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iAdvertiser Disclosure
Advertiser Disclosure
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 Spokane City Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Spokane City Credit Union's savings rates are at 0.75%. Spokane City Credit Union's money market rates are at 0.85%. Spokane City Credit Union's Personal Loan Rates are at 6.69%. MonitorBankRates evaluates the financial stability of Spokane City Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.65%. Rates were last updated on 04/19/2026. Spokane City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spokane City Credit Union? Share your experience about Spokane City Credit Union by leaving a review below, or read customer reviews before you decide to use Spokane City Credit Union. Spokane City Credit Union
Spokane City Credit Union 1930 N Monroe St
https://www.sccu.net Spokane, WA 99205 4538 
Spokane City Credit Union Savings Rates
Spokane City Credit Union Money Market Rates
Spokane City Credit Union Credit Card Rates
Spokane City Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Spokane City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Spokane City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Spokane City Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Spokane City Credit Union
Website
https://www.sccu.net
Address
1930 N Monroe St,
Spokane, WA 99205 4538
Phone
509-325-7228
Fax
509-325-9818
President
Gene Jakubczak
CEO
Deanna Hanley
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.65%
Return on Assets (ROA)
0.6200%
Return on Equity (ROE)
5.9501%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
64,937,660
Total Amount of Shares and Deposits
57,777,903
Total Shares and Deposits < 1 Year
55,410,506
Total Shares and Deposits 1 3 Years
2,367,397
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,234,884
Total Uninsured Shares and Deposits > $250K (F+J)
2,234,884
Total Insured Shares and Deposits > $250K (item 17 less item K)
55,543,019
Total Interest Expense (Sum of items 6 8)
477,172
Share Certificates
292
Number of Accounts for Share Drafts
2,434
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
3,841
All other shares
13
Money Market Shares
67
Net Income (unless the amount is already included in Undivided Earnings)
402,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,567,609
Total Liabilities
58,170,692
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Spokane City Credit UnionIs Spokane City Credit Union a safe place to deposit money?Yes, Spokane City Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6527537886983%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Spokane City Credit Union operate?Spokane City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Spokane City Credit Union?Yes, to access services at Spokane City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Spokane City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Spokane City Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Spokane City Credit Union offer online and mobile banking?Most modern institutions like Spokane City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sccu.net. Current Spokane City Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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