What are the current interest rates at First State Bank Britt, IA?

Current rates for First State Bank Britt, IA include:

First State Bank Britt, IA Rates and Review January 2026

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Brian McKay

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First State Bank Britt, IA Deposit Rates

First State Bank Britt, IA 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.47% and 3-month CD rates at 2.32%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 18.00%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to First State Bank Britt, IA rates.

To see how these rates compare to First State Bank Britt, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Britt, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Britt, IA CD rates. You can also compare First State Bank Britt, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Britt, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Britt, IA? Share your experience about First State Bank Britt, IA by leaving a review below, or read customer reviews before you decide to use First State Bank Britt, IA.

First State Bank Britt, IA Texas Ratio

First State Bank Britt, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First State Bank Britt, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

4.0

Excellent

Out of 5.0 Stars

First State Bank Britt, IA has earned a Smart Rating of 4.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, First State Bank Britt, IA is a excellent bank worth considering, with an overall rating of 4.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.37%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.76%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

First State Bank Britt, IA

183 Main Ave N
Britt, IA 50423

https://www.fsb-britt.com

MonitorBankRates

Official Financial Rating

4.0

★★★★★

EXCELLENT

🏆

Banks:
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Compare First State Bank Britt, IA Rates with Other Competitive Bank and Credit Union Rates

Whatcom Educational Credit Union

First Step (Youth) Savings

7.00%

Ivy Bank, a div of Cambridge Savings Bank

High Yield Savings

4.00%

$2,500

Farmers and Merchants Bank Milligan, NE

48-Month CD

3.75%

$500

Belt Valley Bank

12-Month CD

3.72%

$500

Apple Federal Credit Union

24-Month CD

3.65%

$500

Beal Bank

30-Month CD

3.45%

$1,000

QCBT Quad City B&T Co.

12-Month CD

3.40%

$500

First National Bank of Bemidji

36-Month CD

3.36%

$500

Kennett Trust Bank

Kasasa Checking

3.25%

$50

Community Bank of Raymore

36-Month CD (IntraFi)

3.09%

$10,000

Bankwell Bank

Smart Savings

3.00%

$100

State Bank of Cherry

18-Month CD

3.00%

$1,000

Empire State Bank

60-Month CD

3.00%

$1,000

Access Community Credit Union

12-Month CD

3.00%

$1,000

First Enterprise Bank

24-Month CD

2.95%

$1,000

Castroville State Bank

60-Month CD

2.84%

$1,000

Sacramento Deposit Bank

30-Month CD

2.78%

$1,000

NCB North Cambridge Coopertive Bank

12-Month CD

2.75%

$1,000

Yampa Valley Bank

60-Month CD

2.25%

$1,000

Providence Bank

12-Month CD

2.25%

$1,000

Grinnell State Bank

36-Month CD

2.12%

$1,000

Quaint Oak Bank

Money Market

2.00%

$2,500

State Bank of Newburg

Swell Money Market

1.92%

$100,000

Geddes Federal S&L

48-Month CD

1.91%

$500

FSB Mcpherson, KS

48-Month CD

1.76%

$1,000

One Community Bank

60-Month CD

1.60%

$500

First Mutual Bank, FSB

18-Month CD

1.20%

$500

William Penn Bank

18-Month CD

1.01%

$500

First Federal S&L Hazard, KY

24-Month CD

0.85%

$1,000

New Mexico Bank and Trust

48-Month CD

0.85%

$1,000

77th Street Depot Federal Credit Union

12-Month CD

0.75%

$250

BankChampaign

18-Month CD

0.60%

$500

Thayer County Bank

Money Market

0.55%

$2,500

First FSB of Mascoutah

Money Market

0.50%

$1,000

Magyar Bank

Statement Savings

0.50%

$100

Miami Savings Bank

48-Month CD

0.50%

$1,000

Connex Credit Union

Business Money Market

0.40%

$2,500

Elkhorn Valley Bank & Trust

Money Market

0.40%

Hometown Bank Oxford, MA

24-Month CD

0.35%

$1,000

Self-Help Credit Union

Savings

0.30%

Randolph Brooks FCU

Savings

0.30%

Lake-Osceola State Bank

Savings

0.25%

Bogota Savings Bank

Passbook Savings

0.20%

$100

United Trust Bank

Premium Money Market

0.18%

$10,000

Central Federal SLA

36-Month CD

0.15%

$2,500

Main Street Bank

Savings

0.10%

WaFd Bank

Savings

0.10%

$100

Bar Harbor SLA

Statement Savings

0.10%

$25

Coffee County Bank

#1 Money Market

0.05%

$1,000

First Nations Bank

12-Month CD

0.05%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Old National Bank

30-Year Fixed FHA

5.875%

7.902%

0.000

Smart Financial Credit Union

3/1 ARM

4.240%

7.689%

0.000

Smart Financial Credit Union

3/1 ARM (Jumbo)

4.240%

7.689%

0.000

Grow Financial Federal Credit Union

5/1 ARM

5.750%

7.634%

0.000

Smart Financial Credit Union

5/1 ARM

4.740%

7.533%

0.000

Smart Financial Credit Union

5/1 ARM (Jumbo)

