MonitorBankRates
  1. Home
  2. Banks
  3. Itasca Bank & Trust Co.
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Itasca Bank & Trust Co. Rates & Review April 2026

Itasca Bank & Trust Co.'s savings rates are at 0.05%. Itasca Bank & Trust Co.'s money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Itasca Bank & Trust Co. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 04/11/2026.

Itasca Bank & Trust Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Itasca Bank & Trust Co.? Share your experience about Itasca Bank & Trust Co. by leaving a review below, or read customer reviews before you decide to use Itasca Bank & Trust Co..

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.46%
Excellent Lower than avg
Itasca Bank & Trust Co.
308 W Irving Park Rd
Itasca, IL 60143
https://www.itascabank.com
Member FDIC

Itasca Bank & Trust Co. Savings Rates

Product Rate APY View More
Health Savings Account 0.40% 0.40%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Business Savings 0.30% 0.30%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Itasca Savings 0.30% 0.30%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Savings IRA/SEP 0.30% 0.30%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Savings-Minor 0.30% 0.30%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Health Savings Account 0.20% 0.20%
Min Balance $1,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Health Savings Account 0.05% 0.05%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Itasca Bank & Trust Co. Money Market Rates

Product Rate APY View More
Business Money Market 0.45% 0.45%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Personal Money Market 0.45% 0.45%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Itasca Bank & Trust Co. Checking Rates

Product Rate APY View More
Personal Interest Checking 0.28% 0.28%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Itasca Bank & Trust Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Itasca Bank & Trust Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Itasca Bank & Trust Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Itasca Bank & Trust Co.
Bank Holding Company ITASCA BCORP INC
Address 308 W Irving Park Rd, Itasca, IL 60143  ·  Dupage
FDIC Certificate # 16666
Established 01/24/1948
FDIC Insurance Date 01/24/1948
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.46%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9141%
Return on Equity (ROE) 11.9800%
Non-Performing Loans (NPL) 0.17%
Total Assets $776,732,000
Total Deposits $698,987,000
Equity Capital $73,103,000
Net Income $8,017,000
Headquarters Itasca
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Itasca Bank & Trust Co. yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Itasca Bank & Trust Co.
Your Name:
Your Rating:

Frequently Asked Questions About Itasca Bank & Trust Co.

Is Itasca Bank & Trust Co. a safe place to deposit money?

Yes, Itasca Bank & Trust Co. is considered a safe financial institution. With a Texas Ratio of 2.4622527693489%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Itasca Bank & Trust Co. operate?

Itasca Bank & Trust Co. currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Itasca Bank & Trust Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Itasca Bank & Trust Co. provides members with tools to manage their accounts and build a solid financial history.

Does Itasca Bank & Trust Co. offer online and mobile banking?

Most modern institutions like Itasca Bank & Trust Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.itascabank.com.

Current Itasca Bank & Trust Co. Rates

  • Savings0.05%
  • MMA0.45%
Retrieved from our database of financial products. Rates subject to change.