Cullman Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cullman Savings BankToday's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.47% and 3-month CD rates at 0.66%. Current savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.28%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cullman Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cullman Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cullman Savings Bank CD rates. You can also compare Cullman Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cullman Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cullman Savings Bank? Share your experience about Cullman Savings Bank by leaving a review below, or read customer reviews before you decide to use Cullman Savings Bank.

Cullman Savings Bank Texas Ratio

Cullman Savings Bank's Texas Ratio is at 0.21%, which is considered excellent. The Texas Ratio for Cullman Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cullman Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cullman Savings Bank
316 2nd Ave Sw
Cullman, AL 35055
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Cullman Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
10-Month CD
4.90%
$10,000
Fidelity
Fidelity
60-Month CD
4.00%
$1,000
Ixonia Bank
Ixonia Bank
60-Month CD
4.00%
$1,000
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD (Super Jumbo)
3.63%
$225,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.50%
$500
360 Federal Credit Union
360 Federal Credit Union
24-Month CD
3.30%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
3.17%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.04%
$1,000
Hanover Community Bank
Hanover Community Bank
36-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.00%
$1,000
Bank of Luxemburg
Bank of Luxemburg
18-Month CD
3.00%
$1,000
Corebank
Corebank
18-Month CD
2.78%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
36-Month CD
2.78%
$500
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
2.75%
$1,000
Vast Bank
Vast Bank
48-Month CD
2.65%
$1,000
Frontier State Bank
Frontier State Bank
24-Month CD
2.58%
$1,000
Union Federal S&L
18-Month CD
2.52%
$200
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
2.02%
$500
HCB Hardin County Bank
HCB Hardin County Bank
Kasasa Checking
2.00%
$100
PSB Wellsburg, IA
PSB Wellsburg, IA
36-Month CD
1.95%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
1-Month CD
1.81%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
The Bank of Brodhead
The Bank of Brodhead
60-Month CD
1.40%
$500
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
The Clay City Banking Co.
The Clay City Banking Co.
Money Market
1.00%
$2,500
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
Chartway Credit Union
Chartway Credit Union
Money Market Plus
0.75%
$100,000
Citizens Bank of Kansas
Citizens Bank of Kansas
Money Market
0.55%
$1,000,000
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
Security State Bank of Marine
Security State Bank of Marine
36-Month CD
0.50%
$300
Beardstown Savings
Beardstown Savings
Money Market
0.50%
$10,000
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
Bank of Hillsboro
Bank of Hillsboro
Statement Savings
0.10%
$200
Northumberland Bank
Northumberland Bank
Savings
0.10%
$0
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
Eclipse Bank
Eclipse Bank
3-Month CD
0.10%
$1,000
Bank Five Nine
Bank Five Nine
First Rate Money Market
0.08%
$2,500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Performance Interest Checking
0.05%
$0
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cullman Savings Bank rate data right now, check back for updates, we are adding rates all the time.

Cullman Savings Bank Information

Cullman Savings Bank
316 2nd Ave Sw
Cullman, AL 35055
Cullman
Established Date: 01/01/1937
FDIC Certificate #: 30167
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: CULLMAN BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Cullman Savings Bank FDIC Insured? Yes
What is Cullman Savings Bank's Cert number? 30167
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cullman Savings Bank Financials

Total Assets:
$419,153,000
Total Deposits:
$288,444,000
Equity Capital:
$77,104,000
Domestic Deposits:
$288,444,000
Net Income:
$784,000
Return on Assets:
1.0500%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
0.9330%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
5.9600%
Quarterly Return on Equity:
4.0900%
Leverage Tier 1 (Core Capital) Ratio:
18.6440%
Total Interest Income (YTD):
4.9984%
 
 
Headquarters:
Cullman
FDIC Field Office:
Shelby
Regulator:
OCC
County:
Cullman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

interest-ratesSome leading economic indicators are pointing to the bottom of the current recession - at least that is the hope. 
California First National Bank 6 Month $50K CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 6 Month $50K CD rates at California First National Bank below.
A surprisingly strong September job report is another sign that interest rates will be higher sooner than later. This is welcome news since deposit interest rates have been so low for so long. Forecasts are for bank rates to move higher as early as the Spring or Summer of 2014 when the Federal Reserve increases the federal funds rate.

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