4.740%

7.533%

0.000

Great Lakes Credit Union

20 Year Fixed

7.125%

7.527%

0.000

Lake Shore Savings Bank

30-Year Fixed

7.250%

7.402%

0.000

Grow Financial Federal Credit Union

10/1 ARM

6.250%

7.325%

0.000

Kohler Credit Union

10/1 ARM

6.250%

7.325%

0.000

Laredo Federal Credit Union

20 Year Fixed

6.999%

7.235%

0.000

State Employees Credit Union

15 Year Fixed

7.000%

7.168%

0.000

FirstBank of Nebraska

30-Year Fixed

7.125%

7.126%

0.000

Marathon Bank

7/1 ARM

7.000%

7.111%

0.000

Lake Shore Savings Bank

20-Year Fixed

6.800%

6.993%

0.000

Hoosier Hills Credit Union

30 Year Fixed

6.750%

6.880%

0.000

Marathon Bank

5/1 ARM

6.750%

6.859%

0.000

American Bank

30-Year Fixed Jumbo

6.750%

6.825%

0.000

Fidelity Co-operative Bank

30-Year Fixed Jumbo

6.625%

6.809%

0.000

Kennebec Savings Bank

30-Year Fixed

6.750%

0.000

Alpena-Alcona Area Credit Union

30-Year Fixed

6.500%

6.748%

0.000

People First Federal Credit Union

10/1 ARM (Jumbo)

6.740%

6.723%

0.000

Pittsfield Co-operative Bank

7/1 ARM

6.750%

6.697%

0.000

Great Lakes Credit Union

30 Year Fixed

6.375%

6.670%

0.000

Laredo Federal Credit Union

15 Year Fixed

6.375%

6.662%

0.000

Port Washington State Bank

3/1 ARM

6.500%

6.648%

0.000

Port Washington State Bank

5/1 ARM

6.500%

6.630%

0.000

Missouri Credit Union

20 Year Fixed

6.500%

6.628%

0.000

FirstBank of Nebraska

15-Year Fixed

6.625%

6.627%

0.000

FirstBank of Nebraska

20-Year Fixed

6.625%

6.626%

0.000

Missouri Credit Union

30 Year Fixed

6.500%

6.597%

0.000

Penn East Federal Credit Union

10/6 ARM

6.525%

6.595%

0.000

Seaboard Federal Credit Union

30-Year Fixed

6.500%

6.595%

0.000

Pittsfield Co-operative Bank

10/1 ARM

6.500%

6.582%

0.000

Achieva Credit Union

5/1 ARM

5.250%

6.580%

0.000

Auburn Savings Bank

30-Year Fixed

6.500%

6.559%

0.000

Fidelity Co-operative Bank

30-Year Fixed

6.375%

6.556%

0.000

Truliant Federal Credit Union

30-Year Fixed Jumbo

6.500%

6.553%

0.000

Penn Community Bank

5/1 ARM (Jumbo)

6.500%

6.546%

0.000

Penn Community Bank

30-Year Fixed (Jumbo)

6.500%

6.546%

0.000

Mid American Credit Union

30 Year Fixed

6.375%

6.544%

0.000

Laredo Federal Credit Union

10 Year Fixed

6.125%

6.526%

0.000

GreenLeaf Bank

30-Year Fixed

6.500%

6.512%

0.000

Fox Valley Savings Bank

30-Year Fixed

6.375%

6.504%

0.000

Kennebec Savings Bank

15-Year Fixed

6.500%

0.000

Pittsfield Co-operative Bank

30-Year Fixed

6.375%

6.498%

0.000

Penn East Federal Credit Union

5/6 ARM

6.300%

6.498%

0.000

NASA Federal Credit Union

15-Year Fixed Jumbo

6.250%

6.481%

0.000

Northfield Savings Bank

5/1 ARM

5.625%

6.461%

0.000

FirstBank of Nebraska

10/1 ARM

6.375%

6.460%

0.000

View 50 More

Our apologies, we do not have First State Bank Britt, IA rate data right now, check back for updates, we are adding rates all the time.

Bank Profile & Overview

First State Bank Britt, IA

183 Main Ave N
Britt, IA 50423
Hancock
Established Date: 11/12/1927
FDIC Certificate #: 8522
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: READLYN BANCSHARES INC

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.fsb-britt.com

Is First State Bank Britt, IA FDIC Insured? Yes

What is First State Bank Britt, IA 's Cert number? 8522

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$126,472,000

Total Deposits:

$105,641,000

Equity Capital:

$16,687,000

Net Income:

$501,000

Return on Assets (ROA):

1.4725%

Return on Equity (ROE):

12.5000%

Headquarters:

Britt

Regulator:

FDIC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

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Frequently Asked Questions About First State Bank Britt, IA

How do I open an account at First State Bank Britt, IA?

You can typically open an account at First State Bank Britt, IA by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, First State Bank Britt, IA provides a range of mortgage and home equity products.

Is First State Bank Britt, IA a safe place to deposit money?

Yes, First State Bank Britt, IA is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.