|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Steel Valley Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Steel Valley Federal Credit Union's top rates as of October 9, 2026 are 0.20% APY on money market accounts, personal loans from 10.00% APR, and credit cards from 10.00% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Steel Valley Federal Credit Union with a 4.4 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 22.34%. Rates last updated and verified on 10/09/2026. Steel Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Steel Valley Federal Credit Union? Share your experience about Steel Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Steel Valley Federal Credit Union. Steel Valley Federal Credit Union
Cleveland 3840 Pearl Rd
https://www.steelvalleyfcu.org Cleveland, OH 44109-2751  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Steel Valley Federal Credit Union Savings Rates
Steel Valley Federal Credit Union Money Market Rates
Steel Valley Federal Credit Union Auto Loan Rates
Steel Valley Federal Credit Union RV, Boat and Powersport Loan Rates
Steel Valley Federal Credit Union Credit Card Rates
Steel Valley Federal Credit Union Personal Loan Rates
Steel Valley Federal Credit Union Other Rates
Financial Health HistorySteel Valley Federal Credit Union’s Texas Ratio rose from 10.11% in Q3 2023 to 22.34% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.4 and its Health Grade from A to B-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Steel Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Steel Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Steel Valley Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Steel Valley Federal Credit Union
Website
https://www.steelvalleyfcu.org
Address
3840 Pearl Rd,
Cleveland, OH 44109-2751
Phone
216-741-9430
Fax
216-741-2670
President
Joann Melaragno
CEO
Irwin Caraballo
Full-Time Employees
6
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B- (83/100)
Texas Ratio
22.34%
Return on Assets (ROA)
-0.2529%
Return on Equity (ROE)
-2.6498%
Non-Performing Loans Ratio (NPL)
5.13%
Total Assets
22,281,907
Total Amount of Shares and Deposits
20,110,515
Total Shares and Deposits < 1 Year
19,955,882
Total Shares and Deposits 1 3 Years
146,065
Total Shares and Deposits > 3 Years
8,568
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
294,832
Total Uninsured Shares and Deposits > $250K (F+J)
294,832
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,815,683
Total Interest Expense (Sum of items 6 8)
20,612
Share Certificates
86
Number of Accounts for Share Drafts
1,196
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
3,534
Non Member Deposits
2
Money Market Shares
54
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,586,506
Total Liabilities
20,155,252
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Steel Valley Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Steel Valley Federal Credit Union
Frequently Asked Questions About Steel Valley Federal Credit UnionHow many branches does Steel Valley Federal Credit Union operate?Steel Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Steel Valley Federal Credit Union?Yes, to access services at Steel Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Steel Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Steel Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Steel Valley Federal Credit Union offer online and mobile banking?Most modern institutions like Steel Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.steelvalleyfcu.org. Current Steel Valley Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Tidemark Federal Credit Union
Auburn University Credit Union
Wailuku Federal Credit Union
Cal-Com Federal Credit Union
Finger Lakes Health Care Federal Credit Union
Acme Continental Credit Union
Central Vermont Medical Centerinc CU
Community Choice Credit Union Johnston, IA
HOUSTON TEXAS FIRE FIGHTERS
Mid Island Federal Credit Union
Hialeah Municipal Employees Federal Credit Union
GRAND TRUNK BATTLE CREEK EMP
Cincinnati Employees Credit Union
LMCU Lake Michigan Credit Union
Woodmen Federal Credit Union
Hastings Federal Credit Union
Pinn Memorial Federal Credit Union
Concho Educators Federal Credit Union
Altra Federal Credit Union
Jackson County Teachers Credit Union
USSCO JOHNSTOWN
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking