StonehamBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.20%, 6-month CD rates at 2.27% and 3-month CD rates at 0.81%. Current savings rates are at 0.03% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. StonehamBank's 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%, 24-Month CD rates are at 3.25%, 18-Month CD rates are at 3.00%. StonehamBank's savings rates are at 0.05%. StonehamBank's money market rates are at 0.20%. StonehamBank's 30-Year Fixed rates are at 6.88%, 20-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 6.00%.

StonehamBank

To see how these rates compare to StonehamBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from StonehamBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with StonehamBank CD rates. You can also compare StonehamBank savings rates, MMA rates and mortgage rates using our other rate lists.

StonehamBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at StonehamBank? Share your experience about StonehamBank by leaving a review below, or read customer reviews before you decide to use StonehamBank.

StonehamBank Texas Ratio

StonehamBank's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for StonehamBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, StonehamBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.35%

2.52%

18-Month CD

3.00%

2.27%

24-Month CD

3.25%

2.26%

36-Month CD

3.25%

2.19%

48-Month CD

3.25%

2.14%

60-Month CD

3.25%

2.29%

Savings

0.05%

0.63%

MMA

0.20%

0.88%

30-Year Fixed

6.95%

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

StonehamBank

80 Montvale Ave
Stoneham, MA 02180

https://www.stonehambank.com

MonitorBankRates' Rating

5/5

★★★★★

Review StonehamBank

StonehamBank CD Rates and Interest Rates

StonehamBank

24-Month CD

3.25%

$1,000

StonehamBank

36-Month CD

3.25%

$1,000

StonehamBank

48-Month CD

3.25%

$1,000

StonehamBank

60-Month CD

3.25%

$1,000

StonehamBank

18-Month CD

3.00%

$1,000

StonehamBank

12-Month CD

0.35%

$1,000

StonehamBank

Plus One Money market

0.20%

$10

StonehamBank

Optimum Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

StonehamBank

15-Year Fixed

6.000%

6.111%

0.000

StonehamBank

20-Year Fixed

6.500%

6.593%

0.000

StonehamBank

30-Year Fixed

6.875%

6.949%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare StonehamBank Rates with Other Competitive Bank and Credit Union Rates

Colorado Federal Savings Bank

6-Month CD

4.45%

$5,000

Heritage Bank of St Tammany

12-Month CD

4.08%

$500

The Grant County Bank

Kasasa Checking

4.00%

Coastal Heritage Bank

36-Month CD

3.90%

$1,000

Columbia Bank

18-Month CD

3.85%

$500

Spring Bank Bronx, NY

36-Month CD

3.80%

$250

Midwest Bank Detroit Lakes, MN

60-Month CD

3.75%

$25,000

Pentucket Bank

24-Month CD

3.75%

$500

Navy Federal Credit Union

24-Month CD

3.66%

$1,000

Bristol County Savings Bank

60-Month CD

3.56%

$1,000

Adirondack Bank

6-Month CD

3.30%

$1,000

Center National Bank

Rewards Checking

3.30%

Haviland State Bank

24-Month CD

3.30%

$500

Hendricks County Bank and Trust

24-Month CD

3.04%

$1,000

1st Bergen Federal Credit Union

24-Month CD

3.03%

$250

Centinel Bank of Taos

36-Month CD

3.00%

$1,000

TTNB Turbotville Bank

36-Month CD

2.78%

$500

Homewood Federal SB

60-Month CD

2.75%

$500

State Bank & Trust Company

60-Month CD

2.52%

$1,000

FSB of Burnet

24-Month CD

2.27%

$1,000

Northwestern Bank

36-Month CD

2.27%

$1,000

Bank of Hindman

48-Month CD

2.02%

$1,000

Achieve Financial Credit Union

18-Month CD

2.02%

$1,000

Petefish, Skiles & Co. Bank

36-Month CD

2.01%

$1,000

Century Bank Santa Fe, NM

Liberty Money Market

2.00%

$15,000

Department of Commerce FCU

48-Month CD

1.76%

$500

First State Bank New London, WI

48-Month CD

1.71%

$5,000

Perryton National Bank

3-Month CD

1.51%

$2,500

Third Federal Savings and Loan

12-Month CD

1.50%

$500

Community Bank Mankato

Blue Chip Money Market

1.10%

$25,000

Parkway Bank and Trust Company

12-Month CD

1.00%

$1,000

Perennial Bank

Money Market

0.90%

Commonwealth Community Bank, Inc.

48-Month CD

0.85%

1st MidAmerica Credit Union

36-Month CD

0.85%

$1,000

Hancock County SB

48-Month CD

0.75%

$500

Raritan State Bank

Passbook Savings

0.70%

$10

First Seacoast Bank

60-Month CD

0.55%

$1,000

CNB Hugoton, KS

Passbook Savings

0.50%

$100

State Bank of the Lakes

18-Month CD

0.50%

$1,000

Huntington FSB

48-Month CD

0.40%

$500

Hoyne Savings Bank

24-Month CD

0.35%

$500

Connecticut Community Bank

18-Month CD

0.30%

$500

MVSB

60-Month CD

0.30%

$500

Associated Bank

Select Money Market Platinum

0.25%

$1,000

PennCrest Bank

Passbook Savings

0.10%

$100

FNB of River Falls

Money Market

0.10%

F&M Bank & Trust Burlington, IA

MyWay Savings

0.10%

$100

Dime Bank

18-Month CD

0.10%

$500

Achieve Financial Credit Union

Primary Savings

0.05%

Chelsea Groton Bank

Money Market

0.01%

$25

Disclaimer

StonehamBank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

StonehamBank Information

StonehamBank

80 Montvale Ave
Stoneham, MA 02180
Middlesex
Established Date: 01/01/1887
FDIC Certificate #: 26559
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.stonehambank.com

Is StonehamBank FDIC Insured? Yes

What is StonehamBank's Cert number? 26559

What is the maximum amount for insured deposits? $250,000 per holder, per account

StonehamBank Financials

Total Assets:

$796,195,000

Total Deposits:

$626,145,000

Equity Capital:

$60,167,000

Domestic Deposits:

$626,145,000

Net Income:

$918,000

Return on Assets:

0.3530%

Quarterly Return on Assets:

0.4700%

Pretax Return on Assets:

0.6379%

Pretax Quarterly Return on Assets:

0.6400%

Return on Equity:

4.7100%

Quarterly Return on Equity:

6.0800%

Common Equity Tier 1 Capital Ratio:

13.4834%

Tier 1 Risk-Based Capital Ratio:

13.4834%

Leverage Tier 1 (Core Capital) Ratio:

9.4580%

Total Risk-Based Capital Ratio (YTD):

14.7049%

Total Interest Income (YTD):

4.1343%

Headquarters:

Stoneham

FDIC Field Office:

North Boston

Regulator:

FDIC

County:

Middlesex

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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