|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Southwest Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Southwest Federal Credit Union's Personal Loan Rates are at 4.67%. MonitorBankRates evaluates the financial stability of Southwest Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 04/23/2026. Southwest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southwest Federal Credit Union? Share your experience about Southwest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Southwest Federal Credit Union. Southwest Federal Credit Union
Corp Office 8111 Harper Dr NE
https://www.sfcunm.org Albuquerque, NM 87111 1046 
Southwest Federal Credit Union Auto Loan Rates
Southwest Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Southwest Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southwest Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Southwest Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Southwest Federal Credit Union
Website
https://www.sfcunm.org
Address
8111 Harper Dr NE,
Albuquerque, NM 87111 1046
Phone
505-243-6751
Fax
505-243-5604
President
Albert Putzig
CEO
Randy Lunsford
Full-Time Employees
22
Part-Time Employees
4
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.45%
Return on Assets (ROA)
-0.1182%
Return on Equity (ROE)
-1.5718%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
75,002,895
Total Amount of Shares and Deposits
72,591,391
Total Shares and Deposits < 1 Year
69,703,209
Total Shares and Deposits 1 3 Years
1,857,416
Total Shares and Deposits > 3 Years
1,030,766
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,223,086
Total Uninsured Shares and Deposits > $250K (F+J)
4,223,086
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,368,305
Total Interest Expense (Sum of items 6 8)
175,758
Share Certificates
385
Number of Accounts for Share Drafts
2,703
IRA KEOGH Accounts
163
Number of Accounts for Regular Shares
5,214
Money Market Shares
252
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,002,897
Total Liabilities
72,835,784
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Southwest Federal Credit UnionIs Southwest Federal Credit Union a safe place to deposit money?Yes, Southwest Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4499776247324%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Southwest Federal Credit Union operate?Southwest Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Southwest Federal Credit Union?Yes, to access services at Southwest Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Southwest Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Southwest Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Southwest Federal Credit Union offer online and mobile banking?Most modern institutions like Southwest Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sfcunm.org. Compare to Other Credit Unions
Finans Federal Credit Union
Concho Educators Federal Credit Union
FARGO VA
Jackson Area Federal Credit Union JAFCU
Western Springs Federal Credit Union
Franklin Regional Schools Federal Credit Union
AFL-CIO Employees Federal Credit Union
Tappan Community Credit Union
Noble Federal Credit Union
Greater Latrobe Schools Federal Credit Union
USNE PENITENTIARY EMPLOYEES
Honeywell Philadelphia Div Federal Credit Union
Dallas Up Employees Credit Union
Quaker Oats Credit Union
NJT Employees Federal Credit Union
Valley Financial Credit Union
Antioch Credit Union
TRUE NORTH
Rocket Federal Credit Union
Farmers Federal Credit Union
Mower County Catholic Parishes Credit Union
|
||||||||||||||||||||||||||||||||||||||||||
