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 Union Bank Morrisville, VT Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
Union Bank Morrisville, VT's 5 year Certificates of Deposit and IRAs rates are at 3.41%, Jumbo Certificates of Deposit and IRAs 5 year rates are at 3.41%, 4 year Certificates of Deposit and IRAs rates are at 3.35%, 6-Month Certificates of Deposit and IRAs rates are at 3.35%, Jumbo Certificates of Deposit and IRAs 4 year rates are at 3.35%. Union Bank Morrisville, VT's savings rates are at 0.02%. Union Bank Morrisville, VT's money market rates are at 0.00%. Union Bank Morrisville, VT's 30 Yr Fixed Home First Conventional 80% AMI or Under rates are at 5.62%, 30 Year Fixed Rate MOVE Conventional rates are at 5.75%, 15 Year Fixed Rate rates are at 5.88%, 20 Year Fixed Rate rates are at 6.00%, 30 Year Fixed Rate rates are at 6.12%. MonitorBankRates evaluates the financial stability of Union Bank Morrisville, VT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 04/16/2026. Union Bank Morrisville, VT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union Bank Morrisville, VT? Share your experience about Union Bank Morrisville, VT by leaving a review below, or read customer reviews before you decide to use Union Bank Morrisville, VT. 
Union Bank Morrisville, VT CD Rates
Union Bank Morrisville, VT Savings Rates
Union Bank Morrisville, VT Money Market Rates
Union Bank Morrisville, VT Checking Rates
Union Bank Morrisville, VT Mortgage Rates
Union Bank Morrisville, VT Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Union Bank Morrisville, VT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Union Bank Morrisville, VT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union Bank Morrisville, VT's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Union Bank Morrisville, VT
Bank Holding Company
UNION BANKSHARES INC
Address
20 Main St,
Morrisville, VT 05661 · Lamoille
Website
https://www.ublocal.com
FDIC Certificate #
14158
Established
01/01/1891
FDIC Insurance Date
03/31/1934
Domestic Offices
21
Total Branches
21
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.26%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8729%
Return on Equity (ROE)
16.4300%
Non-Performing Loans (NPL)
0.13%
Total Assets
$1,616,622,000
Total Deposits
$1,217,797,000
Equity Capital
$97,021,000
Net Income
$11,944,000
Headquarters
Morrisville
Total Offices
21
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Union Bank Morrisville, VTIs Union Bank Morrisville, VT a safe place to deposit money?Yes, Union Bank Morrisville, VT is considered a safe financial institution. With a Texas Ratio of 3.2574237713831%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Union Bank Morrisville, VT operate?Union Bank Morrisville, VT currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Union Bank Morrisville, VT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Union Bank Morrisville, VT provides members with tools to manage their accounts and build a solid financial history. Does Union Bank Morrisville, VT offer online and mobile banking?Most modern institutions like Union Bank Morrisville, VT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ublocal.com. Current Union Bank Morrisville, VT Rates
Retrieved from our database of financial products. Rates subject to change.
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