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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
TRUE NORTH Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
TRUE NORTH's Youth CDs - Max 12 month (365-546 days) rates are at 3.75%, IRA CDs 12 month rates are at 3.55%, 12 month (365-546 days) CD rates are at 3.50%, Summit CDs - Single Step 12 month rates are at 3.45%, IRA CDs 18 month rates are at 3.05%. TRUE NORTH's savings rates are at 0.10%. TRUE NORTH's money market rates are at 0.00%. TRUE NORTH's Personal Loan Rates are at 11.65%. MonitorBankRates evaluates the financial stability of TRUE NORTH with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.00%. Rates were last updated on 03/22/2026. TRUE NORTH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRUE NORTH? Share your experience about TRUE NORTH by leaving a review below, or read customer reviews before you decide to use TRUE NORTH. 
TRUE NORTH CD Rates
TRUE NORTH Savings Rates
TRUE NORTH Money Market Rates
TRUE NORTH Checking Rates
TRUE NORTH Home Equity & HELOC
TRUE NORTH Credit Card Rates
TRUE NORTH Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TRUE NORTH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TRUE NORTH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TRUE NORTH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TRUE NORTH
Website
http://www.truenorthfcu.org
Address
2777 Postal Way,
Juneau, AK 99801
Phone
907-523-4778
Fax
907-586-8078
President
Christine Moleski
CEO
Lauren MacVay
Full-Time Employees
64
Part-Time Employees
3
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
11.00%
Return on Assets (ROA)
0.4471%
Return on Equity (ROE)
4.5613%
Non-Performing Loans Ratio (NPL)
1.46%
Total Assets
236,789,061
Total Amount of Shares and Deposits
209,847,313
Total Shares and Deposits < 1 Year
207,261,393
Total Shares and Deposits 1 3 Years
2,387,771
Total Shares and Deposits > 3 Years
198,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,285,041
Total Uninsured Shares and Deposits > $250K (F+J)
14,285,041
Total Insured Shares and Deposits > $250K (item 17 less item K)
195,562,272
Total Interest Expense (Sum of items 6 8)
2,128,442
Share Certificates
1,217
Number of Accounts for Share Drafts
7,327
IRA KEOGH Accounts
357
Number of Accounts for Regular Shares
15,399
All other shares
151
Money Market Shares
826
Net Income (unless the amount is already included in Undivided Earnings)
1,058,725
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,322,586
Total Liabilities
214,276,104
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TRUE NORTHIs TRUE NORTH a safe place to deposit money?Yes, TRUE NORTH is considered a safe financial institution. With a Texas Ratio of 10.998880237934%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TRUE NORTH operate?TRUE NORTH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TRUE NORTH?Yes, to access services at TRUE NORTH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TRUE NORTH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TRUE NORTH provides members with tools to manage their accounts and build a solid financial history. Does TRUE NORTH offer online and mobile banking?Most modern institutions like TRUE NORTH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.truenorthfcu.org. Current TRUE NORTH Rates
Retrieved from our database of financial products. Rates subject to change.
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