Wheeler County State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Wheeler County State BankToday's 12-month CD rates can be found at 0.55%, 6-month CD rates at 3.92% and 3-month CD rates at 0.60%. Current savings rates are at 0.55% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 14.24%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Wheeler County State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wheeler County State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wheeler County State Bank CD rates. You can also compare Wheeler County State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wheeler County State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wheeler County State Bank? Share your experience about Wheeler County State Bank by leaving a review below, or read customer reviews before you decide to use Wheeler County State Bank.

Wheeler County State Bank Texas Ratio

Wheeler County State Bank's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for Wheeler County State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wheeler County State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wheeler County State Bank
49 W Main St
Alamo, GA 30411
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Wheeler County State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
New Albin Savings Bank
New Albin Savings Bank
60-Month CD (Jumbo)
3.91%
$100,000
Achieva Credit Union
Achieva Credit Union
12-Month CD
3.90%
$500
Second Federal S&L
Second Federal S&L
18-Month CD
3.85%
$500
NBKC Bank
NBKC Bank
12-Month CD
3.75%
$1,000
Cornhusker Bank
Cornhusker Bank
60-Month CD
3.64%
$1,000
Torrington Savings Bank
Torrington Savings Bank
60-Month CD
3.25%
$1,000
Utah Independent Bank
Utah Independent Bank
30-Month CD
3.03%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
3.00%
$1,000
Foresight Bank
Foresight Bank
48-Month CD
2.93%
$500
FSB of Cando
FSB of Cando
36-Month CD
2.85%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
The Berkshire Bank
The Berkshire Bank
12-Month CD
2.38%
$10,000
Versailles S&L Co.
Versailles S&L Co.
12-Month CD
2.27%
$1,000
Anahuac National Bank
Anahuac National Bank
Kasasa Checking
2.25%
$0
Bank of Elgin
Bank of Elgin
48-Month CD
2.22%
$500
Home Bank of California
Home Bank of California
60-Month CD
2.18%
$2,500
Department of Commerce FCU
Department of Commerce FCU
IRA Money Market
2.02%
$20,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Premier Savings
2.00%
$50
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
Westbury Bank
Westbury Bank
12-Month CD
2.00%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
WSB Municipal Bank
WSB Municipal Bank
6-Month CD
0.76%
$500
T Bank
T Bank
T Savings
0.75%
$0
Bank of the Valley
Bank of the Valley
Savings
0.65%
$0
First Federal Community Bank N.A.
First Federal Community Bank N.A.
48-Month CD
0.65%
$500
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
United Bank of Union
United Bank of Union
12-Month CD
0.55%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Savings
0.50%
$0
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings
0.50%
$0
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$25
Connex Credit Union
Connex Credit Union
Business Money Market
0.40%
$2,500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
18-Month CD
0.30%
$500
Home Loan SB
Home Loan SB
3-Month CD
0.30%
$500
Alliance Community Bank
Alliance Community Bank
Savings
0.25%
$100
FSB of Forrest
FSB of Forrest
Regular Savings
0.25%
$0
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
Huntington FSB
Huntington FSB
Statement Savings
0.10%
$50
Pataskala Banking Company
Pataskala Banking Company
6-Month CD
0.10%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
Camden National Bank
Camden National Bank
Promise Savings
0.02%
$25
National Iron Bank
National Iron Bank
Statement Savings
0.02%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Wheeler County State Bank rate data right now, check back for updates, we are adding rates all the time.

Wheeler County State Bank Information

Wheeler County State Bank
49 W Main St
Alamo, GA 30411
Wheeler
Established Date: 06/29/1934
FDIC Certificate #: 16228
Date of FDIC Deposit Insurance: 01/26/1945
Bank Holding Company: WHEELER BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Wheeler County State Bank FDIC Insured? Yes
What is Wheeler County State Bank's Cert number? 16228
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wheeler County State Bank Financials

Total Assets:
$149,395,000
Total Deposits:
$126,812,000
Equity Capital:
$21,431,000
Domestic Deposits:
$126,812,000
Net Income:
$792,000
Return on Assets:
2.2790%
Quarterly Return on Assets:
2.2400%
Pretax Return on Assets:
2.2436%
Pretax Quarterly Return on Assets:
2.2400%
Return on Equity:
15.8300%
Quarterly Return on Equity:
14.6500%
Leverage Tier 1 (Core Capital) Ratio:
15.7204%
Total Interest Income (YTD):
5.2584%
 
 
Headquarters:
Alamo
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Wheeler
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates and refinance rates today increased on higher bond yields. Treasury Yields rallied on Friday on the news that the European Union has finally put into place a plan to help with the debt issue. Officials agreed to allow the European Stability Mechanism (ESM) to directly recapitalize banks. Up until this point Germany insisted the any monies flowed through the governments which increased their debt-to-GDP ratios.
Savings account rates remain very low and will remain low until 2015 thanks to the Fed's zero percent monetary policy. Current savings rates are averaging 0.53 percent for account balances of at least $10,000. There are banks offering savings interest rates higher than the average.

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