Sturgis Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sturgis Bank & Trust CompanyToday's 12-month CD rates can be found at 3.43%, 6-month CD rates at 1.70% and 3-month CD rates at 3.35%. Current savings rates are at 0.30% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sturgis Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sturgis Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sturgis Bank & Trust Company CD rates. You can also compare Sturgis Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Sturgis Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sturgis Bank & Trust Company? Share your experience about Sturgis Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Sturgis Bank & Trust Company.

Sturgis Bank & Trust Company Texas Ratio

Sturgis Bank & Trust Company's Texas Ratio is at 0.70%, which is considered excellent. The Texas Ratio for Sturgis Bank & Trust Company is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sturgis Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.15%
Credit Card
N/A
Personal Loan
N/A
Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Sturgis Bank & Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
15-Year Fixed
6.500%
6.733%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
20-Year Fixed
6.625%
6.812%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
30-Year Fixed
7.000%
7.146%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sturgis Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beal Bank
Beal Bank
6-Month CD
5.25%
$1,000
Forte Bank
Forte Bank
7-Month CD special
5.10%
$1,000
Frontier Community Bank
Frontier Community Bank
6-Month CD
4.75%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD
4.75%
$1,000
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.59%
$200
Palo Savings Bank
12-Month CD
4.50%
$1,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
12-Month CD
4.50%
$2,500
Access Federal Credit Union
Access Federal Credit Union
12-Month CD share certificate
4.50%
$1,000
Goldwater Bank
Goldwater Bank
60-Month CD
4.25%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD special
4.06%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD certificate
3.87%
$1,000
First National Bank in Olney
First National Bank in Olney
6-Month CD
3.82%
$500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
48-Month CD Flex
3.75%
$10,000
Farmers National Bank
Farmers National Bank
36-Month CD
3.50%
$10,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
Elite Savings
3.50%
$30,000
Everence Trust Company
Everence Trust Company
36-Month CD
3.50%
$500
FSB of Golva
FSB of Golva
24-Month CD
3.35%
$1,000
Madison Valley Bank
Madison Valley Bank
6-Month CD
3.25%
$500
Great Midwest Bank
Great Midwest Bank
72-Month CD
3.00%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
60-Month CD
3.00%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Northwestern Bank
Northwestern Bank
Keystone Money Market
2.22%
$900,000
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.15%
$500
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
Silver Lake Bank
Silver Lake Bank
24-Month CD Jump
2.02%
$500
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 2
2.00%
$250,000
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
Madison Valley Bank
Madison Valley Bank
60-Month CD
1.86%
$500
City Credit Union
City Credit Union
Money Market Checking
1.65%
$2,500
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
North Shore Bank Co-op
48-Month CD
1.30%
$1,000
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
Asian Bank
Asian Bank
30-Month CD
1.25%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
Business Money Market Account
0.95%
$1,000,000
Home Bank SB
Home Bank SB
24-Month CD
0.80%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
48-Month CD
0.75%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
0.75%
$250
Citizens State Bank Moundridge, KS
Personal Money Market
0.60%
$1,000
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
Whitaker Bank
Whitaker Bank
48-Month CD
0.45%
$10,000
One Community Bank
One Community Bank
24-Month CD
0.45%
$500
National Iron Bank
National Iron Bank
60-Month CD
0.30%
$10,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
12-Month CD
0.25%
$500
Adirondack Bank
Adirondack Bank
24-Month CD
0.25%
$1,000
First Southern Bank
First Southern Bank
Business Premier Money Market
0.25%
$2,500
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Westfield Bank
Westfield Bank
24-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
12-Month CD WB Classic
0.10%
$1,000
Huntington FSB
Huntington FSB
Paymaster Checking Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Sturgis Bank & Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sturgis Bank & Trust Company Information

Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
St. Joseph
Established Date: 01/01/1905
FDIC Certificate #: 28593
Date of FDIC Deposit Insurance: 03/20/1950
Bank Holding Company: STURGIS BCORP INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Sturgis Bank & Trust Company FDIC Insured? Yes
What is Sturgis Bank & Trust Company's Cert number? 28593
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sturgis Bank & Trust Company Financials

Total Assets:
$873,679,000
Total Deposits:
$789,888,000
Equity Capital:
$66,952,000
Domestic Deposits:
$789,888,000
Net Income:
$1,877,000
Return on Assets:
0.9380%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.0561%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
11.3500%
Quarterly Return on Equity:
11.2200%
Common Equity Tier 1 Capital Ratio:
11.4423%
Tier 1 Risk-Based Capital Ratio:
11.4423%
Leverage Tier 1 (Core Capital) Ratio:
8.2462%
Total Risk-Based Capital Ratio (YTD):
12.6477%
Total Interest Income (YTD):
3.7347%
 
 
Headquarters:
Sturgis
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
St. Joseph
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Synchrony Bank CD Rates Lowered After Fed Rate CutSynchrony Bank CD rates were lowered two days after the Federal Reserve cut the fed funds rate by 25 basis points. 1 year CD rates at Synchrony Bank were lowered by 30 basis points from 2.80 percent to 2.50 percent. 1 year jumbo CD rates from Synchrony were also lowered by the same amount to 2.50 percent. Synchrony isn't the only bank that lowered their CD rates after the rate cut last week.
30 year mortgage rates are lower again this week, falling back below 4.00 percent. Mortgage rates will continue to move lower in the coming days as a result of lower U.S. bond yields. 10 year bond yields declined below 2.00 percent yesterday and the decline will send 30 year mortgage rates down another 5 to 10 basis points in the next few days.
The housing relief bill which will be signed by President Bush sometime next week offers benefits not only to folks that are troubled homeowners but almost everyone that owns a home or is a first time home buyer. The benefits range from a federal tax credit for first time home buyers to permanently raising the conforming loan amount, which benefits higher priced housing markets.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Luther Burbank Savings CD Rates: Top Rate at 5.25% APY
Home Mortgage Rates Today: 30 Year Mortgage Rates at 4.07%
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Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38%
MBA - Current Mortgage Rates @ 4.89%
Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14%
Mortgage Rates Week of October, 31, 2011

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