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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Riegel Federal Credit Union Rates & Review April 2026Riegel Federal Credit Union's CD Account (6 month) rates are at 2.80%, CD Account (12 month) rates are at 2.50%, CD Account (18 month) rates are at 2.25%, CD Account (24 month) rates are at 2.00%, CD Account (30 month) rates are at 1.75%. Riegel Federal Credit Union's savings rates are at 0.00%. Riegel Federal Credit Union's Personal Loan Rates are at 3.25%. MonitorBankRates evaluates the financial stability of Riegel Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.50%. Rates were last updated on 04/18/2026. Riegel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riegel Federal Credit Union? Share your experience about Riegel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riegel Federal Credit Union. Riegel Federal Credit Union
Riegel Federal Credit Union 515 Milford Warren Glen Rd
https://www.riegelfcu.org Milford, NJ 08848 1881
Riegel Federal Credit Union CD Rates
Riegel Federal Credit Union Savings Rates
Riegel Federal Credit Union Home Equity & HELOC
Riegel Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Riegel Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riegel Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Riegel Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Riegel Federal Credit Union
Website
https://www.riegelfcu.org
Address
515 Milford Warren Glen Rd,
Milford, NJ 08848 1881
Phone
908-995-2326
Fax
908-995-2508
President
David Szwec
CEO
Scott Husted
Full-Time Employees
27
Part-Time Employees
8
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.50%
Return on Assets (ROA)
0.2731%
Return on Equity (ROE)
2.6549%
Non-Performing Loans Ratio (NPL)
2.05%
Total Assets
164,751,303
Total Amount of Shares and Deposits
146,662,795
Total Shares and Deposits < 1 Year
146,148,173
Total Shares and Deposits 1 3 Years
514,623
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,713,397
Total Uninsured Shares and Deposits > $250K (F+J)
7,713,397
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,949,398
Total Interest Expense (Sum of items 6 8)
521,014
Share Certificates
578
Number of Accounts for Share Drafts
4,670
IRA KEOGH Accounts
313
Number of Accounts for Regular Shares
8,409
All other shares
37
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,585,747
Total Liabilities
147,806,680
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Riegel Federal Credit UnionIs Riegel Federal Credit Union a safe place to deposit money?Yes, Riegel Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4990128726971%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Riegel Federal Credit Union operate?Riegel Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Riegel Federal Credit Union?Yes, to access services at Riegel Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Riegel Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Riegel Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Riegel Federal Credit Union offer online and mobile banking?Most modern institutions like Riegel Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riegelfcu.org. Current Riegel Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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