Sturgis Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sturgis Bank & Trust CompanyToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 4.25% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 5.97%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sturgis Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sturgis Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sturgis Bank & Trust Company CD rates. You can also compare Sturgis Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Sturgis Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sturgis Bank & Trust Company? Share your experience about Sturgis Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Sturgis Bank & Trust Company.

Sturgis Bank & Trust Company Texas Ratio

Sturgis Bank & Trust Company's Texas Ratio is at 3.03%, which is considered excellent. The Texas Ratio for Sturgis Bank & Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sturgis Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Sturgis Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
5.30%
$5,000
Riverland Bank
Riverland Bank
12-Month CD
5.00%
$1,000
Landmark Credit Union
Landmark Credit Union
12-Month CD
4.90%
$500
Bank of Easton
Bank of Easton
6-Month CD
4.75%
$2,500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
6-Month CD
4.75%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
13-Month CD (special)
4.65%
$5,000
Eureka Savings Bank
Eureka Savings Bank
6-Month CD
4.55%
$1,000
Ameriprise Financial
Ameriprise Financial
6-Month CD
4.50%
$0
Security Bank USA
Security Bank USA
6-Month CD
4.42%
$25,000
First Bank of the Lake
First Bank of the Lake
18-Month CD
4.30%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
24-Month CD
4.25%
$500
Beal Bank
Beal Bank
18-Month CD
4.20%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
4.00%
$10,000
Freedom Bank of Virginia
Freedom Bank of Virginia
48-Month CD
4.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.96%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
25-Month CD (special)
3.85%
$500
Capital One Bank
Capital One Bank
48-Month CD
3.75%
$0
Centinel Bank of Taos
Centinel Bank of Taos
48-Month CD
3.30%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
12-Month CD
3.03%
$2,500
Farmers National Bank
Farmers National Bank
9-Month CD
3.00%
$500
Apple Federal Credit Union
Apple Federal Credit Union
Money Market
3.00%
$1,000,000
Pineries Bank
Pineries Bank
12-Month CD
2.60%
$1,000
State Bank of Cherry
48-Month CD
2.47%
$1,000
Hiawatha National Bank
Hiawatha National Bank
60-Month CD
2.32%
$500
Finworth
Finworth
3-Month CD
2.27%
$50,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Rewards Checking
2.27%
$1,000
Leighton State Bank
Leighton State Bank
18-Month CD
2.26%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
36-Month CD
1.56%
$500
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
1.00%
$500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
12-Month CD
0.75%
$500
Citizens State Bank Moundridge, KS
Money Market
0.60%
$1,000
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
ACFCU
ACFCU
Money Market
0.50%
$2,500
Bank of Zachary
Bank of Zachary
Checking e-Z NOW
0.45%
$1,500
Freehold Bank
Freehold Bank
24-Month CD
0.45%
$500
FLC Bank
FLC Bank
18-Month CD
0.35%
$2,000
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
0.30%
$500
Evergreen Bank Group
Evergreen Bank Group
Cornerstone Money Market
0.30%
$2,500
Pillar Bank
Pillar Bank
18-Month CD
0.25%
$500
Pataskala Banking Company
Pataskala Banking Company
24-Month CD
0.25%
$500
Peoples Bank Taylorsville, KY
24-Month CD
0.20%
$500
New Haven Bank
New Haven Bank
18-Month CD
0.15%
$500
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
Money Market
0.10%
$100,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Sturgis Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time.

Sturgis Bank & Trust Company Information

Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
St. Joseph
Established Date: 01/01/1905
FDIC Certificate #: 28593
Date of FDIC Deposit Insurance: 03/20/1950
Bank Holding Company: STURGIS BCORP INC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Sturgis Bank & Trust Company FDIC Insured? Yes
What is Sturgis Bank & Trust Company's Cert number? 28593
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sturgis Bank & Trust Company Financials

Total Assets:
$924,677,000
Total Deposits:
$807,562,000
Equity Capital:
$66,948,000
Domestic Deposits:
$807,562,000
Net Income:
$-1,614,000
Return on Assets:
1.1197%
Quarterly Return on Assets:
-0.7000%
Pretax Return on Assets:
-0.9212%
Pretax Quarterly Return on Assets:
-0.9200%
Return on Equity:
14.5100%
Quarterly Return on Equity:
-9.4500%
Common Equity Tier 1 Capital Ratio:
11.3705%
Tier 1 Risk-Based Capital Ratio:
11.3705%
Leverage Tier 1 (Core Capital) Ratio:
8.2188%
Total Risk-Based Capital Ratio (YTD):
12.5917%
Total Interest Income (YTD):
4.9820%
 
 
Headquarters:
Sturgis
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
St. Joseph
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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