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Native American Bank Rates & Review August 2026

Native American Bank's 12-Months 12-Month rates are at 1.61%, 12-Months Business 12-Month rates are at 1.61%, 18-Months 18-Month rates are at 1.56%, 12-Months Business 12-Month rates are at 1.56%, 18-Months Business 18-Month rates are at 1.56%. Native American Bank's savings rates are at 0.15%. Native American Bank's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Native American Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.92%. Rates last updated and verified on 08/28/2026.

Native American Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Native American Bank? Share your experience about Native American Bank by leaving a review below, or read customer reviews before you decide to use Native American Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.92%
Excellent Higher than avg
Native American Bank, National Association
201 N Broadway
Denver, CO 80203
https://www.nativeamericanbank.com
Member FDIC

Native American Bank CD Rates

Product Rate APY Term View More
12 month 1.60% 1.61% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 12 month 1.60% 1.61% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
18 month 1.55% 1.56% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 12 month 1.55% 1.56% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 18 month 1.55% 1.56% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
12 month Certificate of Deposit (CD) 1.55% 1.56% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 12 month 1.50% 1.51% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 18 month 1.50% 1.51% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
12 month Certificate of Deposit (CD) 1.50% 1.51% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
24 month 1.45% 1.46% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 18 month 1.45% 1.46% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 24 month 1.45% 1.46% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
18 month Certificate of Deposit (CD) 1.45% 1.46% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 24 month 1.40% 1.41% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
24 month Certificate of Deposit (CD) 1.40% 1.41% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
36 month 1.35% 1.36% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
6 month 1.35% 1.36% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 24 month 1.35% 1.36% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 36 month 1.35% 1.36% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 6 month 1.35% 1.36% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
24 month Certificate of Deposit (CD) 1.35% 1.36% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
60 month 1.30% 1.31% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 36 month 1.30% 1.31% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 6 month 1.30% 1.31% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 60 month 1.30% 1.31% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
6 month Certificate of Deposit (CD) 1.30% 1.31% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
48 month 1.25% 1.26% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 36 month 1.25% 1.26% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 48 month 1.25% 1.26% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 6 month 1.25% 1.26% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 60 month 1.25% 1.26% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
6 month Certificate of Deposit (CD) 1.25% 1.26% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 48 month 1.20% 1.21% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 60 month 1.20% 1.21% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
60 month Certificate of Deposit (CD) 1.20% 1.21% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 48 month 1.15% 1.16% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
48 month Certificate of Deposit (CD) 1.15% 1.16% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
3 month 0.60% 0.60% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 3 month 0.60% 0.60% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 3 month 0.55% 0.55% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
3 month Certificate of Deposit (CD) 0.55% 0.55% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business 3 month 0.50% 0.50% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
3 month Certificate of Deposit (CD) 0.50% 0.50% 3 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%

Native American Bank Savings Rates

Product Rate APY View More
Business Savings 0.15% 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Personal and Youth Savings 0.15% 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%

Native American Bank Money Market Rates

Product Rate APY View More
Business Money Market 0.35% 0.35%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business Money Market 0.30% 0.30%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business Money Market 0.25% 0.25%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Personal Money Market 0.25% 0.25%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Personal Money Market 0.20% 0.20%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Business Money Market 0.15% 0.15%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Personal Money Market 0.10% 0.10%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%

Native American Bank Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%
Personal Interest Checking 0.05% 0.05%
Min Balance $1,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.92%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Native American Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Native American Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Native American Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Native American Bank
Bank Holding Company NATIVE AMERICAN BCORP CO THE
Address 201 N Broadway, Denver, CO 80203  ·  Denver
FDIC Certificate # 27026
Established 07/27/1987
FDIC Insurance Date 07/27/1987
Domestic Offices 3
Total Branches 3
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
7.92%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 3.4540%
Return on Equity (ROE) 26.6100%
Non-Performing Loans (NPL) 0.66%
Total Assets $392,959,000
Total Deposits $334,771,000
Equity Capital $51,894,000
Net Income $5,774,000
Headquarters Denver
Total Branches and Offices 3
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Native American Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Native American Bank

How many branches does Native American Bank operate?

Native American Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Native American Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Native American Bank provides members with tools to manage their accounts and build a solid financial history.

Does Native American Bank offer online and mobile banking?

Most modern institutions like Native American Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nativeamericanbank.com.

Current Native American Bank Rates

  • 12-Month CD1.51%
  • 18-Month CD1.46%
  • 24-Month CD1.36%
  • 36-Month CD1.26%
  • 48-Month CD1.16%
  • 60-Month CD1.21%
  • Savings0.15%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.