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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NORTHERN SKIES Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
NORTHERN SKIES's 12-Month IRA CDs rates are at 4.30%, 12-Month CDs rates are at 4.10%, 12-Month CDs rates are at 4.00%, 18-Month CDs rates are at 4.00%, 18-Month CDs rates are at 3.90%. NORTHERN SKIES's savings rates are at 0.10%. NORTHERN SKIES's money market rates are at 0.25%. NORTHERN SKIES's Personal Loan Rates are at 5.19%. MonitorBankRates evaluates the financial stability of NORTHERN SKIES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.14%. Rates were last updated on 03/28/2026. NORTHERN SKIES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NORTHERN SKIES? Share your experience about NORTHERN SKIES by leaving a review below, or read customer reviews before you decide to use NORTHERN SKIES. 
NORTHERN SKIES CD Rates
NORTHERN SKIES Savings Rates
NORTHERN SKIES Money Market Rates
NORTHERN SKIES Checking Rates
NORTHERN SKIES Mortgage Rates
NORTHERN SKIES Home Equity & HELOC
NORTHERN SKIES Auto Loan Rates
NORTHERN SKIES Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NORTHERN SKIES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NORTHERN SKIES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NORTHERN SKIES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NORTHERN SKIES
Website
http://www.nsfcu.org
Address
1001 E Benson Blvd,
Anchorage, AK 99508
Phone
907-561-1407
Fax
907-561-4005
President
Marva Luhrs
CEO
D Kyler Howlett
Full-Time Employees
60
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.14%
Return on Assets (ROA)
0.9326%
Return on Equity (ROE)
7.1689%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
220,712,006
Total Amount of Shares and Deposits
188,749,545
Total Shares and Deposits < 1 Year
177,515,505
Total Shares and Deposits 1 3 Years
11,234,040
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,437,757
Total Uninsured Shares and Deposits > $250K (F+J)
31,437,757
Total Insured Shares and Deposits > $250K (item 17 less item K)
157,311,788
Total Interest Expense (Sum of items 6 8)
3,224,220
Share Certificates
1,136
Number of Accounts for Share Drafts
6,992
IRA KEOGH Accounts
365
Number of Accounts for Regular Shares
15,261
Non Member Deposits
2
Money Market Shares
392
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,960,382
Total Liabilities
192,166,302
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About NORTHERN SKIESIs NORTHERN SKIES a safe place to deposit money?Yes, NORTHERN SKIES is considered a safe financial institution. With a Texas Ratio of 3.1424087950014%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does NORTHERN SKIES operate?NORTHERN SKIES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NORTHERN SKIES?Yes, to access services at NORTHERN SKIES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NORTHERN SKIES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NORTHERN SKIES provides members with tools to manage their accounts and build a solid financial history. Does NORTHERN SKIES offer online and mobile banking?Most modern institutions like NORTHERN SKIES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.nsfcu.org. Current NORTHERN SKIES Rates
Retrieved from our database of financial products. Rates subject to change.
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