StonehamBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 4.02% and 3-month CD rates at 1.30%. Current savings rates are at 1.01% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 11.75%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. StonehamBank's 36-Month CD rates are at 4.25%, 24-Month CD rates are at 4.25%, 60-Month CD rates are at 4.00%, 48-Month CD rates are at 4.00%, 18-Month CD rates are at 3.75%. StonehamBank's savings rates are at 0.05%. StonehamBank's money market rates are at 0.20%. StonehamBank's 30-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.88%, 20-Year Fixed rates are at 5.62%.

StonehamBank

To see how these rates compare to StonehamBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from StonehamBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with StonehamBank CD rates. You can also compare StonehamBank savings rates, MMA rates and mortgage rates using our other rate lists.

StonehamBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at StonehamBank? Share your experience about StonehamBank by leaving a review below, or read customer reviews before you decide to use StonehamBank.

StonehamBank Texas Ratio

StonehamBank's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for StonehamBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, StonehamBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.35%
18-Month CD
3.75%
24-Month CD
4.25%
36-Month CD
4.25%
48-Month CD
4.00%
60-Month CD
4.00%
Savings
0.05%
MMA
0.20%
30-Year Fixed
6.07%
Credit Card
N/A
Personal Loan
N/A
StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

StonehamBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
StonehamBank
StonehamBank
24-Month CD
4.25%
$1,000
StonehamBank
StonehamBank
36-Month CD
4.25%
$1,000
StonehamBank
StonehamBank
48-Month CD
4.00%
$1,000
StonehamBank
StonehamBank
60-Month CD
4.00%
$1,000
StonehamBank
StonehamBank
18-Month CD
3.75%
$1,000
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
StonehamBank
StonehamBank
20-Year Fixed
5.625%
5.710%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.875%
5.985%
0.000
StonehamBank
StonehamBank
30-Year Fixed
6.125%
6.067%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare StonehamBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
5.32%
$100,000
BrioDirect
BrioDirect
High-Yield Savings
5.30%
$5,000
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Savings
5.00%
$100
Alliance Community Bank
Alliance Community Bank
18-Month CD
4.33%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
4.31%
$1,000
Collinsville Bank
Collinsville Bank
6-Month CD
4.25%
$500
Connecticut Community Bank
Connecticut Community Bank
20-Month CD (Bump Up)
4.15%
$500
Consumers National Bank
Consumers National Bank
9-Month CD
4.15%
$1,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
4.10%
$500
Gunnison S&L
Gunnison S&L
30-Month CD
4.08%
$1
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
6-Month CD
4.00%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
12-Month CD
4.00%
$1,000
360 Federal Credit Union
360 Federal Credit Union
36-Month CD
3.83%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.75%
$500
ConnectOne Bank
ConnectOne Bank
23-Month CD
3.60%
$500
EagleBank
EagleBank
Eagle Money Market
3.55%
$100
Dieterich Bank
Dieterich Bank
18-Month CD
3.25%
$500
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
M.Y. Safra Bank
M.Y. Safra Bank
12-Month CD
3.00%
$500
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
3.00%
$500
First State Bank Randolph, NE
First State Bank Randolph, NE
12-Month CD
3.00%
$500
Ion Bank
Ion Bank
Ka-Ching! Savings
3.00%
$50,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
36-Month CD
2.50%
$500
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.27%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
48-Month CD
2.27%
$500
The Berkshire Bank
The Berkshire Bank
24-Month CD
2.02%
$10,000
AbbyBank
AbbyBank
48-Month CD
2.02%
$1,500
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
BluPeak Credit Union
BluPeak Credit Union
12-Month CD
2.00%
$1,000
Merrimack County SB
Merrimack County SB
36-Month CD
1.25%
$500
Fulton Bank
Fulton Bank
48-Month CD
1.01%
$1,000
The Bank of Brodhead
The Bank of Brodhead
36-Month CD
1.00%
$500
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Tompkins Community Bank
Tompkins Community Bank
60-Month CD
0.70%
$1,000
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Bank of Springfield
Bank of Springfield
18-Month CD
0.51%
$1,000
Sullivan Bank
Sullivan Bank
36-Month CD
0.50%
$1,000
WCB West Central Bank
WCB West Central Bank
Savings
0.40%
$100
First Bank Clewiston, FL
First Bank Clewiston, FL
First 1 Savings
0.35%
$2,500
Fulton Savings Bank
Fulton Savings Bank
24-Month CD
0.30%
$500
Yakima Federal S&L
Yakima Federal S&L
24-Month CD (savers choice)
0.20%
$500
NVE Bank
NVE Bank
12-Month CD
0.11%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Interest Checking
0.10%
$0
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Statement Savings
0.10%
$100
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

StonehamBank Information

StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Middlesex
Established Date: 01/01/1887
FDIC Certificate #: 26559
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is StonehamBank FDIC Insured? Yes
What is StonehamBank's Cert number? 26559
What is the maximum amount for insured deposits? $250,000 per holder, per account

StonehamBank Financials

Total Assets:
$796,195,000
Total Deposits:
$626,145,000
Equity Capital:
$60,167,000
Domestic Deposits:
$626,145,000
Net Income:
$918,000
Return on Assets:
0.3530%
Quarterly Return on Assets:
0.4700%
Pretax Return on Assets:
0.6379%
Pretax Quarterly Return on Assets:
0.6400%
Return on Equity:
4.7100%
Quarterly Return on Equity:
6.0800%
Common Equity Tier 1 Capital Ratio:
13.4834%
Tier 1 Risk-Based Capital Ratio:
13.4834%
Leverage Tier 1 (Core Capital) Ratio:
9.4580%
Total Risk-Based Capital Ratio (YTD):
14.7049%
Total Interest Income (YTD):
4.1343%
 
 
Headquarters:
Stoneham
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgageGetting a mortgage from a mortgage broker has become popular over the past 20 years. Borrowers shopping for mortgages find using a mortgage broker very convenient, saving them a lot of time.
Mortgage rates are lower this weekend. Today's mortgage rates on 30 year home mortgage loans are averaging 4.01%, a decrease from yesterday’s average 30 year mortgage rate of 4.05%. Mortgage rates today on 15 year home loans are averaging 3.31%, a decline  from yesterday’s average 15 year mortgage rate of 3.34%.

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