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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Pace Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Pace Credit Union's savings rates are at 0.25%. First Pace Credit Union's money market rates are at 0.90%. MonitorBankRates evaluates the financial stability of First Pace Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.19%. Rates were last updated on 03/26/2026. First Pace Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Pace Credit Union? Share your experience about First Pace Credit Union by leaving a review below, or read customer reviews before you decide to use First Pace Credit Union. First Pace Credit Union
FIRST PACE Credit Union 161 Marie Ave E
https://www.firstpacecu.com West St Paul, MN 55118 4004 
First Pace Credit Union Savings Rates
First Pace Credit Union Money Market Rates
First Pace Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Pace Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Pace Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Pace Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Pace Credit Union
Website
https://www.firstpacecu.com
Address
161 Marie Ave E,
West St Paul, MN 55118 4004
Phone
651-451-8495
Fax
651-450-9978
President
John Knetter
CEO
Chris Lamminen
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.19%
Return on Assets (ROA)
-0.6430%
Return on Equity (ROE)
-3.4568%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
9,152,722
Total Amount of Shares and Deposits
7,445,619
Total Shares and Deposits < 1 Year
6,083,435
Total Shares and Deposits 1 3 Years
1,362,184
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
159,832
Total Uninsured Shares and Deposits > $250K (F+J)
159,832
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,285,787
Total Interest Expense (Sum of items 6 8)
45,471
Share Certificates
44
Number of Accounts for Share Drafts
224
Number of Accounts for Regular Shares
1,027
Money Market Shares
24
Net Income (unless the amount is already included in Undivided Earnings)
-58,851
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
515,627
Total Liabilities
7,450,261
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Pace Credit UnionIs First Pace Credit Union a safe place to deposit money?Yes, First Pace Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1887726062447%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Pace Credit Union operate?First Pace Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Pace Credit Union?Yes, to access services at First Pace Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Pace Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Pace Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Pace Credit Union offer online and mobile banking?Most modern institutions like First Pace Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstpacecu.com. Current First Pace Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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