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SYRACUSE POSTAL

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SYRACUSE POSTAL Rates & Review March 2026

Q: How many branches does SYRACUSE POSTAL operate?

SYRACUSE POSTAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join SYRACUSE POSTAL?

Yes, to access services at SYRACUSE POSTAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, SYRACUSE POSTAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SYRACUSE POSTAL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 26, 2026

You can compare SYRACUSE POSTAL rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.75%. Savings rates are at 0.05% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 6.05%. All these rates can be compared to SYRACUSE POSTAL rates. MonitorBankRates evaluates the financial stability of SYRACUSE POSTAL with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026.

SYRACUSE POSTAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SYRACUSE POSTAL? Share your experience about SYRACUSE POSTAL by leaving a review below, or read customer reviews before you decide to use SYRACUSE POSTAL.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Industrial and Commercial Bank of China USA
syracuse

5640 e taft rd
syracuse, NY 13220

Current Rate Availability

We do not have SYRACUSE POSTAL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for SYRACUSE POSTAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather SYRACUSE POSTAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SYRACUSE POSTAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SYRACUSE POSTAL

Website

Address 5640 e taft rd, syracuse, NY 13220

Phone 315-458-5550

Fax 315-458-9930

President

CEO robert medico

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

0.0006%

Return on Equity (ROE)

0.0074%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

17,989,504

Total Amount of Shares and Deposits

16,376,074

Total Shares and Deposits < 1 Year

16,376,075

Total Insured Shares and Deposits > $250K (item 17 less item K)

16,376,074

Total Interest Expense (Sum of items 6 8)

157,484

Number of Accounts for Share Drafts

601

Number of Accounts for Regular Shares

1,165

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,658,719

Total Liabilities

16,499,420

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for SYRACUSE POSTAL yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About SYRACUSE POSTAL

Is SYRACUSE POSTAL a safe place to deposit money?

Yes, SYRACUSE POSTAL is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SYRACUSE POSTAL operate?

SYRACUSE POSTAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SYRACUSE POSTAL?

Yes, to access services at SYRACUSE POSTAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SYRACUSE POSTAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SYRACUSE POSTAL provides members with tools to manage their accounts and build a solid financial history.

Does SYRACUSE POSTAL offer online and mobile banking?

Most modern institutions like SYRACUSE POSTAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.