BancFirst CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BancFirstToday's 12-month CD rates can be found at 3.90%, 6-month CD rates at 4.09% and 3-month CD rates at 3.55%. Current savings rates are at 0.30% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BancFirst CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BancFirst, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BancFirst CD rates. You can also compare BancFirst savings rates, MMA rates and mortgage rates using our other rate lists.

BancFirst money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BancFirst? Share your experience about BancFirst by leaving a review below, or read customer reviews before you decide to use BancFirst.

BancFirst Texas Ratio

BancFirst's Texas Ratio is at 6.89%, which is considered excellent. The Texas Ratio for BancFirst is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BancFirst is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BancFirst
100 N Broadway Ave
Oklahoma City, OK 73102
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BancFirst Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
36-Month CD
4.31%
$500
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
BMO Alto
BMO Alto
12-Month CD
3.90%
$0
Ally Bank
Ally Bank
12-Month CD
3.90%
$0
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
24-Month CD
3.65%
$500
Vermont State Bank
Vermont State Bank
36-Month CD
3.61%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
12-Month CD
3.55%
$500
UniBank
UniBank
36-Month CD
3.40%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
36-Month CD
3.05%
$1,000
Hanover Community Bank
Hanover Community Bank
36-Month CD
3.00%
$500
Centreville Bank
Centreville Bank
48-Month CD
2.75%
$1,000
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
MidCountry Bank
MidCountry Bank
36-Month CD
2.52%
$1,000
Magyar Bank
Magyar Bank
12-Month CD
2.50%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Personal Money Market
2.35%
$2,500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
48-Month CD
2.00%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
48-Month CD (College Savers)
2.00%
$50
Leighton State Bank
Leighton State Bank
3-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
18-Month CD
2.00%
$1,000
Security FSB
Security FSB
30-Month CD
1.86%
$500
Bank of Kampsville
Bank of Kampsville
12-Month CD
1.77%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
1.75%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
36-Month CD
1.66%
$500
Bank
Bank
60-Month CD
1.51%
$10,000
Magyar Bank
Magyar Bank
Money Market
1.50%
$100,000
State Bank of Graymont
State Bank of Graymont
48-Month CD
1.41%
$1,000
Forward Bank
Forward Bank
24-Month CD
1.31%
$500
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
FNB Of Nokomis
FNB Of Nokomis
12-Month CD
1.20%
$1,000
United Minnesota Bank
United Minnesota Bank
36-Month CD
1.20%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
60-Month CD
1.15%
$1,000
5Star Bank
5Star Bank
Basic Savings
1.13%
$0
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
18-Month CD
1.10%
$1,500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
12-Month CD
1.00%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Money Market Maximum
0.90%
$100,000
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
0.85%
$10,000
Unico Bank
Unico Bank
60-Month CD
0.70%
$1,000
Grand Rapids SB
Grand Rapids SB
48-Month CD
0.65%
$1,000
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
Bank of Pontiac
Bank of Pontiac
24-Month CD
0.50%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
Regular Savings
0.20%
$0
Warren-Boynton State Bank
Warren-Boynton State Bank
Passbook Savings
0.20%
$100
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
cfsbank
cfsbank
Savings
0.05%
$50
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Money Market
0.05%
$2,500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Ultimate Plus Money Market
0.05%
$10,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BancFirst rate data right now, check back for updates, we are adding rates all the time.

BancFirst Information

BancFirst
100 N Broadway Ave
Oklahoma City, OK 73102
Oklahoma
Established Date: 04/01/1989
FDIC Certificate #: 27476
Date of FDIC Deposit Insurance: 04/01/1989
Bank Holding Company: BANCFIRST CORP
How Many Domestic U.S. Offices? 117
How Many Branches are There? 117
Is BancFirst FDIC Insured? Yes
What is BancFirst's Cert number? 27476
What is the maximum amount for insured deposits? $250,000 per holder, per account

BancFirst Financials

Total Assets:
$10,648,000,000
Total Deposits:
$9,380,770,000
Equity Capital:
$1,147,095,000
Domestic Deposits:
$9,380,770,000
Net Income:
$44,698,000
Return on Assets:
1.7668%
Quarterly Return on Assets:
1.6900%
Pretax Return on Assets:
2.1851%
Pretax Quarterly Return on Assets:
2.1900%
Return on Equity:
16.8700%
Quarterly Return on Equity:
15.7700%
Common Equity Tier 1 Capital Ratio:
14.9044%
Tier 1 Risk-Based Capital Ratio:
15.1795%
Leverage Tier 1 (Core Capital) Ratio:
10.8522%
Total Risk-Based Capital Ratio (YTD):
16.3628%
Total Interest Income (YTD):
5.3968%
 
 
Headquarters:
Oklahoma City
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Oklahoma
# of Offices:
117
Metropolitan Statistical Area (MSA):
Oklahoma City, OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Mortgage rates dropped in the latest mortgage survey released this morning. The average mortgage contract rate for 30 year mortgages is down this week according to the most recent Weekly Applications Survey released by the Mortgage Bankers Association. 30 year mortgage rates are averaging 4.83 percent for the week ending May 14, 2010, down from the previous week's average mortgage rate of 4.96 percent. Mortgage discount points averaged 1.08 points, an increase from the prior week’s average of 0.91 points.
giantbank.com 9 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 9 Month Jumbo CD rates at giantbank.com below.
30-year-mortgage-rates-down-to-504-this-week-according-to-freddie-mac30 year mortgage rates remain at  5.04 percent for week ending September 17, 2009 according  to the most recent Primary Mortgage  Market Survey released by Freddie Mac.  That rate is unchanged from the prior week's average 30-year mortgage rate of 5.04 percent. Average discount points remained the same at 0.6 percent.

Bank or Credit Union Offers and Deals

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