Union Bank Morrisville, VT Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Union Bank Morrisville, VT's 5 year Certificates of Deposit and IRAs rates are at 3.41%, Jumbo Certificates of Deposit and IRAs 5 year rates are at 3.41%, 4 year Certificates of Deposit and IRAs rates are at 3.35%, 6-Month Certificates of Deposit and IRAs rates are at 3.35%, Jumbo Certificates of Deposit and IRAs 4 year rates are at 3.35%. Union Bank Morrisville, VT's savings rates are at 0.02%. Union Bank Morrisville, VT's money market rates are at 0.00%. Union Bank Morrisville, VT's 30 Year Fixed Rate MOVE Conventional rates are at 5.50%, 15 Year Fixed Rate rates are at 5.62%, 30 Yr Fixed Home First Conventional 80% AMI or Under rates are at 5.62%, 30 Year Fixed Rate rates are at 5.88%, 20 Year Fixed Rate rates are at 5.88%. MonitorBankRates evaluates the financial stability of Union Bank Morrisville, VT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 02/26/2026.
Rate Updates and AvailabilityUnion Bank Morrisville, VT money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union Bank Morrisville, VT? Share your experience about Union Bank Morrisville, VT by leaving a review below, or read customer reviews before you decide to use Union Bank Morrisville, VT. Union Bank Morrisville, VT Texas RatioUnion Bank Morrisville, VT's Texas Ratio is at 3.26%, which is considered excellent. The Texas Ratio for Union Bank Morrisville, VT is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Union Bank Morrisville, VT has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Union Bank Morrisville, VT is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 98/100
Union Bank Morrisville, VT has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/26/2026 
Union Bank Morrisville, VT CD Rates
Union Bank Morrisville, VT Savings Rates
Union Bank Morrisville, VT Money Market Rates
Union Bank Morrisville, VT Checking Rates
Union Bank Morrisville, VT Mortgage Rates
Union Bank Morrisville, VT Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Union Bank Morrisville, VT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Union Bank Morrisville, VT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union Bank Morrisville, VT's official website for the most current offers and terms.
Bank Profile & OverviewUnion Bank Morrisville, VT
20 Main StMorrisville, VT 05661 Lamoille Established Date: 01/01/1891 FDIC Certificate #: 14158 Date of FDIC Deposit Insurance: 03/31/1934 Bank Holding Company: UNION BANKSHARES INC How Many Domestic U.S. Offices? 21 How Many Branches are There? 21 Website: https://www.ublocal.com
Is Union Bank Morrisville, VT FDIC Insured? Yes
What is Union Bank Morrisville, VT's Cert number? 14158
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
3.26%
Return on Assets (ROA):
0.8729%
Return on Equity (ROE):
16.4300%
Non-Performing Loans (NPL):
0.13%
Total Assets:
$1,616,622,000
Total Deposits:
$1,217,797,000
Equity Capital:
$97,021,000
Net Income:
$11,944,000
Headquarters:
Morrisville
Regulator:
FDIC
# of Offices:
21
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About Union Bank Morrisville, VTHow do I open an account at Union Bank Morrisville, VT?You can typically open an account at Union Bank Morrisville, VT by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Union Bank Morrisville, VT provides a range of mortgage and home equity products. Is Union Bank Morrisville, VT a safe place to deposit money?Yes, Union Bank Morrisville, VT is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Union Bank Morrisville, VT offer online and mobile banking?Most modern institutions like Union Bank Morrisville, VT provide digital access including online balance checks and transfers. Compare to other Banks |
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