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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Enbright Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Enbright Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Enbright Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.73%. Rates were last updated on 03/23/2026. Enbright Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enbright Credit Union? Share your experience about Enbright Credit Union by leaving a review below, or read customer reviews before you decide to use Enbright Credit Union. Enbright Credit Union
Enbright Credit Union Corporate Office 2340 Jackson Downs Blvd
https://enbrightcu.com Nashville, TN 37214 
Enbright Credit Union Checking Rates
Enbright Credit Union Credit Card Rates
Enbright Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Enbright Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Enbright Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Enbright Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Enbright Credit Union
Website
https://enbrightcu.com
Address
2340 Jackson Downs Blvd,
Nashville, TN 37214
Phone
615-687-4801
Fax
615-687-4816
President
Dickie Johnson
CEO
Ronald Smith II
Full-Time Employees
21
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.73%
Return on Assets (ROA)
0.1638%
Return on Equity (ROE)
1.4254%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
76,766,367
Total Amount of Shares and Deposits
67,436,644
Total Shares and Deposits < 1 Year
62,961,156
Total Shares and Deposits 1 3 Years
2,712,028
Total Shares and Deposits > 3 Years
1,763,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
466,627
Total Uninsured Shares and Deposits > $250K (F+J)
466,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
66,970,017
Total Interest Expense (Sum of items 6 8)
852,426
Share Certificates
376
Number of Accounts for Share Drafts
2,551
IRA KEOGH Accounts
128
Number of Accounts for Regular Shares
8,585
All other shares
572
Money Market Shares
170
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,116,684
Total Liabilities
68,166,825
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Enbright Credit UnionIs Enbright Credit Union a safe place to deposit money?Yes, Enbright Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7303036090663%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Enbright Credit Union operate?Enbright Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Enbright Credit Union?Yes, to access services at Enbright Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Enbright Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Enbright Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Enbright Credit Union offer online and mobile banking?Most modern institutions like Enbright Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://enbrightcu.com. Compare to Other Credit Unions
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