|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 1st Liberty Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
1st Liberty Federal Credit Union's 9 Month Special CD rates are at 3.30%. 1st Liberty Federal Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of 1st Liberty Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.23%. Rates were last updated on 04/25/2026. 1st Liberty Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Liberty Federal Credit Union? Share your experience about 1st Liberty Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Liberty Federal Credit Union. 1st Liberty Federal Credit Union
Robert H Scott Branch 6200 3rd Ave N
https://www.1stliberty.org Great Falls, MT 59405 1528 
1st Liberty Federal Credit Union CD Rates
1st Liberty Federal Credit Union Home Equity & HELOC
1st Liberty Federal Credit Union Auto Loan Rates
1st Liberty Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for 1st Liberty Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather 1st Liberty Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with 1st Liberty Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
1st Liberty Federal Credit Union
Website
https://www.1stliberty.org
Address
6200 3rd Ave N,
Great Falls, MT 59405 1528
Phone
406-761-8300
Fax
406-761-8305
President
Ken Sylva
CEO
Steven Grooms
Full-Time Employees
51
Part-Time Employees
6
Branch Locations
7
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.23%
Return on Assets (ROA)
0.4203%
Return on Equity (ROE)
2.9179%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
209,205,358
Total Amount of Shares and Deposits
178,223,271
Total Shares and Deposits < 1 Year
170,652,825
Total Shares and Deposits 1 3 Years
7,136,071
Total Shares and Deposits > 3 Years
434,376
Total Insured Shares and Deposits > $250K (item 17 less item K)
178,223,271
Total Interest Expense (Sum of items 6 8)
675,192
Share Certificates
617
Number of Accounts for Share Drafts
9,087
IRA KEOGH Accounts
457
Number of Accounts for Regular Shares
18,406
All other shares
141
Money Market Shares
321
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,062,523
Total Liabilities
180,956,181
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About 1st Liberty Federal Credit UnionIs 1st Liberty Federal Credit Union a safe place to deposit money?Yes, 1st Liberty Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2335697659067%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does 1st Liberty Federal Credit Union operate?1st Liberty Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join 1st Liberty Federal Credit Union?Yes, to access services at 1st Liberty Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, 1st Liberty Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, 1st Liberty Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does 1st Liberty Federal Credit Union offer online and mobile banking?Most modern institutions like 1st Liberty Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1stliberty.org. Compare to Other Credit Unions
United Employees Credit Union
ACFCU
New Orleans Port Commission Employees Credit Union
Advantage Credit Union, Inc.
Star One Credit Union
Valley One Community Federal Credit Union
Millstream Area Credit Union
NIAGARAS CHOICE
Transfiguration Parish Federal Credit Union
Pioneer Mutual Federal Credit Union
Dakota West Credit Union
Home Federal Credit Union
Springdale P P G Federal Credit Union
Guco Credit Union
Nusenda Federal Credit Union
BlueScope Employees Credit Union
KEMBA ROANOKE
Westerra Credit Union
Central Kansas Education Credit Union
Orleans Parish Sheriffs Credit Union
Clifford Jacobs Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
