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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
State Bank of Chilton Rates & Review September 2026State Bank of Chilton's 13-Months 13-Month Fixed Rate CD Special rates are at 4.00%, 24-Months 24-Month Fixed Rate CD Special rates are at 4.00%, 7-Months 7-Month Fixed Rate CD Special rates are at 4.00%, 5-year 5 Year Certificate rates are at 3.75%, 2-year 2 Year Certificate rates are at 3.60%. State Bank of Chilton's savings rates are at 0.10%. State Bank of Chilton's money market rates are at 0.25%. State Bank of Chilton's 5/1 Adjustable-Rate Mortgage rates are at 6.00%, 3/1 Adjustable-Rate Mortgage rates are at 5.75%. State Bank of Chilton's Personal Loan Rates are as low as 6.75%. MonitorBankRates evaluates the financial stability of State Bank of Chilton with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.85%. Rates last updated and verified on 09/20/2026. State Bank of Chilton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Chilton? Share your experience about State Bank of Chilton by leaving a review below, or read customer reviews before you decide to use State Bank of Chilton.
State Bank of Chilton CD Rates
State Bank of Chilton Savings Rates
State Bank of Chilton Money Market Rates
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Financial Health HistoryState Bank of Chilton’s Texas Ratio fell from 8.77% in Q3 2023 to 3.85% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for State Bank of Chilton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather State Bank of Chilton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with State Bank of Chilton's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
State Bank of Chilton
Bank Holding Company
CALUMET BCORP INC
Address
26 E Main St,
Chilton, WI 53014 · Calumet
FDIC Certificate #
12331
Established
18910419
FDIC Insurance Date
19340101
Domestic Offices
5
Total Branches
5
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.85%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.3993%
Return on Equity (ROE)
19.1500%
Non-Performing Loans (NPL)
0.49%
Total Assets
$516,519,000
Total Deposits
$435,916,000
Equity Capital
$65,635,000
Net Income
$6,137,000
Headquarters
Chilton
Total Branches and Offices
5
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About State Bank of ChiltonHow many branches does State Bank of Chilton operate?State Bank of Chilton currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, State Bank of Chilton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, State Bank of Chilton provides members with tools to manage their accounts and build a solid financial history. Does State Bank of Chilton offer online and mobile banking?Most modern institutions like State Bank of Chilton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.statebankofchilton.com. Current State Bank of Chilton Rates
Retrieved from our database of financial products. Rates subject to change.
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