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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Quaker Oats Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare Quaker Oats Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.76%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 1.00%. Savings rates are at 0.03% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Quaker Oats Credit Union rates. MonitorBankRates evaluates the financial stability of Quaker Oats Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026. Quaker Oats Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quaker Oats Credit Union? Share your experience about Quaker Oats Credit Union by leaving a review below, or read customer reviews before you decide to use Quaker Oats Credit Union. Quaker Oats Credit Union
QUAKER OATS CREDIT UNION 3535 CENTER POINT RD NE
https://www.quakeroatscu.com CEDAR RAPIDS, IA 52402 
Quaker Oats Credit Union Home Equity & HELOC
Quaker Oats Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Quaker Oats Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quaker Oats Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Quaker Oats Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Quaker Oats Credit Union
Website
https://www.quakeroatscu.com
Address
3535 CENTER POINT RD NE,
CEDAR RAPIDS, IA 52402
Phone
319-395-7060
Fax
319-395-7135
President
Ken Owens
CEO
Heather Lemke
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.1784%
Return on Equity (ROE)
6.8893%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
12,489,900
Total Amount of Shares and Deposits
10,290,423
Total Shares and Deposits < 1 Year
10,265,664
Total Shares and Deposits 1 3 Years
24,759
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,729
Total Uninsured Shares and Deposits > $250K (F+J)
17,729
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,272,694
Total Interest Expense (Sum of items 6 8)
26,701
Share Certificates
34
Number of Accounts for Share Drafts
869
Number of Accounts for Regular Shares
1,679
Money Market Shares
63
Net Income (unless the amount is already included in Undivided Earnings)
147,178
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,494,662
Total Liabilities
10,374,542
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Quaker Oats Credit UnionIs Quaker Oats Credit Union a safe place to deposit money?Yes, Quaker Oats Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Quaker Oats Credit Union operate?Quaker Oats Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Quaker Oats Credit Union?Yes, to access services at Quaker Oats Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Quaker Oats Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Quaker Oats Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Quaker Oats Credit Union offer online and mobile banking?Most modern institutions like Quaker Oats Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.quakeroatscu.com. Compare to Other Credit Unions
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