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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Commonwealth Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Commonwealth Credit Union's 60 month CDs of Deposit rates are at 1.51%, 36 month CDs of Deposit rates are at 1.36%, 48 month CDs of Deposit rates are at 1.36%, 24 month CDs of Deposit rates are at 1.26%, 12 month CDs of Deposit rates are at 1.00%. Commonwealth Credit Union's savings rates are at 0.15%. Commonwealth Credit Union's money market rates are at 0.10%. Commonwealth Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Commonwealth Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates were last updated on 03/25/2026. Commonwealth Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commonwealth Credit Union? Share your experience about Commonwealth Credit Union by leaving a review below, or read customer reviews before you decide to use Commonwealth Credit Union. Commonwealth Credit Union
CommonWealth Credit Union 563 William R Latham Sr Dr
https://www.cwcu.com Bourbonnais, IL 60914 
Commonwealth Credit Union CD Rates
Commonwealth Credit Union Savings Rates
Commonwealth Credit Union Money Market Rates
Commonwealth Credit Union Checking Rates
Commonwealth Credit Union Home Equity & HELOC
Commonwealth Credit Union Auto Loan Rates
Commonwealth Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Commonwealth Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Commonwealth Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Commonwealth Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Commonwealth Credit Union
Website
https://www.cwcu.com
Address
563 William R Latham Sr Dr,
Bourbonnais, IL 60914
Phone
815-937-7447
Fax
815-935-7738
President
Kenneth Tousignant
CEO
Raeann Love
Full-Time Employees
21
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.92%
Return on Assets (ROA)
1.0360%
Return on Equity (ROE)
7.6513%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
116,146,588
Total Amount of Shares and Deposits
100,240,325
Total Shares and Deposits < 1 Year
99,306,356
Total Shares and Deposits 1 3 Years
680,312
Total Shares and Deposits > 3 Years
253,658
Total Interest Expense (Sum of items 6 8)
680,996
Share Certificates
493
Number of Accounts for Share Drafts
3,663
IRA KEOGH Accounts
242
Number of Accounts for Regular Shares
9,242
Money Market Shares
39
Net Income (unless the amount is already included in Undivided Earnings)
1,203,271
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,039,186
Total Liabilities
100,737,587
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Commonwealth Credit UnionIs Commonwealth Credit Union a safe place to deposit money?Yes, Commonwealth Credit Union is considered a safe financial institution. With a Texas Ratio of 0.91588538066701%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Commonwealth Credit Union operate?Commonwealth Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Commonwealth Credit Union?Yes, to access services at Commonwealth Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Commonwealth Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Commonwealth Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Commonwealth Credit Union offer online and mobile banking?Most modern institutions like Commonwealth Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cwcu.com. Current Commonwealth Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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