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 Federal Employees Of Chippewa County Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 29, 2026
Federal Employees Of Chippewa County Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Federal Employees Of Chippewa County Credit Union, and you can see how they compare in the Federal Employees Of Chippewa County Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Federal Employees Of Chippewa County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/29/2026. Federal Employees Of Chippewa County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Federal Employees Of Chippewa County Credit Union? Share your experience about Federal Employees Of Chippewa County Credit Union by leaving a review below, or read customer reviews before you decide to use Federal Employees Of Chippewa County Credit Union. Federal Employees Of Chippewa County Credit Union
Corporate 119 E Water St
https://www.fecccu.com Sault Sainte Marie, MI 49783 2074 
Current Rate AvailabilityWe're not currently displaying rates for Federal Employees Of Chippewa County Credit Union, but our database is updated constantly — check back soon for the latest offers. Are you with Federal Employees Of Chippewa County Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Federal Employees Of Chippewa County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Federal Employees Of Chippewa County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Federal Employees Of Chippewa County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Federal Employees Of Chippewa County Credit Union
Website
https://www.fecccu.com
Address
119 E Water St,
Sault Sainte Marie, MI 49783 2074
Phone
906-632-4210
Fax
906-632-4360
President
Kali Perron
CEO
Sabrina Oshelski
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
1.5526%
Return on Equity (ROE)
15.6957%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
17,152,314
Total Amount of Shares and Deposits
15,189,777
Total Shares and Deposits < 1 Year
14,739,952
Total Shares and Deposits 1 3 Years
250,484
Total Shares and Deposits > 3 Years
199,341
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
100,133
Total Uninsured Shares and Deposits > $250K (F+J)
100,133
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,089,644
Total Interest Expense (Sum of items 6 8)
26,048
Share Certificates
45
Number of Accounts for Share Drafts
768
IRA KEOGH Accounts
20
Number of Accounts for Regular Shares
1,397
All other shares
268
Money Market Shares
37
Net Income (unless the amount is already included in Undivided Earnings)
266,303
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,421,201
Total Liabilities
15,455,647
Source: NCUA — Last Updated 09/30/2023
Customer Reviews
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Frequently Asked Questions About Federal Employees Of Chippewa County Credit UnionHow many branches does Federal Employees Of Chippewa County Credit Union operate?Federal Employees Of Chippewa County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Federal Employees Of Chippewa County Credit Union?Yes, to access services at Federal Employees Of Chippewa County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Federal Employees Of Chippewa County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Federal Employees Of Chippewa County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Federal Employees Of Chippewa County Credit Union offer online and mobile banking?Most modern institutions like Federal Employees Of Chippewa County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fecccu.com. Compare to Other Credit Unions
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