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TES REGIONAL HEALTHCARE Rates & Review April 2026

TES REGIONAL HEALTHCARE's 12 MOS CD rates are at 4.07%, 12 MOS CD's rates are at 4.07%, CD's 12 MOS rates are at 4.07%, 6 MOS CD rates are at 3.56%, 6 MOS CD's rates are at 3.56%. TES REGIONAL HEALTHCARE's Personal Loan Rates are at 4.80%. MonitorBankRates evaluates the financial stability of TES REGIONAL HEALTHCARE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 04/19/2026.

TES REGIONAL HEALTHCARE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TES REGIONAL HEALTHCARE? Share your experience about TES REGIONAL HEALTHCARE by leaving a review below, or read customer reviews before you decide to use TES REGIONAL HEALTHCARE.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Excellent Lower than avg
SBH State Bank of Herscher
TES Regional Healthcare FCU
2050 Line Ave
Shreveport, LA 71104
http://www.tesfcu.org
Member NCUA

TES REGIONAL HEALTHCARE CD Rates

Product Rate APY Term View More
12 MOS CD 4.00% 4.07% 12
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
12 MOS CD's 4.00% 4.07% 12
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
CD's 12 MOS 4.00% 4.07%
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
6 MOS CD 3.50% 3.56% 6
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
6 MOS CD's 3.50% 3.56% 6
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
CD's 6 MOS 3.50% 3.56%
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
24 MOS CD 3.00% 3.04% 24
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
24 MOS CD's 3.00% 3.04% 24
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
CD's 24 MOS 3.00% 3.04%
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
36 MOS CD 2.00% 2.02% 36
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
36 MOS CD's 2.00% 2.02% 36
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
CD's 36 MOS 2.00% 2.02%
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%

TES REGIONAL HEALTHCARE Savings Rates

Product Rate APY View More
Regular Share Account 0.10% 0.10%
Min Balance $200
Details Balance of $200.00 or More
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%

TES REGIONAL HEALTHCARE Checking Rates

Product Rate APY View More
Checking 0.10% 0.10%
Min Balance $500
Details Balance of $500.00 or More
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%

TES REGIONAL HEALTHCARE Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.80%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
Used Auto Loans - - 5.05%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%

TES REGIONAL HEALTHCARE Credit Card Rates

Product Rate APR View More
Share Secured Visa - 6.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%
VISA - 9.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TES REGIONAL HEALTHCARE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TES REGIONAL HEALTHCARE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TES REGIONAL HEALTHCARE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TES REGIONAL HEALTHCARE
Address 2050 Line Ave, Shreveport, LA 71104
Phone 318-681-4335
Fax 318-221-6660
President Danny Wagner
CEO Cindy Morris
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
-0.0322%
Return on Equity (ROE)
-0.2745%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
26,806,418
Total Amount of Shares and Deposits
23,681,625
Total Shares and Deposits < 1 Year
23,344,934
Total Shares and Deposits 1 3 Years
336,692
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,331,472
Total Uninsured Shares and Deposits > $250K (F+J)
2,331,472
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,350,153
Total Interest Expense (Sum of items 6 8)
50,540
Share Certificates
90
Number of Accounts for Share Drafts
689
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
2,095
Money Market Shares
100
Net Income (unless the amount is already included in Undivided Earnings)
-8,619
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
955,191
Total Liabilities
23,666,022
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About TES REGIONAL HEALTHCARE

Is TES REGIONAL HEALTHCARE a safe place to deposit money?

Yes, TES REGIONAL HEALTHCARE is considered a safe financial institution. With a Texas Ratio of 0.0047127814453973%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TES REGIONAL HEALTHCARE operate?

TES REGIONAL HEALTHCARE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TES REGIONAL HEALTHCARE?

Yes, to access services at TES REGIONAL HEALTHCARE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TES REGIONAL HEALTHCARE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TES REGIONAL HEALTHCARE provides members with tools to manage their accounts and build a solid financial history.

Does TES REGIONAL HEALTHCARE offer online and mobile banking?

Most modern institutions like TES REGIONAL HEALTHCARE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tesfcu.org.