Sturgis Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Sturgis Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sturgis Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sturgis Bank & Trust Company CD rates. You can also compare Sturgis Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Sturgis Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sturgis Bank & Trust Company? Share your experience about Sturgis Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Sturgis Bank & Trust Company. Sturgis Bank & Trust Company Texas Ratio Sturgis Bank & Trust Company's Texas Ratio is at 3.03%, which is considered excellent. The Texas Ratio for Sturgis Bank & Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Sturgis Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Sturgis Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates
Frontier State Bank
12-Month CD (Jumbo)
4.25%
$250,000
City Credit Union
12-Month CD
4.15%
$1,000
Metz Banking Company
12-Month CD
4.08%
$1,000
ConnectOne Bank
11-Month CD
4.00%
$500
Kendall Bank
36-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Sturgis Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time. Sturgis Bank & Trust Company InformationSturgis Bank & Trust Company
113 E Chicago RdSturgis, MI 49091 St. Joseph Established Date: 01/01/1905 FDIC Certificate #: 28593 Date of FDIC Deposit Insurance: 03/20/1950 Bank Holding Company: STURGIS BCORP INC How Many Domestic U.S. Offices? 17 How Many Branches are There? 17 Website: https://www.sturgis.bank
Is Sturgis Bank & Trust Company FDIC Insured? Yes
What is Sturgis Bank & Trust Company's Cert number? 28593
What is the maximum amount for insured deposits? $250,000 per holder, per account
Sturgis Bank & Trust Company FinancialsTotal Assets:
$924,677,000
Total Deposits:
$807,562,000
Equity Capital:
$66,948,000
Domestic Deposits:
$807,562,000
Net Income:
$-1,614,000
Return on Assets:
1.1197%
Quarterly Return on Assets:
-0.7000%
Pretax Return on Assets:
-0.9212%
Pretax Quarterly Return on Assets:
-0.9200%
Return on Equity:
14.5100%
Quarterly Return on Equity:
-9.4500%
Common Equity Tier 1 Capital Ratio:
11.3705%
Tier 1 Risk-Based Capital Ratio:
11.3705%
Leverage Tier 1 (Core Capital) Ratio:
8.2188%
Total Risk-Based Capital Ratio (YTD):
12.5917%
Total Interest Income (YTD):
4.9820%
Headquarters:
Sturgis
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
St. Joseph
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMillions of homeowners haven't been able to refinance their mortgage even though refinance rates made record lows in 2012. If you bought a home during the height of the housing bubble, it's likely you haven't been able to refinance your loan because you don't have enough equity in your home. Watching mortgage refinance rates move lower the past 4 years without being able to refinance has frustrated many homeowners whose homes are "under water." Conforming 30 year and 15 year refinance rates made a series of record lows in 2012 as many homeowners were left seething on the sidelines.
Several banks and credit unions increased CD rates this week and as a result, the best 12 month CD rates are now at 2.50 percent, a multi-year high. The last time 1 year CD rates were in the 2.50 percent range, was during the financial crisis in 2008/2009.
 Mortgage rates were up slightly in the latest weekly mortgage survey. 30 year mortgage rates are back above 5.00 percent at 5.01 percent. Fixed conforming mortgage rates were higher and adjustable conforming mortgage rates were mixed.
Bank or Credit Union Offers and DealsFinding FHA Home Loans & FHA Mortgage RatesEastern New York FCU CD Rates Balance Transfer Credit Cards CD Rates Weekly Average Rates 4/25 All In Credit Union CD Rates: Best Rate 5.80% 12-Month CD (Certificate) 1.33% APY - New Top 1 Year Top CD Rate in the Database Mortgage Rates Mortgage Rates: Weekly Average Mortgage Rates April 11, 2011 The Federal Reserve: The Real Villain Behind the Great American Housing Crisis? Silvergate Bank Drastically Reduces Short Term CD Rates Alternative Bank and Credit Union Offers to ExploreActions by The Bank of Japan will Help Force Mortgage Rates Lower in the United StatesCD Rates Average February 4, 2011 Mortgage Rates: Current Mortgage Rates Decrease in the Latest Survey EverBank 6 Month Jumbo CD Rates now at 0.85% Tax Part of Fiscal Cliff Deal Done, Bond Yields Higher, Will CD Rates Move Higher? Mortgage Rates & Mortgage Applications Decrease: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.19% National CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50% Current Mortgage Rates Headed Down Towards 5.00% - Zillow Mortgage Rates at 4.98% Mortgage Rates Jumped This Week on Strong Growth Best Credit Union Savings Interest Rates in Georgia: Atlanta Postal Credit Union Sturgis Bank & Trust Company ReviewsThere are no reviews for Sturgis Bank & Trust Company yet. Feel free to create one below.
Add Your Rating and Review for Sturgis Bank & Trust Company
See how Sturgis Bank & Trust Company Compares to other banks |
Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 4.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. 
