage Rate 4.625% APR Buying Down Mortgage Rates with Points Average CD Rates and Best CD Rates This Week Mortgage Rates Increase: 30 Year Mortgage Rates at 5.08% New Jersey CD Interest Rates and CD Yields Bask Bank Savings Rate at 4.15% APY Alternative Bank and Credit Union Offers to ExploreCredit Union of Ohio Savings Interest Account Rates and Money Market RatesFOMC Fed Funds Projections Point to Low Savings Rates Until 2015 Homeowners Insurance: Taking Inventory of Your Possessions EverBank Increases CD Rates, 1 Year Bank CD Rates at 1.10% APY US Economy Grows by 3.50% in the 3rd Quarter Mortgage Rates: APY vs. APR Investors Fear Equities and Hold Cash Despite Low Savings Rates What is a Certificate of Deposit (CD)? Current Average Mortgage Rates Mixed: 30-year Mortgage Rates Lower This Week Best CD Rates New York SmartBank ReviewsThere are no reviews for SmartBank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 3.75% and 3-month CD rates at 1.51%. Current savings rates are at 0.05% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 16.50%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. 
