First US Bank (AL) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First US Bank (AL) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First US Bank (AL), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First US Bank (AL) CD rates. You can also compare First US Bank (AL) savings rates, MMA rates and mortgage rates using our other rate lists. First US Bank (AL) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First US Bank (AL)? Share your experience about First US Bank (AL) by leaving a review below, or read customer reviews before you decide to use First US Bank (AL). First US Bank (AL) Texas Ratio First US Bank (AL)'s Texas Ratio is at 3.49%, which is considered excellent. The Texas Ratio for First US Bank (AL) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First US Bank (AL) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First US Bank (AL) Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First US Bank (AL) rate data right now, check back for updates, we are adding rates all the time. First US Bank (AL) InformationFirst US Bank (AL)
3291 Highway 280 EBirmingham, AL 35243 Jefferson Established Date: 01/21/1952 FDIC Certificate #: 17077 Date of FDIC Deposit Insurance: 01/21/1952 Bank Holding Company: FIRST US BANCSHARES INC How Many Domestic U.S. Offices? 14 How Many Branches are There? 15 Website: https://www.fusb.com
Is First US Bank (AL) FDIC Insured? Yes
What is First US Bank (AL)'s Cert number? 17077
What is the maximum amount for insured deposits? $250,000 per holder, per account
First US Bank (AL) FinancialsTotal Assets:
$1,070,407,000
Total Deposits:
$946,043,000
Equity Capital:
$100,939,000
Domestic Deposits:
$946,043,000
Net Income:
$2,445,000
Return on Assets:
0.9318%
Quarterly Return on Assets:
0.9100%
Pretax Return on Assets:
1.1892%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
10.3200%
Quarterly Return on Equity:
9.7600%
Common Equity Tier 1 Capital Ratio:
10.8090%
Tier 1 Risk-Based Capital Ratio:
10.8090%
Leverage Tier 1 (Core Capital) Ratio:
9.0939%
Total Risk-Based Capital Ratio (YTD):
12.0600%
Total Interest Income (YTD):
5.3877%
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Jefferson
# of Offices:
14
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The very popular Car Allowance Rebate System, better known as Cash for Clunkers has been clarified to include cars and trucks not yet on dealer lots.
EverBank 18 Month CD rates are now at 1.16 percent with a yield of 1.17 percent. The old EverBank 18 Month CD rate was 1.05 percent with a yield of 1.06 percent. View current 18 Month CD rates at EverBank below.
 Polaris Funding Group mortgage rates are some of the best mortgage rates available these days. Fixed 30-year mortgage rates for a home purchase are currently quoted at 3.50 percent with $900 in mortgage fees. Polaris Funding Group's 15-year mortgage rates are also very competitive right now at 3.00 percent and only $300 in fees. If you're looking for non-traditional mortgage terms, 20-year mortgage rates from Polaris Funding Group are quoted at 3.375 percent and 10-year mortgage rates are quoted at 2.75 percent.
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Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 3.03% and 3-month CD rates at 0.15%. Current savings rates are at 0.40% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. 
