Citizens National Bank of Texas CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Citizens National Bank of Texas CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Texas, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Texas CD rates. You can also compare Citizens National Bank of Texas savings rates, MMA rates and mortgage rates using our other rate lists. Citizens National Bank of Texas money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Texas? Share your experience about Citizens National Bank of Texas by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Texas. Citizens National Bank of Texas Texas Ratio Citizens National Bank of Texas's Texas Ratio is at 5.20%, which is considered excellent. The Texas Ratio for Citizens National Bank of Texas is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens National Bank of Texas is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Citizens National Bank of Texas Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Citizens National Bank of Texas rate data right now, check back for updates, we are adding rates all the time. Citizens National Bank of Texas InformationCitizens National Bank of Texas
200 N Elm StWaxahachie, TX 75165 Ellis Established Date: 07/01/1868 FDIC Certificate #: 5574 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST CITIZENS BANCSHARES INC How Many Domestic U.S. Offices? 12 How Many Branches are There? 12 Website: https://www.cnboftexas.com
Is Citizens National Bank of Texas FDIC Insured? Yes
What is Citizens National Bank of Texas's Cert number? 5574
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens National Bank of Texas FinancialsTotal Assets:
$1,793,935,000
Total Deposits:
$1,569,227,000
Equity Capital:
$210,350,000
Domestic Deposits:
$1,569,227,000
Net Income:
$6,399,000
Return on Assets:
2.3054%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.8621%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
21.8800%
Quarterly Return on Equity:
12.2400%
Common Equity Tier 1 Capital Ratio:
14.4185%
Tier 1 Risk-Based Capital Ratio:
14.4185%
Leverage Tier 1 (Core Capital) Ratio:
11.0264%
Total Risk-Based Capital Ratio (YTD):
15.4947%
Total Interest Income (YTD):
5.4381%
Headquarters:
Waxahachie
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Ellis
# of Offices:
12
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsNational 12 month CD rates are averaging only 0.98 percent this week. You can find bank CD rates and credit union CD rates higher than the national CD rates. We searched for the best 12 month CD rates in Tampa, Florida. Right now, Tennessee Commerce Bank tops our best CD rates list. The bank's current 12 month CD rate is 1.59 percent with an annual percentage yield of 1.60 percent. The minimum opening deposit is $2,500.
For the past year, we have seen many banks and credit unions increase savings rates and money market rates before the FOMC has increased the federal funds rate. This week there are now ten financial institutions offering variable deposit rates at 1.00 percent or higher.
Luana Savings Bank CD rates were changed again, the second change in less than a week. CD rates were lowered on jumbo and jumbo IRA certificates of deposit. The most recent round of rate changes are listed below. You can compare the new rates at Luana Savings Bank with other bank CD rates by searching our rate database at MonitorBankRates.com.
Bank or Credit Union Offers and DealsMortgage Rates Lower in Latest Mortgage Survey: 30 Year Mortgage Rates at 5.00%1 Year Certificate of Deposit Rates Remain Stable as Inflation Posts Biggest Drop in 6 Years Bank of America Net 5 Mortgage Rate 4.551% APY Philadelphia CD Rates Credit Union CD Rates Mortgage Rates Decline to New Record Lows Again: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.83% Doral Bank Direct High Yield Savings Account Mortgage Rates Today, Friday, November 25, 2011 Mortgage Rates Hold Steady This Week Mortgage Rates: What Goes Up Must Come Down Alternative Bank and Credit Union Offers to ExploreHome Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88%Freddie Says Mortgage Rates Remain Low Citigroup Inc. to Acquire Wachovia Weekly CD Rates: Updated May 13, 2009 Mortgage Rates: Tuesday October 25, 2011, 30 Year Mortgage Rates Higher at 4.18% The Fed Keeps Rates Low Bank of America Car Loan Rates Mortgage Rates Change Little in This Week's Mortgage Survey Highest Oklahoma CD Interest Rates Mortgage Rates Bounce Off of Record Lows Freddie Mac: 30 Year Mortgage Rates at 4.39%, 15 Year Mortgage Rates at 3.76% Citizens National Bank of Texas ReviewsThere are no reviews for Citizens National Bank of Texas yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.15%, 6-month CD rates at 4.30% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 29.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. 
